Page 2 - Fixed Deposit Rates

FD rates in July 2025: These 12 banks still offer up to 8.5% returns

slice Bank offers highest FD rate at 8.5 per cent, followed by Suryoday and Jana. Small finance banks outpace private lenders in 2025 fixed deposit returns

Fixed deposit rates at 8.5%: What you could earn on your July investment

Check a lender's financial strength and your liquidity needs when you select offer

Shriram Finance to revise interest rates on fixed deposits from June 26

Shriram Finance Ltd, the flagship company of the diversified conglomerate Shriram Group would revise its interest rates on fixed deposits with effect from June 26, the company said on Wednesday. As per the revised structure, senior citizens (aged 60 years and above at the time of deposit or renewal) would be eligible for an additional interest of 0.50 per cent per annum while women depositors would receive an additional 0.05 per cent per annum on fixed deposits. For deposits of 12 months, the existing rate of 7.35 per cent would be revised to 7.65 per cent while for deposits made through digital mode for a period of 15 months would be revised to 7.90 per cent from the current 7.50 per cent, Shriram Finance said in a company statement on Wednesday. For 18 months, the interest rates would be revised to 7.80 per cent (current 7.40 per cent), 24 months 7.90 per cent from the existing 7.50 per cent. Interest rates would be revised to 8.40 per cent on deposits with a tenure of 36, 50 and

Why splitting fixed deposits across multiple banks doesn't add up

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

10 finance companies update fixed deposit rates: Know best offers

PNB Housing Finance, ICICI Home Finance and Bajaj Home Finance among firms to announce updated terms

FD rates revised in June: Here's what HDFC, Axis, Kotak & others now offer

HDFC Bank, Axis, Kotak, Canara & Indian Bank update terms after RBI cuts repo rate, check the revised FD rates by these banks here.

HDFC, ICICI Bank cut retail deposit rates after RBI repo rate reduction

HDFC Bank and ICICI Bank lower fixed deposit and savings account interest rates following the RBI's 50 basis point repo rate cut amid slow policy transmission

Latest PNB and Canara Bank revise FD rates: What's new for your savings?

PNB and Canara Bank have updated their fixed deposit rates, offering new opportunities for both general customers and senior citizens

ICICI, HDFC Bank again cut fixed deposit rates, trim rates by up to 20 bps

Private-sector lenders, ICICI and HDFC Bank, will offer senior citizens up to 7.35% returns for their deposits

Fixed deposit rates for senior citizens in May: Banks offer 7%+, check list

Small-finance banks offer top returns as other lenders woo them too with lucrative terms

Senior citizens still getting 8%+ FD rates despite repo rate cut, see where

Despite the RBI's repo rate cut, many banks still offer over 8% FD rates for senior citizens. Here's a look at the best rates across small finance, private, public, and foreign banks.

IndusInd Bank increases FD rates: up to 8.25% for senior citizens

Senior citizens can get up to 8.25% interest; check out new features offered by the lender

8% and above FD rates still offered by 11 banks - Where you can invest

3-year horizon: NorthEast SFB's 8.75% is the most lucrative option across the market

Shriram Finance cuts FD rates after RBI move; experts urge early lock-in

Highest yield now at 9.93%. Experts suggest locking in current rates as banks and NBFCs move towards lowering deposit returns

Kotak Bank, Axis cut fixed deposit rates again, offer up to 7.65 % interest

Lenders updating schemes after Reserve Bank of India cut repo rate to 6% earlier this month

Use smart cash management to optimise returns on short-term funds

However, one should avoid keeping excessive funds in savings accounts

HDFC Bank gains Rs 1.5 trn in deposits, CD ratio drops to 97% in Q4

As a result, HDFC Bank's credit-deposit (CD) ratio declined to 97 per cent at the end of March 2025, a drop of 800 basis points (bps) since March 2024

FD rate cuts: HDFC, Bandhan, YES Bank revise rates; SBI ends special scheme

The new financial year hasn't begun favourably for depositors

Fixed deposit rates may fall. Should you look elsewhere to park your funds?

As the repo rate cut affects FD interest rates, investors must carefully weigh the pros and cons of locking in current FD rates versus exploring other investment options like debt funds.

What are the best fixed deposit rates in the market for you?

If you want a low-risk investment strategy, fixed deposits may be the way to go for you. But remember, the returns will also be commensurately lower