Page 30 - Amit Kumar

US visa appointment delays travel plans for many Indian tech workers

Heightened security vetting and administrative backlogs at consulates leave hundreds of Indian tech professionals stranded, with some renewal appointments pushed back by over a year

SGB 2020-21 Series IV opens for early redemption, offers 185% gains

Five-year mark triggers a windfall for gold bond holders, as the RBI opens an early exit window offering a capital appreciation at Rs 13,929 per unit

HDFC Infinia credit card trims voucher returns as 5X points drop to 3X

Users of premium card face a sharp dip in loyalty value as company slashes accelerated rewards on its popular lifestyle voucher portal

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

Claiming HRA without a rent agreement? Tax dept will ask for proof

While a formal rent agreement is not a legal prerequisite, Tax planning 2026: digital payment trails and landlord PAN details are essential to withstand tax department's scrutiny

UK crackdown on illegal working leads to 12,300 arrests, including Indians

Country reports record-breaking levels of immigration enforcement in 2025, with arrests surging by over 80%

After ATM fees, SBI increases IMPS transfer charges: Check new rates

Lender will end free high-value online IMPS transfers from Feb 15, as it recalibrates service pricing amid rising operational costs

NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased

Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs

Tier-2, Tier-3 cities drive 81% home loan growth, 64% of volumes: Report

First-time and mid-income buyers fuel home loan growth across smaller cities

IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know

Train fares go up and Aadhaar-only booking begins for general reserved tickets

US withdraws policy restricting lending bias against immigrants: Explained

US lenders can now factor immigration status in credit decisions, but core protections remain

SBI raises ATM transaction fees after a year: What changes for customers

India's largest lender introduces a 10-transaction cap for salary account holders and raised fees for exceeding free limits, responding to increased inter-bank processing costs

Tamil Nadu Assured Pension Scheme: Who gains, how it works, and from when

Tamil Nadu Assured Pension Scheme will provide state government employees with a guaranteed monthly pension of 50% of their last-drawn salary alongside inflation-linked dearness allowance benefits

Japan travel costs to jump: Visa fees up 30k-100k Yen, Sayonara tax triples

Indian travellers and foreign residents may need to budget more for Japan trips and stay

Will saving for retirement be 'irrelevant' in 20 years? Elon Musk thinks so

Musk argues AI and automation may make long-term savings unnecessary

Credit scores in 2026: Expert explains what quietly hurts your score

Some habits can quietly damage your credit score. Here's what to watch

HDFC Bank debit card lounge access rules change: Vouchers now mandatory

Complimentary airport lounge visits now require voucher claim, not just a card swipe

Income Tax Act, 2025 to replace the 1961 law from April 1: Explained

What the Income Tax Act, 2025 changes and what stays the same for taxpayers

Budget 2026: Why higher super-rich tax may backfire, experts explain

Tax specialists warn higher surcharges could push wealth and talent overseas

Planning to tap into EPF to pay off loans? Here's why you need a rethink

Rules to compounding, what happens if you tap EPF for debt