Page 466 - Personal Finance

Gold is old

In most schemes, where the monthly investment is a fixed amount, investors run the risk of the price of gold rising during the tenure of the recurring deposit

Use allowance like LTA, HRA, car maintenance to reduce your tax liability

There are many of them, but only a few can be used to offset the tax burden

IPL 2019, DD vs KKR LIVE scoreboard

IPL 2019, DD vs KKR LIVE scoreboard

Should you choose lower EMI or lower interest rate while taking home loan?

Besides comparing interest rates offered by different players, also compare the processing fee, as this will make a difference to the total cost of your loan

Don't let change in MF mandate perplex you. Use load-free exit option

Sometimes, they are innocuous ones. But use the load-free exit option if the new mandate doesn't match your goals

Premium cards that cater to the snobbery of India's HNIs and ultra-HNIs

These products come with special privileges for travel, shopping, golf, and other services. A few are exclusive or invite-only, others are available for a high fees

What makes Bharat Bond ETFs a good option for buy-and-hold investors

Holding them till maturity will take care of interest-rate and liquidity risks that may exist

Should you hire a financial adviser to manage all your investments?

Financial advisers are professionals with deep understanding and expertise in how investments work

Pamper your pooch with the high-flying lifestyle of the rich and famous

From staycation to birthday celebrations, flight tickets, movie shows and swimming pool memberships, luxury pet resorts are offering pet-owners and their dogs a truly high-life experience

Fund pick: ICICI Prudential Long Term Bond Fund

Fund pick: ICICI Prudential Long Term Bond Fund

Returns from US funds may be muted amid US-China trade tensions

After rallying for 11 years, valuations seem to be on the higher side; patience is key for new investors

Buying a car? Enjoy attractive festive-season discounts in December

But if you delay purchase to the new year, you will get a higher value on resale

Life insurance policy: Can individuals buy policies other than their own?

One's decision to opt for a new policy should not be based on the premium to be paid alone.

Realty Check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Invest with at least a five-year horizon in balanced funds

If you want a moderate-risk product, and your fund has a decent track record, there is no reason to exit this category.

Complaint possible for Ulip claim

The Commission observed that there was no dispute that death benefit was available under the policy.

Reduction in EPF contribution could pose as a risk in the long run

Employees need to save at least 20% of their gross salary to build a reasonable retirement corpus. The later you start, the more you need to save

India vs West Indies 3rd T20 LIVE scorecard

India vs West Indies 3rd T20 LIVE scorecard

Standalone products can offer more comprehensive coverage than bundled ones

Sometimes, the free personal accident cover makes a payout only in case of death due to accident and not in case of a permanent disability. This significantly reduces its usefulness

Hit by data breach? Here's how to reboot your life and control the damage

Find out extent of damage through dedicated websites, and get into damage control mode