Page 2 - Home Loan Rate

Home loan rates steady in Sept; state-owned banks offer best rates

Customers should check processing fees, prepayment charges, eligibility criteria

Live on rent or buy home for Rs 1.8-cr loan? Bengaluru techie asks Reddit

IT professional says he and his wife want to purchase apartment in South Bengaluru without dipping into their savings and investments

From public to pvt banks, Sept home loan rates range from 7.35% to 10.75%

Borrowers this September face a wide interest rate spread on home loans, lowest at 7.35% and highest touching 15%, depending on the bank or finance firm.

How to clear your 25-yr home loan in 10 years and save lakhs in interest

Rohit & Neha Cleared Their ₹50 Lakh Home Loan 15 Years Early - Here's How You Can Too

Home loan rate in August starts from 7.35%: Check banks' offerings here

August home loan rates remain steady, with Union Bank, Bank of India and other PSU lenders offering the lowest starting point at 7.35%.

SBI raises home loan rates by 25 bps: Check what its rivals are offering

A look at how major banks and housing finance companies are pricing their loans for new borrowers.

Home loans at 7.35%: See how much you will have to pay across lenders

State-owned banks offer the lowest home loan rates, but spreads are sharp at private lenders and housing finance companies

Lower home loan EMIs spark increased buyer interest amid repo rate cuts

House purchase affordability across the key Indian markets has improved in the first half of the calendar year 2025 (H1 CY25)

Home loan rates in July: PSU banks start at 7.35%, private lenders at 7.90%

Customers should consider loan slabs and benefits when they are evaluating offers by lenders

From 7.25% to 15%: how home loan rates compare across lenders this July

Rates range from 7.25% to 15%; check what banks and housing finance companies have for you

Your Guide to a Smarter Home Loan Journey

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Bank Seva Kendra: Simplifying Home Loan Decisions with Transparency and Technology

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Home loan volume and value see double-digit growth in FY25: Report

Further, loans with ticket sizes above ₹1 crore accounted for 21 per cent of total home loan disbursals during the year

Canara Bank cuts lending rates, making loans cheaper for customers

Canara Bank has reduced its Repo Linked Lending Rate by 25 basis points; home loans start at 7.90% and vehicle loans 8.20%

Banks & HFCs start slashing home loan rates as repo rate dips to 6%,

Take a peek into the current home loan interest rates before making this big financial decision

Cheaper home, auto loans: Why repo-linked loans could benefit in 2-3 months

While borrowers may expect their equated monthly installments (EMIs) to drop, many banks typically prefer to keep the EMI the same and instead shorten the loan tenure.

Tax bonanza: What Budget 2025 means for India's beleaguered middle-class

No tax on income up to ₹12 lakh, revised tax slabs, senior citizen benefits, and homeowner relief announced by FM Nirmala Sitharaman to ease the financial burden on the middle-class

HDFC Bank to SBI: Here are best home loan offers in India this January 2025

Notably, HDFC Bank offers rates between 10.85% and 24.00%, while the State Bank of India provides attractive rates starting from 11.45% with no processing fee.

RBI holds repo rate: Home loan borrowers face longer wait for EMI relief

"If inflation stays under control, a rate cut could come," said the CEO of Bankbazaar.com, Adhil Shetty, regarding the RBI's monetary policy decision

Naredco suggests raising tax relief on home loan interest to Rs 5 lakh

Realtors' body NAREDCO on Tuesday suggested that the tax exemption on interest on self-occupied property loans should be increased to Rs 5 lakh in the upcoming budget from Rs 2 lakh currently to boost housing demand amid a rise in housing prices and mortgage rates. Builders also sought some tax incentives to boost demand and supply of affordable homes. NAREDCO noted that under Section 24 of the Income Tax Act, the deduction allowed on interest on loans for self-occupied property is limited to Rs 2 lakh. "Given the rising property prices and interest rates, NAREDCO proposes increasing this limit to at least Rs 5 lakh," the association said in a statement. The realtors' body mentioned that currently the annual value of property held as stock-in-trade and not let out is considered nil for up to two years from the end of the financial year in which the construction completion certificate is obtained. After this period, the notional income is taxed. It suggested that this provision sho