Page 21 - Personal Finance

Under-construction property: Check developer credibility before investing

Construction delays forced homebuyers to pay equated monthly instalments and rent simultaneously

Secondary market bonds are varied: What you should know about investments

The platform offers liquidity and flexibility to bondholders wanting to sell before maturity

NFOs trading below launch value: Consider exit if theme is too narrow

NFOs come with inherent risks that investors should have considered before investing

Choose critical illness insurance to avoid economic strain in emergencies

Critical illness insurance products offer financial protection against specific life-threatening conditions such as cancer, cardiovascular diseases, and strokes

Silver outlook: After steep runup over the past year, buy on dips

The rupee's depreciation against the US dollar since Diwali 2024 has supported domestic prices

Akasa Air Holi Sale: Up to 15% off on domestic and international flights

The sale is valid for bookings made between March 10, and March 13, for travel commencing from March 17. It applies to both non-stop and through flights across Akasa Air's extensive network

Defensive funds: Focus on consistency across cycles, not just performance

Funds that curbed their losses may not necessarily lead the rebound

Madras HC: FDs, jewellery qualify as property under Senior Citizens Act

In a recent judgement, the Madras High Court held that fixed deposits (FDs) and jewels come under the definition of property under the Senior Citizen Act, 2007

MF schemes merger: Stay invested if new fund fits your goal, risk appetite

Fund houses also merge schemes to cut costs and focus scarce fund management resources on their flagship schemes

'False' toll fee deduction? Know why it happens & how to remain protected?

For any false deduction, call customer support, report the wrongful transaction, file a formal complaint, dispute the charges, and request a Tag change from the bank

Momentum funds: Invest if you have long horizon and stomach for volatility

Momentum funds follow a thematic approach, buying stocks in an upward trend and selling when the trend reverses

Lower concentration risk, outperformance during broad rallies

An equal-weighted index assigns the same weight to every stock, regardless of market capitalisation

Don't lose rupee cost averaging by stopping SIPs; stay focused on goals

Experts attribute the surge primarily to heightened equity market volatility since September 2024

How inflation shrinks your retirement corpus & ways to tackle it?

To beat inflation one construct the portfolio in a manner which proper debt to equity mix to beat inflation

Does having SIP date make any difference to the long-term wealth creation?

Experts suggest rather than chasing the perfect entry point, investors should focus on staying invested, increasing contributions over time, and sticking to their financial goals

Income-Tax Bill 2025: File tax return by due date to be eligible for refund

Deductions related to salary, including standard deduction and leave encashment, are now grouped under a single clause

CBDT introduces self-help tool to provide instant answers to I-T bill 2025

The tool provides a comprehensive mapping of the parts from the old and new tax legislation

45% of young Indians prefer stocks as primary investment choice: Survey

The survey found that 68% of respondents now prefer using digital platforms for their investment needs

EPF is in urgent need of an overhaul for flexibility and portability

Employees must be allowed to pause or reduce ontributions, and the promised portability between EPF and NPS should be enabled

Want to start Rs 250 JanNivesh SIP? Know where your money is invested

The money collected through JanNivesh SIP will be invested by SBI Mutual Fund in the SBI Balanced Advantage Fund