Personal Finance

AI-based financial scams: Set a family code word for emergency requests

Pause and verify the caller's identity independently before transferring funds

Align tax saving with your financial goals, horizons, and liquidity needs

Begin making these investments now, based on informed choices, instead of waiting till the last moment when mistakes are more likely

Check the best term insurance premium rates for young professionals

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Stepping Up: How homegrown sneakers are redefining India's footwear scene

Indian consumers are increasingly choosing homegrown sneaker brands over global labels, drawn by better comfort, local design relevance, sustainability and value-for-money pricing

Fund review: Bandhan Dynamic Bond Fund

Fund review: Bandhan Dynamic Bond Fund

Disputing a wrong credit card charge? Experts say timing decides refunds

Banks and card networks run on different clocks, and the earliest deadline often decides the outcome

Home loan in mid-Jan 2026: Interest rates range from 7.10% to 12.58%

Rates stay competitive across banks and housing finance companies, led by public sector lenders

Hartford Global rents 1.6 lakh sq ft in Hyderabad for ₹92 lakh/month

The transaction covers two separate office units within the same commercial complex:

Car loan rates in mid-Jan 2026 start at 7.35%, EMIs from Rs 9,983

Lenders kick off 2026 with competitive car finance offers, as public sector banks lead the market with rates as low as 7.35%

Insurance cover, loan and card perks: Inside the new Govt salary account

A single-window banking solution offering enhanced salary account fearutes, extensive insuranace coverage and premium card benefits for Central Government employees.

SGB 2020-21 Series IV opens for early redemption, offers 185% gains

Five-year mark triggers a windfall for gold bond holders, as the RBI opens an early exit window offering a capital appreciation at Rs 13,929 per unit

Who pays when a widowed daughter-in-law seeks maintenance? SC answers

Supreme Court clarifies when heirs must support widowed daughter-in laws

HDFC Infinia credit card trims voucher returns as 5X points drop to 3X

Users of premium card face a sharp dip in loyalty value as company slashes accelerated rewards on its popular lifestyle voucher portal

Millionaires on move: How global wealth is choosing where to live in 2026

Leading destinations for net millionaire inflows-including the UAE, Saudi Arabia, Europe, the United States, Singapore and Australia-are attracting capital and talent

Moderate-risk investors may choose balanced advantage funds for 2026

Balanced advantage funds offer equity participation with lower volatility through dynamic asset allocation, though they are not risk-free and returns can turn negative over the short term

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

India's realty pulls in record capital at $14 bn: What investors are buying

Domestic investors dominated inflows with 80% share in Q4 2025, while foreign capital was led by Canada (52%) and the US (26%)

Claiming HRA without a rent agreement? Tax dept will ask for proof

While a formal rent agreement is not a legal prerequisite, Tax planning 2026: digital payment trails and landlord PAN details are essential to withstand tax department's scrutiny

After ATM fees, SBI increases IMPS transfer charges: Check new rates

Lender will end free high-value online IMPS transfers from Feb 15, as it recalibrates service pricing amid rising operational costs

NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased

Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs