Page 21 - Credit Card

No credit card? No sweat. You can still eat, dress, shop now, and pay later

With smart new apps, you can buy groceries, clothes and movie tickets or dine today, and pay later, even if you do not have a credit track record

From fuel to travel, how to find right credit card to suit your lifestyle

By owning a variety of lifestyle-oriented cards, you can earn more rewards than those who own just plain-vanilla cards

Credit card attraction goes beyond big cities; loan growth remains flat

With e-commerce companies linking specific credit cards with steep discounts, a lot of the young middle and lower middle income salaried class are opting for credit instead of debit cards

One year of demonetisation: Credit card usage up, outstanding surges 39%

Number of credit cards rose sharply from 26.39 million in August 2016 to 32.65 million in August 2017

Super-premium cards should add value to your lifestyle

Don't get swept off your feet by a card's aura or prestige

Credit card bill payment exempt from cash dealing limit: Revenue department

Income Tax Department has exempted five entities from the purview of this Section

Know all costs before you swipe a credit card

After demonetisation, people are expected to use plastic money more than ever before

Free lounge access, movie tickets and more: Credit cards offer benefits but don't miss the caveats

Analyse your spending pattern and go with a card that complements it

Taking loans to repay card dues is not smart

Use credit cards with discretion and try to generate a net monthly surplus to avoid falling into a debt trap

Use credit card with discretion this festive season

While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it

Co-branded cards limit your options

While the number of points per spend is higher, one needs to make substantial expenditure on the credit card to get big benefits

Banks look to tie up with online players to offer credit cards based on spending patterns

Aims to tap first time credit card users for smaller credit usages

Punished for good financial behaviour?

You may be making payments on time and never rolling over credit, but the card issuer can raise interest rates and fee as it is not earning anything from you

EMIs on credit card is useful but tricky on conditions

Keep in mind interest rate, tenure and additional charges if you exceed credit card limit

Cut down on credit card expenses

The Reserve Bank of India's latest data indicate that spending per card is rising steadily - something that consumers should worry about

9 reasons why India's rising credit card debt should worry you

The data needs to be seen in the light of slower industrial credit as well as declining debit card spends

Soon, you won't have to pay surcharge on card payments for petrol, train tickets

Cabinet has approved a proposal to withdraw the surcharge/service charge or convenience fee on digital payments