With modular policies gaining popularity, landlords and tenants must choose covers wisely, know key exclusions, and avoid underinsurance or failure to declare valuables
Standard home insurance may not cover war-related damage; here is what homeowners living near borders should know
SBI's Flexi Home Insurance lets you customize coverage for fire, theft, valuables & more, with a one-time premium for up to 20 years. Tailored protection for owners & tenants alike.
A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism
Use carpet as measure area to determine the sum insured
Every year, the monsoon season takes a toll on houses. So, how do you protect your biggest treasure? The answer is home insurance
Revise your sum insured periodically so that it keeps pace with inflation
The insurance regulator mandated all general insurance companies to offer Bharat Griha Raksha(BGR), a standard insurance policy which provides cover against fire, floods, explosions, storm, cyclone
Do not start a flooded car as it could cause further damage that may not be covered by your motor policy
This will ensure the insurer pays an amount adequate to restore the damaged house to its original state
A standard policy is simpler and makes premium comparison across insurers easier
There are three main components of an insurance policy: premium, sum assured and deductibles
Fortify yourself further by purchasing adequate insurance cover for the building and its contents
Only then can one arrive at an appropriate sum insured
When truthful answers are not given, it constitutes a breach of good faith, entitling the insurer to treat the policy as void
Here is how the home insurance premiums offered by various insurance companies stack up
Here is how the home insurance premium rates offered by various companies stack up
Here is how the home insurance premiums offered by various companies stack up
Here's how the home insurance premiums offered by various firm stack up
Here is how the home insurance premiums charged by various companies stack up