Home Insurance

Must-have home insurance add-ons you should know about this monsoon

From flood damage to short-circuits, these benefits in your policy can save you lakhs in repair costs

Cities overwhelmed by rain: Here's why you can't ignore home insurance

Contrary to perception, home insurance is not expensive. Cover for a home and contents worth Rs 50 lakh can be purchased for just Rs 1,500-Rs 2,000 annually

Home insurance claims: Begin repairs only after surveyor's inspection

Non-disclosure of property extensions, late intimation, and incomplete paperwork may reduce or void claims

Think your landlord's house insurance covers you? Here's the truth

Most tenants wrongly assume their landlord's insurance covers their belongings. Here's why tenant home insurance is essential and how it can save you from losses worth lakhs

41% Indians fear disasters, yet 62% undecided on home insurance: Report

Natural disasters and home loans push many to consider home insurance, but confusion and lack of urgency hold back a majority from buying protection.

Home insurance: Ensure policy covers calamities, pays reconstruction cost

Disclose all extensions, additional structures at the time of purchase

Monsoon damage: what home and car insurance actually cover

As rains bring flooding and waterlogging, know what your policy includes, what it doesn't, and the add-ons you may need to avoid costly repairs.

Home insurance must: Loss of rent for landlord, liability cover for tenant

With modular policies gaining popularity, landlords and tenants must choose covers wisely, know key exclusions, and avoid underinsurance or failure to declare valuables

Indo-Pak conflict: Your home insurance is of no use, say experts

Standard home insurance may not cover war-related damage; here is what homeowners living near borders should know

SBI General launches custom home insurance: How it compares to others

SBI's Flexi Home Insurance lets you customize coverage for fire, theft, valuables & more, with a one-time premium for up to 20 years. Tailored protection for owners & tenants alike.

Home insurance: Cover should suffice to rebuild structure, replace contents

A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism

Buy adequate home insurance to rebuild property in case of monsoon damage

Use carpet as measure area to determine the sum insured

Bharat Griha Raksha policy: Why buying a home insurance policy makes sense

Every year, the monsoon season takes a toll on houses. So, how do you protect your biggest treasure? The answer is home insurance

Buy home insurance policy that compensates on reinstatement basis

Revise your sum insured periodically so that it keeps pace with inflation

Explained: Does your regular home insurance cover flood damage?

The insurance regulator mandated all general insurance companies to offer Bharat Griha Raksha(BGR), a standard insurance policy which provides cover against fire, floods, explosions, storm, cyclone

Rush for cover: For claiming insurance on flood-damaged home, act on time

Do not start a flooded car as it could cause further damage that may not be covered by your motor policy

Buy insurance cover for building on reinstatement, not market value, basis

This will ensure the insurer pays an amount adequate to restore the damaged house to its original state

Buy comprehensive home insurance, with add-ons, for all-round protection

A standard policy is simpler and makes premium comparison across insurers easier

Planning to buy an insurance policy? Here is what you need to know

There are three main components of an insurance policy: premium, sum assured and deductibles

Home insurance policy: Buyers, now get ready for structural audit

Fortify yourself further by purchasing adequate insurance cover for the building and its contents