Page 3 - Finance News

Sebi eases security transmission rules, fast-track for low-value claims

Markets regulator Sebi on Thursday revised the security transmission framework by introducing a new fast-track mechanism for low-value claims and standardising documentation requirements to make the process efficient and investor-friendly. The framework introduces Quick Transmission Processing (QTP) and revises the monetary thresholds under the simplified documentation route. Under the new norms, the markets watchdog said QTP will apply to claims involving securities worth up to Rs 10,000 held in physical mode and Rs 30,000 for demat holdings. It also revised the threshold for transmission through simplified documentation to Rs 10 lakh for physical securities and Rs 30 lakh for demat holdings. In a circular issued on Thursday, Sebi said it has also standardised the documentation and procedures for transmission by removing the mandatory requirement of probate of a will in line with recent amendments to succession laws. It has replaced separate affidavits and no-objection certificat

Old Pension Scheme option opens for select NPS employees: Who qualifies

Certain Central government employees can now choose OPS instead of NPS, subject to eligibility

Climate 'black swan' risks: Why investors are preparing for the worst

Climate risks are no longer just an environmental concern. Large investors are now studying whether climate tipping points could trigger sudden losses across financial markets

RBI Ombudsman scheme offers up to Rs 33 lakh to customers: Know rules

The revamped grievance redressal framework is free to use, but customers must follow specific steps before approaching the regulator

Education loan demand shifts beyond US, NBFC AUM seen up 20%: Report

US education loan disbursal fell 57% in FY26, but NBFC education loan assets are still expected to grow 20% this financial year

75% insurance buyers save up to 70% on premiums by comparing plans: Report

Premiums for similar insurance cover can vary widely, making comparison an important step before buying

EPS 2026 brings 5 key pension changes for EPF members: Here's what changed

From a new withdrawal waiting period to faster claim settlements, here's what the notified EPS 2026 changes for members

Central Autonomous Body employees get 2 more NPS fund option: Details

Two additional life-cycle funds with higher equity exposure are now available to eligible NPS subscribers

Car purchase on your mind? Check latest auto loan rates and EMIs

Passenger vehicle sales gained momentum in June as demand for alternative-fuel vehicles rose. Compare auto loan rates, EMIs and lenders before financing your next purchase

EPF withdrawal rules changed? Here's what the new Scheme 2026 means

From simpler withdrawal categories to a longer wait for final settlement, here's what the new EPF Scheme changes.

Could you have unclaimed insurance money? Here's how to find and recover it

Here's how to trace unclaimed payouts and recover money due to you or your family.

Cash, property, bank deposits: Key Income Tax limits to avoid penalties

From cash receipts to property deals and bank deposits, know restrictions that can trigger reporting or penalties

PF above ₹1,800 now formally voluntary: What changes under EPF Scheme 2026

New EPF rules bring legal clarity on higher PF contributions and simplify advance withdrawals from 13 categories to three

HDFC Bank changes SmartBuy rewards rules, caps benefits: Rules explained

Premium credit card users can now earn only 3,000 accelerated points monthly on SmartBuy brand vouchers, while overall reward limits remain unchanged

July 1 financial changes: Higher costs, new rules and deadlines explained

From higher passport fees to revised credit card rules, several changes from July 1 will affect taxpayers, bank customers and everyday financial decisions.

72% women entrepreneurs use UPI, but only 37% invest in tech tools: Study

UPI adoption is rising among women entrepreneurs, but their digital finance journey is also expanding into credit, investments and tech

NPCI unveils Drunix to support blockchain and tokenisation ecosystems

The open-source platform is designed to help enterprises build blockchain networks, digital asset ecosystems and tokenisation platforms at scale

Found an error in your credit report? Here's how to get it corrected

A mistake can affect loans and interest rates. Know the steps to dispute errors and get your credit record corrected

RBI's new misselling rules explained: What changes for bank customers

From influencers to bank agents, all sales channels come under regulator's new rules against financial product misselling

Urban water crisis persists as cities underinvest in supply systems

Despite adequate water availability, India's cities continue to face recurring shortages as weak governance, poor planning and underfunded municipal bodies undermine water management