Page 107 - Personal Finance
Changed jobs recently? Here's how to file ITR without any errors
'Switching jobs mid-year can complicate tax filing, but with a little attention to detail, you can avoid common mistakes. As experts say, 'A few extra steps today can save you headaches tomorrow.
 "Changed jobs recently? Here's how to file ITR without any errors")
Up to 8.80% FD rates for senior citizens in July: Top picks
Senior citizens can secure higher returns this July with fixed deposit rates as high as 8.80% from small finance banks
 "Up to 8.80% FD rates for senior citizens in July: Top picks")
Myntra Kotak credit card ends July 10: Here's what changes for users
What customers should know before switching to League Platinum Credit Card
 "Myntra Kotak credit card ends July 10: Here's what changes for users")
Cheats posing as EPFO agents are a threat: Red flags and how to stay safe
Pension fund doesn't employ agents and its services are available for free use on its website
 "Cheats posing as EPFO agents are a threat: Red flags and how to stay safe")
USA, Japan, Hong Kong pump $1.06 bn into Indian realty in Q2: Top deals
In Q2 2025, India's real estate sector attracted institutional investments totaling $1.80 bn, marking a 42% year-on-year decline from record highs but showing 122% growth compared to previous quarter
 "USA, Japan, Hong Kong pump $1.06 bn into Indian realty in Q2: Top deals")
Expense ratios: a quiet wealth killer which eats up your mutual fund gains
Experts caution that this fees can have a significant impact on long-term returns, especially when compounded over decades
 "Expense ratios: a quiet wealth killer which eats up your mutual fund gains")
Mercedes + UAE Golden Visa now a cheaper combo than just car deal in India
At ₹1 crore, buying a Mercedes in India now costs more than getting the same car in Dubai-plus a UAE Golden Visa under its new nomination-based residency scheme
 "Mercedes + UAE Golden Visa now a cheaper combo than just car deal in India")
Should you spend Rs 1.8 lakh on a pilgrimage? IRCTC's Ramayana tour decoded
The 17-day tour traces the footsteps of Lord Ram, covering over 30 spiritual destinations across India and Nepal, including Ayodhya, Sitamarhi, Janakpur, Varanasi, Nasik, Hampi, and Rameshwaram.
 "Should you spend Rs 1.8 lakh on a pilgrimage? IRCTC's Ramayana tour decoded")
Royal buyer snaps up Golf Links Bungalow in Lutyen's Delhi for ₹100 cr
Rajasthan royal Yashwant Singh has bought a bungalow in Delhi's upscale Golf Links area for ₹100 crore, according to CRE Matrix property records.
 "Royal buyer snaps up Golf Links Bungalow in Lutyen's Delhi for ₹100 cr")
Can ancestor's migration cost you crores? Saif's property case explains how
A 75-year-old law from the Partition era has cost Saif Ali Khan his ₹15,000 crore royal inheritance
 "Can ancestor's migration cost you crores? Saif's property case explains how")
How to ensure smooth payout of life insurance claims after a tragedy
Learn who gets the insurance proceeds if the policyholder and the nominee both pass away in an accident
 "How to ensure smooth payout of life insurance claims after a tragedy")
Flat booking cancellation and refund: Evaluate finances, do due diligence
Homebuyers should understand RERA-based cancellation and refund rules before entering into a builder agreement, especially regarding earnest money and default timelines
 "Flat booking cancellation and refund: Evaluate finances, do due diligence")
No insurance claim for reckless driving, says SC: Read fine print carefully
'Insurance is a protective tool, not a safety net for irresponsible behaviour,' says expert, as SC ruling limits payouts in accidents caused by the policyholder
 "No insurance claim for reckless driving, says SC: Read fine print carefully")
GPF vs EPF: How much will you earn this season from retirement savings?
The government keeps interest rate on GPF at 7.1% for July-Sept quarter, while EPF savers see 8.25% interest credited for FY26. Here's what it means for your retirement corpus
 "GPF vs EPF: How much will you earn this season from retirement savings?")
Lower EMIs, loan rates in July as three state-owned banks cut MCLR by 5 bps
Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans
 "Lower EMIs, loan rates in July as three state-owned banks cut MCLR by 5 bps")
Repay home, car, personal loan before deadline without penalty: This is how
RBI bars bank and non-bank lenders from levying pre-payment charges on floating rate loans bought by retail customers
 "Repay home, car, personal loan before deadline without penalty: This is how")
New cost inflation hike by CBDT brings relief for property sellers: Experts
'The higher cost inflation index helps cushion sellers from rising prices, lowering their taxable gains,' say experts, making long-term property sales more tax-friendly.
 "New cost inflation hike by CBDT brings relief for property sellers: Experts")
Make My Trip told to compensate flier after wallet fraud: How to stay safe
A Mumbai consumer court tells MakeMyTrip to provide ~1.37 lakh in compensation after wallet fraud and refund issues. Learn key tips to protect your money and avoid similar booking nightmares
 "Make My Trip told to compensate flier after wallet fraud: How to stay safe")
Objects of desire: Statement pieces that make your home talk
From monkey butlers to custom wall murals, statement pieces are those few special things that instantly catch the eye and give a space its personality
 "Objects of desire: Statement pieces that make your home talk")
Multiple PF withdrawals: Reasons allowed, amount that can be taken out
Taking out money from retirement corpus has to be according to rules set by EPFO