Page 470 - Personal Finance

Realty check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Minimising expense ratio in debt funds is crucial

Short-duration funds (regular), for example, have given an average return of 5.79 per cent over the past three years.

Can one challenge the rejection of insurance claim? Expert answers

The first reason could be non-disclosure during the purchase of insurance. Information and disclosures mentioned in the proposal form are critical and material for the issuance of an insurance policy.

Indian investors turn risk-averse in 2019, investments rise in FDs

The post-tax return from most fixed-income instruments marginally beats, or lags behind, the inflation rate

Complain within the time limit

As the builder had given possession and refunded the excess stamp duty in 2015, the limitation period would start then

BS Insurance Round Table 2020: Insurers unnerved by new tax regime

Leaders of the insurance industry bat for 100 per cent FDI in the sector

P2P lending is for risk-takers, market poised to grow at 19% annually

It is a good opportunity for HNIs as returns can be extremely attractive

Rewiring insurance with tech to speed up underwriting and claims process

Most of the insurance providers have mobile apps, meant to provide customers easier access to the insurer

Don't invest blindly in NFOs even if fund houses get under the skin

If they fill any gap in the portfolio, go for them. Otherwise, avoiding may make sense

Planning to take a personal loan? Existing loans impact borrowing capacity

Your credit score and the company you work for also have an effect

The telecom mess

If the sector turns into a duopoly (ignoring the struggling BSNL-MTNL combine for the moment), Airtel and Jio will find it hard to absorb the 300-million-plus VIL customers who will have to be ported.

A range of spectacles at various price points for the discerning wearer

You have a whole lot shapes, sizes, colours and styles out there in the market; just get a fix on what looks good on you without losing sight (no pun intended) of utility before you buy

Make an evidence-based choice between the old and new income tax regimes

Those who can cross certain thresholds of deduction will be better off sticking to the old regime

Long-term investors should snap up quality stocks during uncertainty

Long-term investors should, welcome the "fear of uncertainty" that affects stock prices

Mutual Funds float a dozen NFOs so far this year on broader market recovery

Experts say broader market recovery can lead to higher mobilisation of assets

Fund pick: Kotak Gilt Investment Fund

Fund pick: Kotak Gilt Investment Fund

Pay as you go: Irdai initiave aims to attract low-mileage car user

The idea behind such policies seems to be - lower the mileage, lower is the probability of an accident

Does gold remain a good investment? Yes, but exercise some caution

The strong performance does not mean that the bull run in the yellow metal has run its course

Realty check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

When concession is a penalty

The new optional tax regime is likely to become the only one available in a few years. This will affect real estate