Page 76 - Personal Finance

Loan recovery gets an AI push as major banks deploy virtual agents

The AI avatars, often designed to appear in sharp business attire, adopt a firm tone and use legal language to nudge customers into making repayments during the call

Tax notice? Joint owners must save documents showing who funded asset buy

At the time of purchase, both sides ought to make a formal declaration of beneficial interest and financial contribution

EPFO directs zonal, regional offices to allow part payments on PF claims

EPFO has instructed offices not to reject PF settlement claims but to process part payments, with balances to be paid once full contributions are received

UPS option for govt staff: Offline submission open amid online glitches

Pension regulator urges earlier submissions amid reports of website glitches

Rising bike accidents, costlier EV repairs push up insurance claims: Report

Insurance claims for two-wheelers are surging, with mid-segment bikes and EVs driving the trend as metro riders face higher risks and repair bills continue to climb.

Direct equity inflows decline: Focus on key fundamentals, not panic

Replace underperformers with quality, well-researched stocks

MCLR cuts by HDFC Bank, PNB, BoB hint at possible EMI relief this month

HDFC Bank, PNB, BoB, IOB and BOI trim MCLR rates, signalling possible EMI relief for borrowers soon

EPFO's new 'Passbook Lite' makes PF tracking easier, claim process quicker

EPFO launches Passbook Lite: Pension manager integrates services under one login and provides summary view of passbooks

September home loan rates: SBI, BoB start from 7.35%, see full list

State-owned lenders offer the lowest rate, while private banks and finance companies keep terms slightly higher

India's millionaire map: Telangana, Haryana, Gujarat are the new hotspots

Maharashtra and Delhi Lead India's Millionaire Boom, But Southern States Are Catching Up

Car loan rates decline in Sept: Know more about 5 cheapest offers

Several lenders are waiving processing fees to woo customers in festival season

FD rates in Sept: 15 banks with best deals as Fed cut sparks concern

Best FD rates in Sept: The Fed's first rate cut since December 2024 could push Indian banks to trim deposit returns further, making this a key moment for savers to lock in fixed deposit rates

How India's millionaires spend money: Realty, Rolex, Emirates, Rare Whisky

India's wealthy are splurging on real estate, luxury goods, and travel while favoring UPI for payments, reveals the Mercedes-Benz Hurun India Luxury Consumer Survey 2025.

Maternity breaks cost Indian women heavily: 45% see over 20% gender pay gap

Nearly 45% of Indian professionals believe the gender pay gap exceeds 20%, with maternity breaks (51%) and workplace bias (27%) cited as the primary causes, according to a new survey

EPFO launches Passbook Lite, enabling members to view PF in one place

EPFO has introduced Passbook Lite to let members view contributions, withdrawals and balance in one place, alongside reforms to ease PF transfers and speed up settlements

Money mkt funds can yield better returns than liquid funds in 6-12 months

Before investing, check the proportion of A1+ holdings and their composition

Late in ITR filing?Experts decode fees, refund delays and lost tax benefits

Experts explain late ITR filing fees, refund delays, loss of carry-forward benefits and why you should still file your belated ITR before 31 December to limit the damage

If you are buying a home, check out the best home loan rates available

With home loan interest rates likely to remain stable in the near future, here are the various options available from lenders across the public and private sectors

Buying, renewing and claiming insurance may soon get easier with Bima Sugam

IRDAI's Bima Sugam aims to be a one-stop shop for all insurance needs, from buying and renewing policies to filing claims, making access easier and more transparent for policyholders.

To the cradle born: Baby shower gifting makes strides across cities

The baby-shower gifts market in India was valued at around Rs 750 crore in 2024 and is expected to double by 2029 with a CAGR of approximately 12-14 per cent