Page 64 - Personal Finance

Andhra employees to get Diwali DA and benefits, including childcare leave

Andhra Pradesh government employees get festival boost with DA, earned leave payout, promotions and childcare leave as part of Diwali bonanza

Another delivery scam surfaces: PIB flags fake India Post SMS

PIB warns consumers about fake India Post SMS asking for address updates. Avoid clicking suspicious links to protect your personal and financial data.

Celebrate and shop safely: NPCI's 5 tips for secure festival payments

With festival sales in full swing, NPCI shares 5 simple tips to keep your digital payments safe and avoid scams while shopping online.

Gold hits 48 all-time highs in 2025 as prices soar and demand stays strong

Record highs fuel investor appetite; ETFs see unprecedented inflows, jewellery sales hold up despite affordability pressure.

Zerodha's new Index Fund lets you invest in India's top 30 companies

The low-cost passive fund offers investors an easy entry into India's blue-chip stocks through the BSE Sensex.

Japan to accept UPI soon, making payments easier for Indian tourists

Indian tourists visiting Japan will soon be able to pay with UPI, making shopping, dining, and travel more convenient without cash or forex cards.

Parking premium: Mumbai tops Indian cities for homes with dedicated spaces

A home without parking may save a few lakhs initially but can lead to long-term frustration and added costs.

153% gains for Sovereign Gold Bond 2020-21 Series-VII, RBI sets exit price

Investors in Sovereign Gold Bond 2020-21 Series-VII can redeem early on Oct 20, 2025, at ₹12,792 per gram, yielding 153% return over five years

Access to EPF corpus made easier, but use the facility only in emergencies

EPF subscribers should continue to save separately for housing, and children's education and marriage

Buy gold ETF with low tracking error and expense ratio, high liquidity

Bulk of gold investment for investment purpose should be through ETFs; limit jewellery purchase to personal use

Planning a cruise holiday? Your regular travel insurance won't cover

With more Indians opting for cruise holidays, insurers are introducing sea-specific add-ons covering missed ports, medical evacuations, and other cruise-related risks

Missed your health insurance renewal? Here's the hidden cost beyond money

Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike

SGB 2017-18 Series-III matures with 338% returns for investors

Sovereign Gold Bond investors can redeem Series-III tranche on October 16, 2025, earning massive gains over eight years

BOBCARD offers cashback up to 27.5% and Rs 4 lakh discounts on Diwali

BOBCARD offers on Diwali: Customers will save money by purchasing appliances and gadgets from top brands, says credit card company

Centre approves building 141,000 houses under PMAY-U 2.0 in 14 states

Scheme will provide 'dignified housing' to eligible urban beneficiaries and improve living standards

Labour Ministry, EPFO respond to criticism, defend new PF withdrawal rules

PF withdrawal New Rules: Members who become unemployed can withdraw 75% of provident fund balance immediately, they say after Trinamool MP's criticism

UP announces 3% DA hike for employees and pensioners ahead of Diwali

Uttar Pradesh Announces DA Hike: 'Sensitive step' seeks to improve living standards, says state government

Bank Holiday on Diwali 2025: Check state-wise list of bank closures

Diwali, a five-day festival beginning with Dhanteras on October 18 and ending with Bhai Dooj on October 23, will also bring several bank holidays across states during the festive week

Can't access your PF for 12 months? Here's what the new rule means for you

Under the proposed withdrawal rules, a member cannot fully withdraw until they satisfy the waiting period (e.g. 12 months for EPF, 36 months for EPS).

Rise of BNPL and festive EMIs: How Diwali lights up India's credit boom

RBI tightens digital lending rules as 'buy now pay later' products and zero-cost EMIs gain popularity