Latest Updates on Decoded

Why more Indians are surrendering life insurance policies before maturity

Life insurance surrenders have surged, with early exits concentrated in the first two years. Why are policyholders leaving policies early despite tighter disclosure and suitability rules?

Explained: The Mecca Joint Deterrence Agreement and its key provisions

Turkey, Saudi Arabia and Pakistan have signed a defence pact that treats an attack on one as an attack on all, with Egypt and other countries seen as possible future members

Tribunal Reforms Bill passed in Lok Sabha: How it differs from 2021 Act

The new Bill does not bring back the tribunals abolished under the 2021 rationalisation exercise. Its main change is to replace the 2021 system for running and staffing the remaining tribunals

Explained: What is NCDC (Amendment) Bill 2026 & what it proposes to change?

The Centre has proposed changes to the law governing NCDC, seeking to give the institution greater flexibility in supporting co-operative development

Kitesurf explained: Cloudflare's browser built for AI agents, not humans

Cloudflare's Kitesurf strips away browser features meant for human users to reduce compute and memory requirements for AI agents performing web tasks such as extraction, screenshots and PDF generation

Why Trai's draft network slicing norms have revived net neutrality debate

Trai has proposed norms for 5G network slicing. Its draft has revived questions over whether differentiated services can coexist with India's net neutrality framework

Explained: Why RBI wants to restart UCB licensing after a two-decade pause

After a 20-year freeze, the RBI is preparing to issue new UCB licences as reforms, stronger oversight and improving financial health reshape the cooperative banking sector

What is V2V, India's connected vehicle system to make roads safer from 2028

MoRTH has released draft rules proposing mandatory V2V communication systems in new vehicles from October 2028. Here's how the technology works and where it fits into India's broader V2X roadmap

Colonial-era banking evidence law to go: What the new Bill changes

The Bankers' Books Evidence Bill, 2026 replaces the 1891 law by recognising digital bank records, setting new rules for electronic evidence and limiting when courts can summon bank officials

Bike ambulances to get national standards: What MoRTH's draft rules propose

India plans a dedicated regulatory framework for bike ambulances. The draft rules set standards for construction, safety, registration and periodic fitness inspections

AI super apps explained: Why tech firms want one app for everything

AI super apps aim to combine search, content creation, work, shopping and automation in one interface. Here is why OpenAI, Google and Microsoft are building integrated AI platforms

Explained: Why the US and Japan joined hands to support the falling yen

The yen fell to its lowest level in nearly 40 years against the US dollar, prompting Japan and the US to jointly intervene in currency markets

Explained: What are the SOPs regarding use of pellet guns in India?

The Supreme Court said pellet guns can be used only in exceptional cases under existing rules. Here is what the SOPs say about their use

AI singularity explained: Why tech leaders say it has already started

From Altman to Musk, AI leaders keep invoking singularity this year. Here is what the term actually means, and why experts remain unconvinced it has arrived

Why Johnson & Johnson plans to pay $5.5 bn after insisting talc was safe

Johnson & Johnson's proposed talc settlement shows that for large corporations, removing years of legal uncertainty can sometimes matter more than proving they are right in court

Anti-paper leak Bill: Fast-track court backlog may become a hurdle

The paper leak Bill promises investigations in two months and trials in three. But government data shows Fast Track Special Courts are already struggling with a backlog of over 245,000 cases

Can an FIR simply be withdrawn? Why Neet protest cases may take time

The Centre has promised to withdraw Neet protest cases, but the process is not automatic. Here's why an FIR cannot simply be cancelled and why some cases may take longer to close

Why countries are embracing nuclear power again, decades after Chernobyl

Italy's return to nuclear power reflects a broader shift. Here's why countries are reconsidering atomic energy after Chernobyl and Fukushima despite lingering safety concerns

Patchy rains, delayed sowing: How uneven rainfall is affecting farms

Despite recent heavy rainfall, cumulative monsoon deficits remain. Here's why the timing and distribution of rain matter as much as seasonal totals for agriculture

What is business overreach? Why HDFC Bank used the term in MSRDC case

HDFC Bank called the MSRDC matter 'business overreach'. Here's what the term means, why it is not a legal concept, and how it differs from fraud