Personal Finance

Largecaps for stability, mid and smallcap funds for higher returns

Maintaining exposure across various market-cap categories is important as leadership can change during different market phases

Property registered in your name? That's not the end of ownership process

A registered sale deed records the transaction, but buyers must check title history, encumbrances and other records before claiming clear ownership

Beyond metros: Tier 2, 3 cities account for 86.5% of education loan demand

From UP to Bihar, smaller cities fuel India's education loan boom

Got a Rs 6,000 tax demand? Govt warns it could be a phishing scam

Fake messages seek to resemble genuine communication from a government authority and exploit taxpayers' concern about penalties, says PIB Fact Check

Rs 54 lakh cash deposit avoids taxation: Why property dealer won case

Tax tribunal rules the amount passed through his account and was not income. Experts explain the evidence that made the difference

CGHS reimbursement rules: The Rs 3,000 test rule & referral norms explained

CGHS has clarified when beneficiaries need referrals or prior approval for tests, follow-ups and procedures under the reimbursement rules

Actor Prajakta Mali buys ₹6.4 cr flat in Goregaon's Oberoi Exquisite

Prajakta Mali buys 996 sq ft Oberoi Exquisite flat for ₹6.42 crore

How to handle your finances after a job loss: Cut costs, manage debt wisely

How to pare discretionary expenses, handle investments and debt, and migrate from a group to a personal health insurance policy

Suryoday Bank FD rates: 8.25% for regular investor, 8.5% for senior citizen

For regular customers, the bank is offering interest rates of up to 8.25% a year, while senior citizens can earn as much as 8.50% a year under the revised rate structure.

Bali, Vietnam trip? 8 forex mistakes that can quietly eat into your budget

A ₹1.5 lakh Southeast Asia holiday can quietly become more expensive if you get the currency part wrong.

Gold or silver in 2026? Tata MF says keep 70% in gold, 30% in silver

Gold remains the preferred anchor because of its defensive characteristics, central-bank demand and diversification benefits. Silver provides additional growth potential.

RBI sets new loan recovery rules: What changes for borrowers in 2027

RBI's binding rules on recovery will restrict contact hours and recovery-agent conduct, while safeguarding against wrongful device locking, but third-party agents could pose challenges.

Regular to direct plan switch: Is a tax levy justified for investors?

Making switches between regular and direct tax-neutral will not cause any revenue loss. The capital gain is not being forgiven or exempted

Govt opens one-time foreign assets' disclosure window starting Aug 16

Eligible taxpayers can disclose specified foreign income and assets under the one-time scheme till December 31, with a 60 per cent outgo in one category and a ₹1 lakh fee in another

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

RBI's new loan rules: Experts explain faster rate resets, tighter spreads

Regulator prescribes three-month resets for floating-rate loans and tighter rules on spreads, with changes for existing borrowers.

Rs 1,322 cr leaves Largecaps in July. Is Investor Money Moving to Midcaps?

Investors are rebalancing within equity portfolios rather than making a wholesale shift towards defensive assets, says CEO of Anand Rathi Wealth

Waiting for higher EPFO pension? Govt announces 4 steps to speed up claims

Measures include online regional monitoring and regular reviews, but no fresh deadline has been set for pending claims.

Air India Express sale: Save up to 20% on flights; how to get extra 10% off

Bookings are open until 16 August 2026 for travel between 16 August 2026 and 31 October 2026

Ajay Devgn, mother Veena to earn Rs 10.6 cr from 5-year Juhu bungalow lease

After buying Rs 45-cr offices, Ajay Devgn and mother Veena lease Juhu bungalow for Rs 10.6 cr