Page 12 - Finance News
Drop in high-value ticket life policies drags 13th-month persistency ratio
The decline in the share of high-value policies is largely on account of taxation changes in this segment, which HNIs were earlier using to get tax-free returns
 "Drop in high-value ticket life policies drags 13th-month persistency ratio")
Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI
The pace of credit growth on a Y-o-Y basis in retail and industrial credit also moderated in June 2025, Reserve Bank of India (RBI) data showed
 "Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI")
Hit by falling FD rates? Consider these funds with 3-year horizon
Hit by falling FD rates? Consider these funds with 3-year horizon
 "Hit by falling FD rates? Consider these funds with 3-year horizon")
ICMAI appoints Srinivasa Prasad as President, Joshi as VP for 2025-26 term
ICMAI appoints TCA Srinivasa Prasad as President and Neeraj D Joshi as Vice President for 2025-26; both bring strong credentials to lead the cost accounting body
 "ICMAI appoints Srinivasa Prasad as President, Joshi as VP for 2025-26 term")
How much do you need to retire? Affluent Indians now say Rs 3.5 cr
Rising costs and financial goals prompt the wealthy to raise the bar, according to HSBC's Affluent Investor Snapshot 2025
 "How much do you need to retire? Affluent Indians now say Rs 3.5 cr")
Growth guidance and margin recovery positive for Shriram Finance
SHFL's Q1FY26 net rose 9% year-on-year with stable credit costs, strong disbursement trends and margin guidance of 8.5% by Q4 despite high liquidity on the balance sheet
 "Growth guidance and margin recovery positive for Shriram Finance")
Irdai's Tripathy cautions against practices by brokers to boost valuation
IRDAI's Satyajit Tripathy highlights the need for sustainable growth in the insurance broking industry, cautioning against practices that may harm the sector in the long run
 "Irdai's Tripathy cautions against practices by brokers to boost valuation")
Bitcoin rally: Cap crypto exposure at 2-5% of portfolio to manage risk
Be mindful of hacking risk and lack of regulatory clarity in India vis-a-vis these assets
 "Bitcoin rally: Cap crypto exposure at 2-5% of portfolio to manage risk")
Income Tax Bill: Select panel proposes wider transfer-pricing net
Companies wielding substantive influence with other firms may face more scrutiny
 "Income Tax Bill: Select panel proposes wider transfer-pricing net")
Entry of new players likely to intensify competition in reinsurance segment
New private players, including Valueattics Re, Jio Financial Services & Allianz are set to increase competition in India's reinsurance sector. However, experts believe GIC Re's position remains robust
 "Entry of new players likely to intensify competition in reinsurance segment")
Use a revised or updated income tax return to correct bogus deductions
Once scrutiny, surveys, or raids begin, correction options are no longer available
 "Use a revised or updated income tax return to correct bogus deductions")
Results preview: Insurance companies set for a profit bump in Q1 FY26
May get boost from enhanced margins, better op efficiencies
 "Results preview: Insurance companies set for a profit bump in Q1 FY26")
Rupee strengthens, tracking falling crude oil prices and dollar index
The Indian rupee appreciated by 22 paise, tracking declines in the dollar index and crude oil prices, while foreign equity inflows provided further support
 "Rupee strengthens, tracking falling crude oil prices and dollar index")
Securitisation volumes up 9% at ₹49,000 crore in Q1FY26: Crisil
The higher volumes by NBFCs helped offset the lower origination volume by banks, supporting the overall securitisation market volume, Crisil said in a statement on Monday
 "Securitisation volumes up 9% at ₹49,000 crore in Q1FY26: Crisil")
Non-life insurers' premiums rise 9% to ₹79,306 crore in Q1 FY26
General and standalone health insurers drive 8.85 per cent YoY premium growth in Q1FY26, but IRDAI's revised norms impact comparability with last year's figures
 "Non-life insurers' premiums rise 9% to ₹79,306 crore in Q1 FY26")
HDFC Bank mops up ₹49K crore in Q1 FY26 deposits, outpaces peers
Loan growth of country's largest private sector lender lagged that of industry
 "HDFC Bank mops up ₹49K crore in Q1 FY26 deposits, outpaces peers")
New project finance norms: Banks seek exemption for smaller loans
On June 19, the RBI announced the final norms for project finance, prescribing a one per cent general provision for all projects, as compared to 0.4 per cent now
 "New project finance norms: Banks seek exemption for smaller loans")
MSME Credit top ₹40 trn; growth in active loans slowdown in FY25: CRIF
Credit to MSMEs grew 20% in FY25 to ₹40 trillion, driven by PSL norms, digitisation, and government support, even as active loan growth and term loan share moderated
 "MSME Credit top ₹40 trn; growth in active loans slowdown in FY25: CRIF")
PSL norm easing provides limited room for SFBs to make gains: CareEdge
RBI cuts priority sector lending target for Small Finance Banks from 75 to 60 per cent starting FY26, easing compliance burden but offering limited short-term profit
 "PSL norm easing provides limited room for SFBs to make gains: CareEdge")
PSBs outpace private banks in loan growth for first time in 14 years
Public sector banks saw 13.1 per cent loan growth in the financial year 2024-25, beating private banks' 9 per cent for the first time since 2011
 "PSBs outpace private banks in loan growth for first time in 14 years")