
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
While financial inclusion has brought millions of women into the banking fold, a systemic 'agency gap' is preventing them from building the long-term assets needed to drive national growth, it says
Hike brings state allowances in line with central government rates, providing a significant monthly boost for lakhs of employees and pensioners
Supreme Court clarified that decades of occupancy do not grant tenants ownership rights, orders the eviction of a shop's occupants
Move to Ind AS 117 framework will modernise how insurers report long-term profits and liabilities without altering existing policy terms, premiums or coverage for customers
While they India act as their household's primary savers, only 32% of women use formal financial institutions for savings
MUDRA operates solely as a refinancing body and never solicits direct payments from individual borrowers.
Members can choose to maintain, transfer or withdraw their savings depending on their destination and employment terms
Hidden loans can quietly hurt your credit score; here's how to catch and fix them promptly
Women borrowed more than men in just two cities, but the average loan size for women across major markets is Rs 6 lakh lower than for men
Lender is tightening its fee structure from April 1, raising debit card charges and introducing higher penalties for repeated auto-debit failures
While municipal authorities possess the legal power to auction homes for unpaid tax, they must follow a strict sequence of statutory notices and appeal windows
Affluent Indians are increasingly prioritising pure protection over tax planning, with over half of high-net-worth individuals now securing multi-crore term insurance covers before the age of 40
Understanding variable Annual Percentage Rate essential to avoiding sudden debt spikes caused by shifting interest rate cycles, late payment penalties, expiry of introductory offers
Bank will overhaul vault security with mandatory Aadhaar biometrics alongside a steep restructuring of locker rental tiers from April 1
Regulator flags surge in pre-investment scams as it expands AI-driven surveillance, verification tools and awareness campaigns
Credit card EMIs help split large purchases into manageable monthly payments, but understanding charges and terms is crucial before opting for it
EPFO keeps EPF interest rate unchanged at 8.25% for FY26; what it means for retirement savings and salaried employees explained
War-linked travel disruptions, evacuations and stranding costs remain largely excluded under standard travel insurance policies, experts say
Travel perks to cashback offers, here's how top credit cards cater to shopping, lifestyle and everyday spending needs
Over 10 million Delhi residents now have ABHA IDs. Here's how digital health records can ease treatment access and reduce medical paperwork.