Personal Finance

Sometimes, borrowing against MFs is more sensible than redeeming them

Instead of borrowing to the hilt, maintain a buffer to avoid margin calls during spells of market volatility

Your family could pay ₹39 lakh in tax on inherited MFs- but zero on NPS

Mutual Funds vs NPS: The Inheritance Tax Difference Few Investors Understand

Will it really pass on smoothly? These inheritance hurdles trip up families

Even with a valid Will, missing paperwork, nominee confusion and executor disputes can delay inheritance claims for years

Godrej-Tata team up for Gurgaon's Golf Course homes costing Rs 11-15 cr

Godrej Samaris is an upcoming ultra-luxury development located on the last expansive land parcel of Golf Course Road in Sector 53, Gurgaon

Higher NPS returns for pensioners: PFRDA panel explores new asset classes

'Need to avoid volatility', says regulator as it reviews investment options

EV insurance jumps 670% as smaller cities drive policy purchase: Report

Tier-II and Tier-III cities now account for 77% of all insured cars in the country

FY26 ITR filing: How to choose the ITR form that best reflects your income

Taxpayers should carefully match their income profile with the applicable ITR form, as filing returns in the wrong form could lead to defective returns or tax notices

One more REIT now available, but are they the right instrument for you?

Interest rate cycle affects the attractiveness of REITs; a longer horizon is essential to overcome its impact

No Khata for partitioned plots in Bengaluru? Experts explain what to do

Bengaluru's e-Khata portal may leave some revenue plot owners unable to secure loans, utility links or property sales.

Personal loan vs overdraft: Which credit option makes more financial sense?

Overdrafts offer quick and flexible access to funds, while personal loans bring fixed EMIs and repayment certainty.

Filing first ITR this year? These documents can help you avoid tax notices

Even though ITR forms are annexure-less, missing or mismatched records can still lead to notices or delay refunds

Mumbai University's billionaire alumni control over $232 billion in wealth

Harvard Leads the Billionaire Race - But India's Mumbai University Makes the Top 10

Rupee beyond 96? DSP MF says that may make Indian assets more attractive

DSP's Message Amid Rupee Panic: This May Be the Time to Buy, Not Run

UK flat, US stocks? Why one Indian Will may not work for your legal heirs

It may not smoothly transfer your overseas assets as foreign courts, taxes and probate rules can intervene, say legal experts

Senior citizen FD rates up to 8.3% this month: Know offers

Senior citizens can still earn up to 8.3%, with small finance banks offering the highest rates

Buying a flat in UP? New rules will stop builders from diverting your money

UP RERA Has Changed How Builders Can Use Your Money - Here's What It Means

High gold prices boost exchange schemes: What customers must know

India's gold recycling market is expanding rapidly as rising prices push households to exchange old jewellery, but customers must watch for purity checks, deductions and opaque valuation practices

Amid heatwaves, breathable fabrics reshape summer fashion for Indian women

As Indian summers grow harsher, women are embracing breathable fabrics, fluid silhouettes and versatile wardrobes that blend comfort, practicality and understated luxury

What are the best super top-up health cover plans available

With private healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming critical for urban Indians seeking stronger financial protection

Swipe or tap: 5 features that make your credit cards safer than before

From AI-led fraud alerts to tokenisation and biometrics, modern credit cards are adding stronger layers of payment security.