Page 464 - Personal Finance

Do sovereign gold bonds bought in secondary market make good investments?

SGBs are not very liquid. Buy only if you believe gold prices will remain strong and if you can hold till maturity; if you're a short-term investor, ETFs work better

An agenda for the Budget

Even persons with savings are wary due to low growth in per capita income

Need emergency cash? Personal loan works for those who don't like surprises

Skip personal loans- when you splurge for a holiday, new iPhone or lifestyle expense you cannot afford

Figuring out the right answer: Busting some popular myths about investing

A lot of propaganda in personal finance contradicts the fundamental law that there are no free lunches ever

After standardising health insurance, Irdai looks at rating of hospitals

Under the rating mechanism, insurers can charge on the basis of grades based on facilities like number of doctors or equipment in the hospital

MFs added Rs 3.15 trn to asset base in 2019 on debt schemes, Sebi measures

The AUM of the industry rose by over 13 per cent to Rs 26.77 trillion

How to invest in new-age SIP variants when the market is turbulent

In a regular SIP, you simply put in a fixed amount every month. New-age tools allow investors to modify the traditional SIP and be more responsive to market fluctuations.Listen to the podcast for more

Existing home loan borrowers must move to external benchmark loans

Yes, there will be some cost, but it will be limited to administrative and legal expenses

Fund pick: IDFC Sterling Value Fund

Fund pick: IDFC Sterling Value Fund

Ease of doing business for NRIs

There seems to be a fundamental flaw in the way some of the income tax provisions are administered that hurts non-resident Indians' (NRI) real estate investments in India

Plan for your children through MFs: A snapshot of top five performers

A proper plan for children's education is, perhaps, more important than a retirement plan for many families

Life insurance to investment: Expert answers all financial planning queries

Should you start investing in LIC's child plan for your daughter ?

Have money in inactive bank accounts? Here's how you can claim them back

Ideally, you have only three accounts. One for salary and other two for investment and expenses

Choices galore for financial advisors, but pick the one suitable for you

What may work for your co-worker may not necessarily work for you. If you are looking to focus on your money life in 2020 and wondering of all the options out there, read on

Five experts on what the new decade starting next week holds for investors

The 2010-19 decade has delivered dismal returns for investors across asset classes. Will the next ten years be any better? Four top experts give views on their respective sectors

Vinyl records: Obsolete in the 1980s, a music lover's delight today

The market for vinyl collapsed with the advent of CDs in 1982. But LPs, as they were fondly called, have made a comeback in the past ten years, with certain editions costing quite a packet

All rests on policy outcomes

As an investor, stay positive and believe eventually things will turn around

Investment lessons of 2019: Focus on reducing risk, choose your bank wisely

2019 taught us that investments need to be diversified, and investors need to trust their money with well-regulated entities only

Fund pick: ICICI Pru Short Term Fund

ICICI Pru Short Term Fund

Snapshot of top-up home loan rates offered by various banks, other details

Here is how the home loan to-up rates offered by various banks stack up