Page 3 - Finance News

RBI policy easing: Share of loans below 9% rate increases to 62.4%

RBI data shows a strong shift in lending patterns after policy easing, with loans priced below 9% rising sharply as PSBs led credit growth and monetary transmission became more visible

Can tenants claim ownership after decades of occupancy? SC clarifies

Supreme Court clarified that decades of occupancy do not grant tenants ownership rights, orders the eviction of a shop's occupants

War disruption: When airlines, hotels must refund cancelled bookings

If airlines cancel flights due to war or airspace closure, passengers can seek full refunds. But if travellers cancel voluntarily, contractual rules apply and insurance may not cover war

EPFO retains employees' provident fund interest rate at 8.25% for 2025-26

This is the second year in a row that the EPF interest rate has been kept unchanged at 8.25%

EPFO panel clears new SOP for exempted establishments, CBT to take call

EPFO's Exempted Establishment Committee has approved a consolidated SOP to streamline regulation of exempted establishments, replacing annual audits with risk-based reviews; CBT will review it next

MFI sector continues signs of stabilisation in Q3 FY26: Arohan Financial

Arohan posts 87% jump in Q3 profit as asset quality improves

Use current valuations to enter small-cap stocks with robust fundamentals

Enter only those stocks that have consistently strong financials, adequate liquidity, and no signs of corporate governance risk

NaBFID's debut CD raises ₹5,000 crore at 6.95% amid strong demand

NaBFID's maiden one-year CD issue raised Rs 5,000 crore at 6.95%, pricing tighter than comparable AIFI issuances and signalling strong investor confidence in short-term funding markets

Rs 19.5 lakh return on Rs 18,000 investment? Govt flags fraud online scheme

Fact-check unit warn that the fraudulent pitch uses AI-generated content and impersonates the Finance Minister to target victims via social media

IFSCA to seek Centre's nod to open insurance-linked securities to investors

IFSCA will approach the Centre for approval to set up an SPV-based framework enabling investments in insurance-linked securities such as catastrophe bonds, aiming to broaden risk-sharing mechanisms

Banks need to focus on core biz, desist from misselling: FM Sitharaman

Finance Minister Nirmala Sitharaman on Monday came down heavily on banks resorting to mis-selling of financial products, including insurance, saying it is an offence under the Bharatiya Nyaya Sanhita (BNS). "Banks should concentrate on their core business... My pet peeve has always been .... you're spending more time on selling insurance when it is not required, and conveniently, it fell between two stools (of RBI and IRDAI)," Sitharaman told reporters after her customary post-Budget address to the Central Board of the RBI. On February 11, the RBI had issued draft guidelines on mis-selling, saying banks will have to refund the entire amount paid by the customer for purchase of the product or service and also compensate the customer for any loss arising due to mis-selling as per an approved policy. The public has been given time until March 4 to give feedback. The stricter norms on mis-selling will come into effect from July 1, the RBI had said. "I am glad that the RBI is coming up

BC channel payout has to match commercial reality: Dharanidhar Tripathy

BC payouts must reflect rising compliance costs and risks to sustain last-mile banking and deepen financial inclusion, says Dharanidhar Tripathy

RBI draft on INR derivatives may push more banks to expand in GIFT City

RBI's proposal restricting access to rupee NDDCs to banks with IFSC units could deepen lender presence in GIFT City, while offshore ETP rules signal calibrated liberalisation

Draft norms for recovery agents seek higher accountability for banks

The earlier defence that misconduct was the agent's independent act may not work in the future

Health insurance premiums increase over 27% in January on GST boost

Strong retail demand, higher government scheme premiums and GST rationalisation fuelled robust January growth for general and standalone health insurers

Six yards of rising value: Why the saree is a smart style investment

From red-carpet validation to heirloom investment, the six-yard classic is evolving from tradition-bound attire to a global symbol of cultural confidence and conscious spending

RBI mulls allowing banks to trade FX derivatives on offshore ETPs

RBI proposes allowing banks to trade forex derivatives on offshore electronic platforms under tighter safeguards, governance norms and rupee transaction restrictions

All you need to know about RBI's new draft norms to curb misselling

Customers must stay vigilant and avoid falling prey as mis-selling is not easy to prove

RBI notifies amended ECB framework, eases cost and maturity norms

The central bank said the regulations were finalised after examining feedback received from stakeholders on the draft framework released on October 3, 2025

Going OTP-less: Mastercard, Visa rolling out passkeys for card transactions

For the first time in India, an at-scale, OTP-less authentication framework will allow users to complete credit and debit card transactions