Credit Growth

Aditya Birla Capital Q2 net profit rises 38% to ₹1,288 cr on loan growth

Aditya Birla Capital's Q2FY27 profit rose 38 per cent to ₹1,288 crore, driven by strong lending growth, with its NBFC and housing finance arms reporting higher earnings

73% banks see H2FY27 non-food credit growth above 14%: Ficci-IBA survey

The 22nd Ficci-IBA Bankers' Survey shows 96 per cent of respondents expect non-food credit growth of at least 12 per cent, with private banks expressing the strongest optimism

NBFCs' dependence on bank borrowings rose in 2025: RBI October Bulletin

NBFCs saw stronger credit growth, led by retail and industry lending, while their reliance on bank funding increased following the restoration of earlier risk weights, says RBI Bulletin

FCNR(B) deluge leaves banks flush, corporate loan rates set to soften

Deposit growth hits 15-year high as FCNR(B) mobilisation; incremental credit-deposit ratio softens to 62.6%

'Enabling environment of West Bengal will help business and credit growth'

SBI's Kolkata Circle sees 18% credit growth as MSMEs, housing, agriculture and infrastructure drive lending demand

Banks vie for deposits to keep up with credit growth: EAC-PM paper

The credit-deposit growth gap widened to 5 per cent in July, prompting banks to rely more on certificates of deposit, money markets and domestic and overseas bonds

India's credit footprint expands as new states emerge as growth centres

Credit growth is shifting from traditional strongholds such as Tamil Nadu and Maharashtra towards Uttar Pradesh, Bihar and Madhya Pradesh, but penetration still trails developed markets

Industrial credit growth triples to 19.2% in June on broad-based rise

Industrial lending gathered pace across micro, small, medium and large enterprises as non-food bank credit, services, agriculture and retail loans also recorded stronger growth

Banking system liquidity falls to over 3-week low as credit growth picks up

Liquidity surplus narrowed to ₹2,884 crore as credit growth outpaced deposits, though FCNR(B) inflows are expected to improve system liquidity in the coming weeks

Geopolitical risks may keep credit-deposit gap elevated: SBI report

SBI Economic Research says prolonged geopolitical tensions and supply shocks could keep credit growth ahead of deposits, though FCNR(B) inflows may improve deposit mobilisation

Bank of Maharashtra posts 27% loan growth, business crosses ₹6.5 trn in Q1

Bank of Maharashtra (BoM) on Monday said it has recorded a 27 per cent year-on-year increase in its total credit to Rs 3.06 lakh crore in the June quarter. The Pune-based public sector lender's outstanding credit stood at Rs 2.41 lakh crore at the end of the April-June quarter of FY26, BoM said in a regulatory filing. The total credit included loans to the retail, agriculture and MSME (RAM) segments, which grew 25 per cent year-on-year to Rs 1.87 lakh crore, it said. During the quarter, the bank's exposure to corporate credit also crossed Rs 1 lakh crore to Rs 1.11 lakh crore, registering an increase of 21 per cent. The lender reported a 13 per cent rise in total deposits to Rs 3.44 lakh crore in the reporting quarter against Rs 3.05 lakh crore at the end of the first quarter of the previous financial year. As a result, the total business (total credit and deposits) of the bank registered an increase of 19 per cent to Rs 6.51 lakh crore compared with Rs 5.46 lakh crore at the end

Q1 results preview: Banks' earnings may reflect healthy loan growth

Healthy credit growth and treasury gains are expected to lift banks' Q1FY27 profits, while asset quality remains stable despite concerns over the West Asia conflict

Banks strengthen deposit base as credit growth outpaces liabilities

Crisil says banks continue to prioritise CASA mobilisation as credit growth outpaces deposits and competition for retail funds keeps funding costs under pressure

Bank credit outpaced non-bank funding to commercial sector: RBI data

Non-food bank credit rose 17.4 per cent year-on-year in May, outpacing growth in non-bank funding and lifting total credit to the commercial sector

Bank lending in India hits two-year high as firms favour loans over bonds

Credit growth expanded at 16.2 per cent in the year through May 15, the fastest clip since June 2024, according to the Reserve Bank of India data

Now, over a third of term deposits ₹5 crore+ accounts: RBI data

Large-ticket deposits are gaining prominence as banks struggle to mobilise retail savings, increasing reliance on a small pool of high-value depositors

More women seeking biz loans but two-thirds remain outside formal system

More Indian women are seeking business and retail loans, but nearly two-thirds still remain outside the formal credit system

Gold loans lead retail credit growth as lenders pivot to secured assets

Retail loans rose 16.6 per cent to Rs 170.2 trillion in FY26, with gold loans emerging as the fastest-growing segment amid rising bullion prices and regulatory easing

Credit growth in FY27 could touch 14% despite West Asia crisis: PNB MD

PNB sees credit growth touching 14% in FY27 despite West Asia risks, with ECLGS 5.0 expected to support MSMEs and sustain lending momentum

Retail, agri credit growth pace to continue: Indian Bank MD & CEO

Indian Bank's CEO flags continued deposit pressure and cautious margin outlook even as credit growth and asset quality remain stable