Page 31 - Interest Rates

Firms tilt towards fixed-rate bonds for borrowing as interest rates fall

The share of floating-rate bonds has fallen to low-single digits

Interest rates on small savings kept unchanged for fourth quarter of FY21

The rates have not been changed since September 1, 2020; status quo to help Centre raise additional resources, says Icra economist

Govt shells out Rs 22,087 cr as interest towards recap bonds for banks

Under this mechanism, the government issues recapitalisation bonds to a public sector bank which needs capital. The said bank subscribe to the paper against which the government receives the money

MPC members dive deep on low rates, excess liquidity and sticky inflation

These issues weren't discussed in such details in policy statement, or in post-policy press conference, even when the members seemingly unanimously voted to keep policy rate unchanged at 4%

RBI to hold accommodative stance, rate cut window limited: MPC minutes

The MPC left key interest rates unchanged this month

Experts urge caution on low interest rates, warn of liquidity crisis

Ultra-low rates run the risk of enticing firms to borrow too much, they say

Preserve financial stability

Higher inflation tolerance will increase risks

Blanket interest waiver to cost Rs 6 trillion, Centre informs Supreme Court

Supreme Court will continue to hear the matter today

State Bank of India expects RBI to hold interest rate, says Dinesh Khara

Khara's comment comes only days before the monetary policy committee of the Reserve Bank of India (RBI), the country's central bank, is due to meet between Dec. 2 and Dec. 4

Liquidity glut, ultra low rates may prompt RBI to change course soon

Some banks are even giving 10-15-year term loans at below bond market rates. There is no avenue to deploy the excess liquidity otherwise

Some banks extending long-term loans below bond market rates, warns SBI

It's time the RBI allowed the rupee to appreciate, says an SBI Research report

Best of BS Opinion: Modi's 'Nehruvian half-blunder', Karnataka by-elections

Here's a selection of Business Standard opinion pieces for the day

Facing credit card woes amid pandemic? Look for lower-cost credit options

Defaulting on card dues could restrict access to credit in future

Interest relief: A simple scheme with wide coverage, say experts

The quantum of benefit for borrowers, however, will not be very large

Best of BS Opinion: Open-ended tariff protection, low interest rates & more

Here's a selection of Business Standard opinion pieces for the day

State Bank of India announces up to 25 bps concession on home loan rates

The country's largest lender State Bank of India on Wednesday announced concession of up to 25 basis points (bps) on its home loan rates

Top headlines: BSE-listed firms' m-cap hits new high, RBI holds key rates

From BSE-listed firms' m-cap hitting record high to Goyal getting additional charge after Paswan's death, Business Standard brings you the top headlines of the day

Interest rates on PPF, NSC and other small savings schemes unchanged

Interest rates for small savings schemes are notified by the Finance Ministry on a quarterly basis

RBI likely to keep interest rates unchanged in upcoming policy review

RBI Governor Shaktikanta Das had earlier said although there was headroom for further monetary policy action, it was important to keep "our arsenal dry and use it judiciously."

How loan restructuring scheme can impact your finances: Things to know

The accumulated interest will increase the principal and you will have to pay a higher interest rate on it