Page 481 - Personal Finance

Smart public-speaking programmes to bring out the orator in your child

Several such Indian and global programmes, aimed at school and college students, have actually helped them prepare for higher education and chart their career path

Annuity plans take care of longevity risk, but their rate of return is low

The key attraction of an annuity is the promise of a fixed and regular income after retirement

India vs West Indies, 1st ODI LIVE scoreboard

India vs West Indies, 1st ODI LIVE scoreboard

Why you should avoid long-duration funds despite good one-year returns

Over the past one year, long-duration and gilt funds have given high double-digit returns. Nonetheless, experts do not suggest investing in these categories

Reader's corner: General Insurance

One can purchase a fresh policy with comprehensive coverage wherein own damage risk of the vehicle will also be covered along with third-party (TP) liability cover

Tipping point: Is this a good time to enter the dynamic bond funds?

The key risk is that the fund manager may not always take the right calls

Property can only be insured locally

The National Commission noted that claim was for loss of goods as well as for loss of profits. The local policy covered claim for loss of goods only, while the global policy covered loss of profits

Investment tips in the time of pink slips: Here's how to create a cushion

It's never easy, but you can make it less difficult with early financial planning

Fixed deposits promise steady returns for two-three year investment horizon

If you are not-so-comfortable with SFBs, even some private and public banks are offering good rates on FDs

Ind vs WI 3rd T20I LIVE Scoreboard

Ind vs WI 3rd T20I LIVE Scoreboard

Fund managers bet on pharma sector as pricing pressure in US is stabilising

The Indian pharma sector has many attractive opportunities before it, such as the growing adoption of generic drugs in developed markets

Costlier parts likely to drive the insurance premium on your e-car

Their parts are costlier and repairing often means replacing an entire system, which drives premium rates up

Can you handle an education loan? Choose institution and course carefully

It cuts both ways - you can build your credit score and get tax benefit, but defaulting will make life difficult

Planning to take a car loan? Pay the maximum down payment you can afford

This will help you reduce your interest outgo over the total tenure

Two ways to evaluate a firm

Use Altman's Z-score and Montier's C-score as basic hygiene before buying any company

Should you stop your SIPs in equity funds? No, that will be a bad idea

If you do so during a bear phase, you will forgo the benefit of rupee-cost averaging, an important factor in boosting long-term performance

India vs West Indies 2nd T20I LIVE scoreboard

India vs West Indies 2nd T20I LIVE scoreboard

Good for tenants and owners: Model Tenancy Act takes checks most boxes

Sitharaman had also highlighted that the current rental laws are archaic, as they do not address the relationship between the lessor and the lessee realistically and fairly

India vs West Indies 1st T20 Live scoreboard

India vs West Indies 1st T20 Live scoreboard

Sebi impact: Debt MFs may become more fairly valued in future, say experts

Expect lower returns as Sebi's latest moves curtail fund manager's risk-taking ability