 "Manojit Saha")
Manojit Saha
Manojit Saha
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha
Jana Capital downgrade unlikely to have bearing on Jana Small Finance Bank
Sources said there is no cross-default linkage between the debt of Jana Small Finance Bank and Jana Capital, with the holding company continuing to pare its stake in the lender
 "Jana Capital downgrade unlikely to have bearing on Jana Small Finance Bank")
FPIs' debt appetite surpasses equity exit in June on RBI, govt measures
Foreign investors pumped a net Rs 55,518 crore into debt in June, exceeding equity outflows, as RBI and government measures boosted the appeal of Indian government bonds
 "FPIs' debt appetite surpasses equity exit in June on RBI, govt measures")
US-Iran deal has shifted risk balance 'favourably': RBI's report
Fx volatility may rise if oil prices spike due to supply chain risks
 "US-Iran deal has shifted risk balance 'favourably': RBI's report")
Bank NPAs fell in March; may rise under baseline case: RBI report
RBI's Financial Stability Report shows bank NPAs fell to record lows in March, though stress tests indicate a modest rise under the baseline scenario by March 2028
 "Bank NPAs fell in March; may rise under baseline case: RBI report")
Remain alert to external, domestic risks: RBI governor Sanjay Malhotra
Preserving financial stability more important than ever, says RBI governor Sanjay Malhotra
 "Remain alert to external, domestic risks: RBI governor Sanjay Malhotra")
With leverage available, FCNR (B) scheme remains attractive: P D Singh
Standard Chartered expects strong FCNR(B) inflows from key overseas centres as RBI's latest measures boost foreign currency deposits and cross-border banking
 "With leverage available, FCNR (B) scheme remains attractive: P D Singh")
Banks wait & watch as dollar-bond investors seek richer returns
Premium rose steadily after HDFC secured tightest-ever spread for an Indian lender
 "Banks wait & watch as dollar-bond investors seek richer returns")
Weak monsoon may cloud growth-inflation dynamics: RBI's June Bulletin
Recent policy measures likely to push up sovereign debt demand
 "Weak monsoon may cloud growth-inflation dynamics: RBI's June Bulletin")
Foreign currency inflows to support domestic liquidity: RBI's MPC member
The growth-inflation outlook remains clouded despite easing West Asia tensions, with risks from food prices and supply chains, says Bhattacharya
 "Foreign currency inflows to support domestic liquidity: RBI's MPC member")
SBI raises its FCNR (B) game with 9x leverage play under RBI scheme
SBI rolled out a 9x leverage facility under RBI's FCNR(B) scheme as India's forex reserves fell sharply on lower gold valuations
 "SBI raises its FCNR (B) game with 9x leverage play under RBI scheme")
Minutes of June MPC meet: Members wary of generalisation of inflation
RBI Monetary Policy Committee members highlighted risks of inflation becoming broad-based and stressed uncertainty around growth and prices due to the West Asia conflict
Bank of India sets Q2-end target for expected credit loss parallel run
Bank of India expects up to $1 billion in FCNR-B inflows under RBI's special window, while maintaining strong credit growth and preparing for ECL norms
 "Bank of India sets Q2-end target for expected credit loss parallel run")
Big Bond Bang reignites hopes for Indian Gsec in global portfolios
Bloomberg's review of its flagship global index is scheduled for mid-June this year
 "Big Bond Bang reignites hopes for Indian Gsec in global portfolios")
Cautious status quo: RBI sees higher inflation, slower growth in FY27
The decision to hold rates was unanimous. The MPC also retained the neutral stance on policy
 "Cautious status quo: RBI sees higher inflation, slower growth in FY27")
Foreign outflows meaningful, but not overwhelming: Citi's Kaustubh Kulkarni
Investors remain interested in India, but the AI theme is dominating global conversations, says Kulkarni
 "Foreign outflows meaningful, but not overwhelming: Citi's Kaustubh Kulkarni")
Soiled note disposal by RBI falls sharply in FY26 due to machine upgrades
The central bank disposed of 17 billion soiled and mutilated banknotes in FY26, down from 22.9 billion a year earlier, as replacement of shredding systems disrupted processing operations
 "Soiled note disposal by RBI falls sharply in FY26 due to machine upgrades")
Preference for proven credit rating hits first-time borrowers harder
Consumer durable financing has emerged as the primary gateway to formal credit as lenders increasingly favour borrowers with established repayment records
 "Preference for proven credit rating hits first-time borrowers harder")
Lingering geopolitical tensions may hit loan portfolios: RBI report
RBI warned that the West Asia conflict, rising energy prices and monsoon risks could weigh on India's growth and inflation outlook in the short term
 "Lingering geopolitical tensions may hit loan portfolios: RBI report")
India may soon get plastic currency notes as RBI revives decade-old plan
Reserve Bank of India is considering a pilot project for polymer banknotes, citing longer shelf life, lower replacement costs and rising demand for cash despite the growth of digital payments
 "India may soon get plastic currency notes as RBI revives decade-old plan")
Credit guarantee scheme: Loan limit for large MFIs increased to ₹1K crore
Disbursements under the scheme are yet to begin, as microlenders had flagged that the ₹300 crore cap for large institutions was inadequate
 "Credit guarantee scheme: Loan limit for large MFIs increased to ₹1K crore")