Page 525 - Personal Finance

Rely on auto sector

With many stocks hitting 52-week lows, this could be a good time to enter. But be prepared to hold for two-three years

Nuts & bolts of securing the financial future of a child with special needs

The financial planning here is markedly different from the kind done for a normal child; make sure you have enough tucked away -- and safely -- for your little one when you're no longer around

Investment opportunity in adversity: Hold your nerve to profit from crisis

Investing in special situations can help you tap opportunities that arise during adverse conditions

India vs Australia 1st ODI LIVE scorecard

India vs Australia 1st ODI LIVE scorecard

Fund pick: DSP Mid Cap Fund

Fund pick: DSP Mid Cap Fund

Investing in airline stocks? Be nimble, take small bets, say experts

With crude oil falling to $57 per barrel, and oil companies cutting prices of aviation turbine fuel (ATF) by 14.7 per cent in January, it would seem like a ripe time to buy these stocks

L&T midcap fund: Out of 16 consistent stocks, 7 outperformed the benchmark

The fund has consistently outperformed the benchmark and its in all the trailing periods under analysis

Worried about last year's return from balanced advantage fund?

When markets fall, it raises equity exposure, and when they turn expensive this type of fund lowers its equity exposure

Realty check: Current rates and unit sizes in Rs 1.5-2 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Want guaranteed income for life? Choose SIP over annuity for better return

Start a SIP or invest into an equity mutual fund which may create a considerable corpus during the accumulation phase

Besides life and health, here're some must-have insurance policies

Having adequate insurance protection against the exigencies of life may be one of the wisest decisions you can take for a financially secure future

Name change can't lead to claim rejection

The consumer forum recently said a company can file for a claim under its new name even though the policy stood in its former name

Buy debt ETF for low-cost advantage, but ensure that portfolio is liquid

ETFs also offer greater price flexibility. An investor can buy or sell them any time during the trading hours

Opt for full refund plans to lower flight ticket cancellation charges

Travel websites are offering zero cancellation plans that give a full refund if a flier cancels tickets

Is 10% quota election game-changer? A reality check that might surprise you

The Bill could introduce some criteria, such as beneficiaries not having an annual household income above Rs 8 lakh and not owning more than five acres of agricultural land

Shift 25% large-cap allocation to ETFs and choose consistent performers

Even over the longer term, active fund managers have found it difficult to outperform their benchmarks

New Consumer Protection Bill 2018 is more comprehensive, say lawyers

The new Bill, which the Lok Sabha has passed in December and is now in Rajya Sabha, aims brings significant changes to the existing laws

2019 elections may keep markets nervous, bet on short- and medium-term debt

Investors should consider significant exposure to fixed income securities for capital preservation, which could be debt mutual funds, banks fixed deposits or high-rated corporate debt instruments

Use credit card with discretion: Here're fees, charges and penalties

Among all financial products, it has the highest charges and penalties

Lighten up equity portfolio

Keep cash in hand to ensure that you have the ability to invest heavily if the market does lose steam in April and May