Page 11 - Finance News

Board approval must for bank entities to do same business, says RBI

RBI says bank's NBFC group entities that have not been independently identified as NBFC-Upper Layer are now exempted from listing

PE, VC inflows up 9% in October as macro signals boost investor sentiment

India's private equity, venture capital investments touched $5.3 billion in Oct 2025, rising nine per cent, as resilient sectors, policy cues and a steady macro backdrop supported investor confidence

DPDP rules lift cyber, D&O cover enquiries, but major demand yet to emerge

India's DPDP Act has prompted firms to reassess cyber and D&O liability limits, lifting enquiries but not yet translating into a surge in purchases

Rs 170 bn dues, 34,000 unsold flats: what DDA's data means for home buyers

DDA has Rs 17,000 crore in liabilities and unsold inventory: A situation that could lead to better availability and competitive pricing for homes

RBI widens gold metal loan access for more jewellers under 2026 norms

RBI's new gold metal loan rules allow banks to lend to a wider set of jewellers, refine GMS-linked lending and enforce stronger risk controls, with the norms effective April 2026

Yields on outstanding loans fall 4 bps in Oct; fresh loan yields up 14 bps

In the last three months, the WALR on fresh loans declined by 17 bps for the banking sector

Maternity coverage: Buy early, cross waiting period before need arises

With waiting periods and sub-limits, experts advise early planning and careful policy checks to manage delivery expenses

Dec bank holidays: Check the state-wise list before visiting branch

Customers should check the RBI bank holiday calendar for the month to plan their branch visits around regional festivals and national closures

Affordable housing gets out of pocket as costs rise and hurdles persist

Despite policy boosts, land costs and lender parity issues are driving the sector off-script

New labour codes set to restructure pay, which tax regime should you pick?

Take-home pay may dip temporarily, expect retirement savings to rise

Non-par products gain ground in listed life insurers' product mix in H1FY26

Volatile equity markets and lower deposit rates boosted demand for non-par guaranteed-return products in H1FY26, lifting their share across most listed life insurers except HDFC Life

Microfinance portfolio drops 17% in Q2; 5 million borrowers exit credit

India's microfinance sector saw its sixth straight quarterly decline in gross loan portfolio in Q2 FY26, with sustained funding squeeze pushing nearly 5 million borrowers out of formal credit systems

Shapoorji Pallonji Finance eyes bonds to raise funds in early FY27

Shapoorji Pallonji Finance plans to tap the bond market in early FY27 but says high borrowing costs make a rating upgrade essential

Motor accident claims depend on prompt filing, proper documentation

Overstating income or injuries, false implication, or missing hearings and notices can result in rejection

Equity, bond issuance form a major source of fundraising for corporates

Non-bank sources now contribute nearly half of commercial-sector funding, led by record corporate bond issuances, steady equity fundraising and rising credit flows from NBFCs

Non-banks served 45% of commercial sector's funding till October

Corporate bond issuances surge as non-bank channels match banks in FY26

Bandhan Bank to sell unsecured NPAs worth nearly ₹7,000 crore to ARCs

According to sources, the bank may consider selling more such loan pools if the current portfolios receive strong interest from ARCs

Bitcoin price correction: Stay calm and avoid locking in losses on exits

New investors entering now should be cognisant of high volatility, regulatory risks and cybersecurity threats

New banking connect platform to give RBI real-time oversight of transfers

Banking Connect, a newly launched net banking platform, will help the Reserve Bank of India monitor fund transfers in real time, a top official of NPCI Bharat BillPay said on Thursday. NPCI Bharat BillPay (NBBL) is targeting an increase of nearly four times in the number of monthly bills processed to 1 billion in four years, as against 260 million at present, Noopur Chaturvedi, managing director and chief executive of NPCI Bharat BillPay (NBBL), told reporters here. A real-time view of transactions on the Banking Connect platform will help the regulator monitor fund transfers to sectors such as cryptocurrency and gaming, Chaturvedi added. At present, it takes at least a week for the RBI to receive transaction data from banks via net banking, and sometimes it can take up to a year, she said. It is worth noting that the RBI has an aversion to private cryptocurrencies such as Bitcoin and has also taken a slew of regulatory measures to restrict their use. The government has recently ta

Are corporate fixed deposits a good idea for investing your money?

Corporate FDs often offer higher interest and flexible tenures, but they also carry greater risk than bank FDs. Here is what investors should consider before putting in their money