Business Standard

Mortgage Securitisation

Homebuying decisions may be impacted if mortgage rates cross 9%: Survey

Nearly 90 per cent of respondents feel that their decision to buy residential properties will be significantly impacted if mortgage rates exceed 9 per cent, according to a survey conducted by FICCI and Anarock. Industry body FICCI and real estate consultant Anarock on Friday released their joint 'Homebuyer Sentiment Survey', with a sample size of 7,615 people, at a real estate conference here. "In a recent survey, over 71 per cent of respondents indicated that their home-buying decisions would remain unaffected if rates stay below 8.5 per cent. However, if rates exceed 9 per cent, then it will have a significant impact on over 87 per cent of respondents. For rates between 8.5 per cent and 9 per cent, about 54 per cent expect a moderate influence on their choice," the report said. Among other findings, the survey found that real estate is the most preferred asset class for investment for over 59 per cent of respondents. The Indian residential market continues to be predominantly dri

Homebuying decisions may be impacted if mortgage rates cross 9%: Survey
Updated On : 18 Oct 2024 | 4:22 PM IST

Banks' certificates of deposit fund-mop up more than triples in country

Strategy makes up for imbalance in banks' deposit and credit growth

Banks' certificates of deposit fund-mop up more than triples in country
Updated On : 09 Aug 2024 | 6:13 AM IST

LIC Housing Finance raises lending rates by 35 bps, cites market conditions

'Good sustenance in home buying', says mortgage lender in statement

LIC Housing Finance raises lending rates by 35 bps, cites market conditions
Updated On : 26 Dec 2022 | 4:56 PM IST

Better.com fired around 250 employees in fourth round of layoff: Report

In a report published on TechCrunch, Better.com's list containing the names of the people who will be laid off from the company on Friday, was leaked internally on August 23, 2022

Better.com fired around 250 employees in fourth round of layoff: Report
Updated On : 26 Aug 2022 | 8:35 PM IST

Securitisation volumes jump 70% to Rs 35,000 cr in Q1: CRISIL report

The Reserve Bank of India defines securitisation as transactions where credit risks in assets are redistributed by repackaging them into tradable securities

Securitisation volumes jump 70% to Rs 35,000 cr in Q1: CRISIL report
Updated On : 15 Jul 2022 | 12:50 AM IST

What is Securitisation?

RBI changed the norms for securitisation of assets this year. The holding period before an asset is securitised was reduced from 12 months to 6 months. But what is securitisation? Here's an explainer

What is Securitisation?
Updated On : 23 Dec 2021 | 8:45 AM IST

Securitisation volumes to get back on growth track in FY22: Icra

Credit quality of the rated pass-through certificates (PTCs) should remain 'Stable' during FY22, says rating agency

Securitisation volumes to get back on growth track in FY22: Icra
Updated On : 23 Dec 2020 | 1:40 AM IST

RBI forms committee to review existing state of mortgage securitisation

The committee has been asked to submit its report by the end of August 2019

RBI forms committee to review existing state of mortgage securitisation
Updated On : 30 May 2019 | 2:16 AM IST