Page 15 - Indian Banks

In age of artificial intelligence, traditional rules spur risk decisions

Banks were exploring options to leverage AI-ML technology in credit risks for at least the last five years

Risk management: Not the time to drop guard for Indian banking sector

In the aftermath of the global financial crisis of 2008, regulators across the world focussed on 'conduct' risks

RBI governor Shaktikanta Das asks bank CEOs to focus on governance

Discusses large exposures, recoveries from written-off accounts

Banks remain wary of RBI's VRRR auctions, park under 25% of target amount

RBI has held six VRRR auctions so far this month to remove excess liquidity from the system; total notified amount in the last five auctions was Rs 6 trn, in which banks have parked only Rs 364,232 cr

Banks, consumer cos to brighten earnings in India amid IT uncertainties

India's banks have largely remained insulated from a global crisis in the industry with their heavy reliance on local markets

Repayment stress

Early warning signs from retail loans

Banks post robust credit growth in Q1; deposit mobilisation improves

Bank of Maharashtra said its loans expanded by 25 per cent YoY to Rs.1.75 trillion. This pace was much higher than the banking system's 15.4 per cent growth till June 16, 2023, according to RBI

RBI approves AP Hota's appointment as Federal Bank's non-executive chairman

Federal Bank on Friday said Reserve Bank of India has approved the appointment of AP Hota, the man behind the runaway success of the NPCI and Rupay cards, as its non-executive chairman. The appointment is effective from June 29 and up to January 14, 2026. Abhay Prasad Hota has been an independent director on the board of the bank since January 2018. Hota has worked for 27 years in Reserve Bank of India (RBI) between 1982 and 2009. While at RBI, he served as a nominee director on the board of Vijaya Bank and subsequently Andhra Bank. He was the architect of the National Payments Corporation of India (NPCI) and was its managing director and chief executive officer between 2009 and 2017.

Banks wary of liquidity on ahead of the advance tax outflow and GST

VRRR mop-up equals to value of 85% of Rs 2000 notes returned

RBI puts bank boards on notice

The central bank has tightened supervision but governance challenges at banks remain

RBI deputy Guv urges banks to address gaps in governance framework

Boards should set clear expectations for management and should require reports on risk management on a regular basis, said Rao, at a conference of directors of state-run and private banks in May

Banks up to tricks with bad loans again?

The recapitalisation of banks, the slow absorption of bad loans in the system, and the normal growth that comes from a growing economy have led us to believe that PSBs are sailing smoothly

High staff attrition a significant operational risk to banks: RBI Dy Guv

Outsourcing, lack of succession planning and staff skilling also areas of concern, Jain says

RBI Dy Guv calls for better risk management, governance at banks

The RBI has been urging banks to adopt effective risk management practices and strengthen their governance standards to avoid financial instability

Bank Nifty hits a new high on strong Q4 show by most lenders, FPI buying

Analysts see greater momentum going forward, with 10-12% upside in the index over next 12 months

Karnataka Bank appoints Srikrishnan Harihara Sarma as MD and CEO

Sarma has nearly four decades of experience spread across commercial, retail & transactional banking, technology, and payments

Banks set for a profit boost as RBI calls for withdrawal of Rs 2,000 notes

The step could boost deposits by as much as 2 trillion rupees through the end-September deadline to exchange the notes, the asset manager said

What to do if a bank refuses to exchange or accept your Rs 2,000 note?

Can a bank refuse to accept or exchange your Rs 2,000 currency not? Here's all you need to know

The great banking rescue of a doomed realty project

India's highest court and the lenders, backed by the banking regulator, are involved in a unique experiment to revive a project and save unsuspecting homebuyers

Demand for 5 days of work at banks hits speed bumps, likely to take time

Public sector banks will have to see that their business is not affected in case private banks decide to work on Saturdays