Page 2 - Fixed Deposit Rates

HDFC, ICICI Bank cut retail deposit rates after RBI repo rate reduction

HDFC Bank and ICICI Bank lower fixed deposit and savings account interest rates following the RBI's 50 basis point repo rate cut amid slow policy transmission

Latest PNB and Canara Bank revise FD rates: What's new for your savings?

PNB and Canara Bank have updated their fixed deposit rates, offering new opportunities for both general customers and senior citizens

ICICI, HDFC Bank again cut fixed deposit rates, trim rates by up to 20 bps

Private-sector lenders, ICICI and HDFC Bank, will offer senior citizens up to 7.35% returns for their deposits

Fixed deposit rates for senior citizens in May: Banks offer 7%+, check list

Small-finance banks offer top returns as other lenders woo them too with lucrative terms

Senior citizens still getting 8%+ FD rates despite repo rate cut, see where

Despite the RBI's repo rate cut, many banks still offer over 8% FD rates for senior citizens. Here's a look at the best rates across small finance, private, public, and foreign banks.

IndusInd Bank increases FD rates: up to 8.25% for senior citizens

Senior citizens can get up to 8.25% interest; check out new features offered by the lender

8% and above FD rates still offered by 11 banks - Where you can invest

3-year horizon: NorthEast SFB's 8.75% is the most lucrative option across the market

Shriram Finance cuts FD rates after RBI move; experts urge early lock-in

Highest yield now at 9.93%. Experts suggest locking in current rates as banks and NBFCs move towards lowering deposit returns

Kotak Bank, Axis cut fixed deposit rates again, offer up to 7.65 % interest

Lenders updating schemes after Reserve Bank of India cut repo rate to 6% earlier this month

Use smart cash management to optimise returns on short-term funds

However, one should avoid keeping excessive funds in savings accounts

HDFC Bank gains Rs 1.5 trn in deposits, CD ratio drops to 97% in Q4

As a result, HDFC Bank's credit-deposit (CD) ratio declined to 97 per cent at the end of March 2025, a drop of 800 basis points (bps) since March 2024

FD rate cuts: HDFC, Bandhan, YES Bank revise rates; SBI ends special scheme

The new financial year hasn't begun favourably for depositors

Fixed deposit rates may fall. Should you look elsewhere to park your funds?

As the repo rate cut affects FD interest rates, investors must carefully weigh the pros and cons of locking in current FD rates versus exploring other investment options like debt funds.

What are the best fixed deposit rates in the market for you?

If you want a low-risk investment strategy, fixed deposits may be the way to go for you. But remember, the returns will also be commensurately lower

Fixed depositors - your TDS limit hiked to Rs 50,000, Rs 1 lakh for seniors

The limit will rise from the current Rs 40,000 to Rs 50,000 per financial year starting April 1, 2025

Axis Bank increases interest rates for fixed deposits, offers up to 7.75%

Lender offers 3.5% to 7.75% for senior citizens for tenures ranging seven days to 10 years for amounts less than Rs 3 crore

You can now get FD interest rates up to 9.1% without a savings accounts

Suryoday Small Finance Bank (SSFB) Partners with Tata Digital to extend its FD Offerings on Tata Neu Platform

9% interest: Your guide to the best fixed deposit rates in January 2025

Investors are also encouraged to review the tenure of their investments. Longer-term deposits may offer more attractive rates, but they come with the caveat of reduced liquidity.

9-8% interest on 1 yr FD: Best fixed deposit rates for investors right now

Small Finance Banks like Unity Small Finance Bank and NorthEast Small Finance Bank offer the highest FD rates, particularly in the 1-year to 3-year tenures.

RBL Bank increases fixed deposit interest rates, offers up to 8.5 %

Revised rates range from 3.50% to 8% for general citizens; senior citizens will receive returns of 8.50%