Page 4 - Credit Card

97 per cent of credit card holders have EMIs or loans: Cred survey

Report reveals 47% of borrowers face higher borrowing costs due to poor credit scores

Late payments? Here's How to set up autopay for your credit card bill

Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated

Credit card spending rises by 10.8% to Rs 1.84 trn in Jan 2025: RBI data

Per card spending in the industry stood at Rs 16,910, up 1.09 per cent from the same period last year

UPI Autopay surges threefold as customers shift from cards to digital

Set up of UPI Autopay for various services, including OTT subscriptions, insurance premiums, loan repayments, and utility bills has paved the way for UPI dominance

Inactive credit cards: Risks, impact on credit score & tips to manage them

'It is a misconception that inactive credit cards hurt your credit score. They do not directly'

Linking your credit card with UPI: Convenience or a debt trap?

Experts call for responsible credit card usage as it involves borrowed money and associated interest charges if not paid within the billing cycle

Over 57,000 ha degraded forest land marked for green credit scheme: Govt

Seventeen states have so far set aside more than 57,700 hectares of degraded forest land for tree plantation under the Green Credit Programme, according to government data. The programme rewards voluntary environmental actions by individuals, communities and the private sector. Madhya Pradesh -- which has the largest forest cover in the country -- identified and registered more than 15,200 hectares of degraded forest land for the programme until February 2, the highest among all states, the government told Parliament earlier this week. Andhra Pradesh has registered 11,361 hectares of degraded forest land, Gujarat 6,760 hectares, Jharkhand 5,648 hectares, Tamil Nadu 4,708 hectares and Bihar 4,108 hectares. At present, only tree plantation for eco-restoration of degraded forest land is being implemented under the Green Credit Programme, launched in October 2023. Any individual or private entity can undertake plantation on degraded land, including open forest and scrub land, wastelan

Valentine's Day credit card offers: Discounts on shopping, travel & more

Banks are rolling out special deals on shopping, dining, travel, and gadgets, making Valentine's celebrations more affordable with cashback, discounts, and exclusive perks

Net card spending rises 60% as credit card additions rise to 4-mth high

The per credit card spending rose by 3.20 per cent Year-on-Year (YoY) from Rs 16,865.26 in December 2023 and 8.22 per cent YoY from Rs 15,584.21 in December 2022

What is credit card swipe charge: How it impacts merchants and consumers

Consumers should be aware of how these charges shape product prices and payment options

Flipkart Axis Bank credit card: Key changes in fees, surcharges & cashback

Effective December 20 last year, Axis Bank has changed the terms and conditions of the Flipkart Axis Bank Credit Card

Credit cards more than double in 5 years, debit cards stable: RBI report

The number of credit cards has more than doubled to around 10.80 crore in five years through December 2019 but the number of debit cards has remained relatively stable, says a Reserve Bank report released on Monday. The report also said digital payments in India have grown exponentially in the last decade. While in calendar year (CY)-2013 there were 222 crore digital transactions valued at Rs 772 lakh crore, it has increased 94 times in volume and more than 3.5 times in value to over 20,787 crore transactions valued at Rs 2,758 lakh crore in CY-2024. "In the last five years alone, digital payments in India have increased 6.7 times in volume and 1.6 times in value. This amounts to a five-year CAGR of 45.9 per cent in terms of digital payments volume and 10.2 per cent in terms of digital payments value," said the Payment System Report, December 2024. It further said at end-December 2024, the number of credit cards has more than doubled to around 10.80 crore as compared to December 201

Top premium credit cards for 2025: Check benefits that stand out

Cards offer benefits like free movie tickets, travel rewards, points and perks

Transferring money from credit card to bank account: How to do that

Charges for transferring funds depend on the method and the bank involved

E-commerce spend driving use of credit cards in non-metros, says Visa

Credit card transactions saw a substantial 175 per cent increase in Tier-III cities, compared to just a 27 per cent increase in Tier-I cities

Credit and deposit grow at 11.5% in fortnight ending Dec 13: RBI data

Credit growth in the economy, which had previously been driven primarily by retail credit, has tapered off from its peak

Why your credit score is not improving despite timely bill payments

Applying for multiple credit cards or loans in quick succession leads to inquiries about your credit report

Credit card changes in 2024: Check out fees and rewards by different banks

Updates include extra fees and some offers being discontinued

Credit Card spends fall sharply in November after festive October high

Decline due to moderation in consumer spending; issuances come down

Top cashback credit cards to maximise savings on utility bill payments

Choosing the right credit card can significantly impact your monthly expenses, especially when it comes to utility bills