Page 373 - Personal Finance

Snapshot of term insurance plans with 2 riders offered by various companies

Here is how term insurance plan with two riders offered by various insurance companies stack up

Fund pick: HDFC Short Term Debt

Fund pick: HDFC Short Term Debt

Older house can offer price and location advantage, say experts

But ensure repair expenses don't erode initial gain; also carry out title check

About Rs 400 cr tax deposited by filing 500,000 updated ITRs so far

The official said compliance has improved substantially and even corporates are filing updated income tax returns

Tax collections to cross budget estimates in current fiscal, says govt

Revenue Secretary Tarun Bajaj was quoted as saying that the growth in tax revenues will continue to be higher than the GDP growth, owing to better compliance

Port and combine your base health policy with a top-up to prune cost

Features like recharge and guaranteed no-claim bonus enhance the cost-effectiveness of health insurance policies

Companies mostly beat large banks on FD returns, face competition from SFBs

However, corporate deposits are generally riskier than those offered by large bans; debt funds offer attractive returns in above 3-year tenure

Banking funds could outperform if economic recovery continues unimpeded

Global factors causing a slowdown and overexposure to this sector are key risks

Passive funds: Select ones with low tracking error, say experts

In case of an ETF, prefer those that also have large trading volume and AUM

Travel safe: Why buying insurance for your international vacation matters

Polices cover you against medical emergencies, flight cancellations or lost baggage

Why active mutual funds do not beat the index

Active mutual funds on average (and net of fees) underperform the index because they have less inside information than promoters of companies

Park funds into debt schemes as yields have turned attractive: Experts

Tactical bets on longer-duration funds not advisable in the current scenario as rate cuts are not on the horizon

Physical presence back in focus as mutual funds look beyond metros

New branches being added even as digitisation empowers every transaction

Paintings, photos, passion: How to build an art collection for your home

You could buy a masterpiece or the work of an upcoming artist, but consider these tips to be a connoisseur

A snapshot of corporate FD rates offered by various firms with details

Here is how the corporate FD rates offered by various companies stack up

Fund pick: SBI Bluechip Fund

Fund pick of SBI Bluechip Fund

We're transparent, not biased against fund managers: S&P's Benedek Voros

'The two key factors are volatility in the stock market and the performance differential within indices'

Base effect contributing to small-cap funds' 30% return over three years

Limit exposure to this volatile category to 10-15% of equity portfolio, enter with 7-10-year horizon

Over 68.5 mn I-T returns filed for FY22 so far, count expected to rise

The last date for filing income tax returns (ITRs) for 2021-22 fiscal for individuals was July 31, while for corporates and others who need to get their accounts audited was November 7, 2022.

Build an equity-heavy portfolio for your child's higher education goals

This is essential to combat the high inflation in cost of education