Page 61 - Personal Finance

Foreign investments in Indian realty plunge 88% as domestic funds take lead

Amid persistent global economic pressures and policy uncertainties, the share of foreign investments dropped significantly to a yearly low of 8%.

Vehicle ownership transfer: Hand over only after submitting Form 29

Seller must ensure the vehicle remains insured during ownership transfer so that any liability is borne by the insurer, as per the Himachal Pradesh High Court ruling

Women car buyers get better loan deals: Up to 0.8% lower rates, 90% funding

Banks offer women exclusive car loan perks: lower rates, higher funding

NPS, UPS get 75% equity option for govt staff: Here's what it means

Govt staff can now take up to 75% equity under NPS, UPS, aligning their investment options with private-sector subscribers

Falling for a 'card limit upgrade'? That OTP could drain your account

Fraudsters are tricking customers into sharing OTPs by posing as bank executives offering higher credit limits

Think you've lost old shares or dividends? IEPF portal can help you reclaim

Forgotten shares or dividends? Here's step by step process to reclaim them easily via the IEPF portal

Nadiadwala Grandson buys two luxury flats in Mumbai's Prabhadevi for ₹37 cr

Both transactions were registered in October 2025.

Luxury homes buck trend: ₹1-cr-plus homes now 62% of total sales in 2025

While premium homes gained market share in year-to-date (YTD - January to September) sales, the mass segment's (sub-Rs 1 crore) share dropped from 48% to 38% compared to the same period last year.

Experion's ₹2,500-cr Gurugram bet: TATA to build 45-Storey 'Trillion'

Spanning 2.5 million square feet, The Trillion will comprise 45 floors per tower, positioning it among the tallest residential developments in the region.

Worli's new crown jewel: Godrej eyes ₹10,000 Cr from luxury Trilogy project

Godrej Properties Mumbai Launch: ₹10,000-Crore Worli Redevelopment Gets MahaRERA Nod

High-value festive buys rule Diwali: 42% spent over ₹50,000 on credit cards

91% planned purchases around card offers; cashback was the most valued reward

Bank nomination rules amended to align with will, avoid disputes

For deposits, nominee shares should mirror the division in the will; for lockers, the order should match the will

Missed something in your ITR? You can still correct it with ITR-U

The extended four-year window under ITR-U gives taxpayers a chance to fix past errors, but use it wisely, say experts.

Gold loan or gold overdraft? Know the smarter way to borrow against gold

Gold loans offer structure, overdrafts offer flexibility. Here's how to pick the smarter way to borrow against your gold.

Is your financial advisor legit? Here's how to check Sebi registration

Not all advisors are Sebi-approved. Here's how to spot the real ones and avoid scams

Beware of 'India Post Chhath Puja Subsidy' message, govt warns of scam

Chhath Puja subsidy scam: No such offer exists, says PIB Fact Check; citizens advised not to share personal or banking details

Should you shift more savings into gold as stock market underperforms?

With gold up 51% and equities up just 6%, Kotak says the metal's surge is driven by sentiment, not fundamentals - and could hurt both portfolios and India's current account.

Daughters have no legal claim in property if their father died before 1956

If your father or grandfather died before 1956, you may not be entitled to claim a share in his property under the current law - even if you file a claim today.

Buy Now, Pay Later: Limit instalments to 10-15% of income, restrict usage

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

Think ₹5.2 cr will make you rich? Inflation says it is worth just ₹90 lakh

Your ₹5.2 crore SIP corpus in 2055 will buy you only what ₹90 lakh can buy today - if inflation averages 6%