Personal Finance

NPS, UPS or APY complaint? Here's how to raise it through Pension Sahayak

NPS, UPS and APY subscribers can file complaints online, track them and escalate unresolved grievances through PFRDA's Pension Sahayak.

RBI fixes 6.45% govt bond rate: How it works, interest payment explained

The rate applies from October 4 to April 3 and is reset every six months based on 182-day Treasury Bill yields.

Maintenance fee rises 90% in Gurugram township: What to check before buying

A residents' protest over missing facilities and higher fees highlights the costs buyers should assess beyond the property price.

₹1,800 crore in a week: Embassy Origins sells 477 homes in North Bengaluru

Embassy Developments has recorded more than ₹1,800 crore in pre-sales within a week of launching Embassy Origins in North Bengaluru

NPS Swasthya: Should retirement savings be bundled with health cover?

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Street signs: AMC bets on peers, Nifty eyes near 22,200 support level

Quant MF builds sizable positions in ICICI Prudential AMC and Nippon Life India AMC across multiple schemes

30 and plan to start investing? What to do in the first of your plans

Focus on building an emergency buffer, clearing high-interest debt and setting up automated index fund contributions

The one-page financial plan: Preventing the chaos of scattered money

It provides a structured roadmap for clear financial protection, debt removal and automated long-term wealth creation

Turn sporadic savings into a system: Set a budget, review regularly

A practical guide to breaking the cycle of irregular savings and building a consistent, stress-free financial buffer

Shopping to streaming apps: Review bank statement to spot wasteful spending

Regular checks can expose hidden daily leaks -from unused subscriptions to convenience fees - and help you take back control of your money

Never miss a bill payment deadline, follow these steps to avoid penalties

Build a reliable, automated payment system to protect your credit score and take the stress out of monthly cash flow

Insurance to retirement: How to build financial goals that fit your income

A step-by-step guide to aligning your budget and investments with your actual take-home pay to build a sustainable financial plan

Documents to interest rate: What you must check before taking a home loan

Consider our checklists on how to navigate the long-term financial commitment

5-minute trap: How to review an instant loan before you click 'accept'

Instant loan providers hide their predatory terms in the fine print while selling their frictionless offer

Set up your home without blowing up the budget: Follow this strategy

Spacing out expenses helps avoid turning homeownership into long-term financial stress

Plug the leak: How to avoid savings account charges, hidden banking fees

Your account should provide liquidity and convenience without charging you for the privilege

Check authenticity and costs before buying art; keep allocation small

Commit only money you can leave invested for years

PPF rate unchanged at 7.1%: What investors need to know this quarter

The government has kept small savings rates unchanged for the third quarter, with PPF continuing to offer 7.1 per cent

Every Saturday bank holiday? Govt debunks fake Gazette; here's the rule

Bank branches are closed on the second and fourth Saturdays, while other Saturdays are generally working days

Income tax enters Class 9: NCERT teaches students how to calculate tax

Council's social science textbook covers budgeting, saving, investing and risk management, linking money choices with long-term financial stability