Page 9 - Personal Finance
When your phone falls off a moving train, here's how to respond
Follow these steps to report it and increase your chances of recovery safely and quickly
 "When your phone falls off a moving train, here's how to respond")
Fund review: DSP Large & Mid Cap Fund
Fund review: DSP Large & Mid Cap Fund
 "Fund review: DSP Large & Mid Cap Fund")
Reimagining the trousseau: Tradition makes way for practicality, identity
From metallic pastels to heirloom Banarasis, India's 2025 bridal couture blends legacy with lightness as brides look to stamp their own identity on their wedding outfits
 "Reimagining the trousseau: Tradition makes way for practicality, identity")
Lost money in a credit card fraud? How to raise a dispute and recover it
Step-by-step guide to protecting your money from fraudulent charges
 "Lost money in a credit card fraud? How to raise a dispute and recover it")
Occupancy certificate delay: Buyers entitled to refund with interest
Buyers should turn to RERA or consumer forum to seek redress
 "Occupancy certificate delay: Buyers entitled to refund with interest")
Think your health plan is enough? CA lists 3 must-have add-ons
Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.
 "Think your health plan is enough? CA lists 3 must-have add-ons")
Buy gold ETF with low tracking error and expense ratio, high liquidity
Bulk of gold investment for investment purpose should be through ETFs; limit jewellery purchase to personal use
 "Buy gold ETF with low tracking error and expense ratio, high liquidity")
EPFO makes big changes: Full withdrawal, simpler rules & more
In a major move that’s set to make life easier for over seven crore salaried Indians, the Employees’ Provident Fund Organisation or EPFO has announced major changes to its withdrawal rules
 "EPFO makes big changes: Full withdrawal, simpler rules & more")
Missed your health insurance renewal? Here's the hidden cost beyond money
Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike
 "Missed your health insurance renewal? Here's the hidden cost beyond money")
Explained: India's pension system ranked lowest in world: What’s going wrong? | Personal finance
India’s retirement income system has been ranked near the bottom of the Global Pension Index 2025 with a D grade and a score of 43.8.
 "Explained: India's pension system ranked lowest in world: What’s going wrong? | Personal finance")
Value funds help balance growth portfolios; invest with 5-year view
Those unable to withstand periods of underperformance may avoid these funds
 "Value funds help balance growth portfolios; invest with 5-year view")
It's the sound of spending as immersive music events strike an Indian note
New tech-enabled spectacles are transforming passive music listening into deep, multi-sensory experiences
 "It's the sound of spending as immersive music events strike an Indian note")
Festive season sees cheaper car loans, zero processing fee offers
Public sector banks are wooing car buyers this festive season with loans starting below 8 per cent and limited-period processing fee waivers, aiming to boost vehicle sales ahead of Diwali
 "Festive season sees cheaper car loans, zero processing fee offers")
Sonu Sood and son Eshaan invest over Rs 3.6 crore in Mumbai-Panvel realty
Land in Panvel and an Andheri West apartment show the family's growing real estate footprint in Mumbai's high-demand zones.
 "Sonu Sood and son Eshaan invest over Rs 3.6 crore in Mumbai-Panvel realty")
Oppn slams EPFO rules change, says govt punishing salaried people
Attacking the Modi government over the change in EPFO rules, the opposition on Wednesday alleged that salaried people are being punished for the Modi government's "mishandling of the economy" and urged Labour and Employment Minister Mansukh Mandaviya to scrap the "draconian" provisions. The opposition hit out at the government over the specific change to the period for availing premature final settlement of EPF from the existing 2 months to 12 months and final pension withdrawal from 2 months to 36 months. They also slammed the provision of earmarking 25 per cent of the contributions in the members' account as minimum balance to be maintained by the member at all times. In a post on X, Congress MP Manickam Tagore said the Modi government's new Employees' Provident Fund Organisation (EPFO) rules are nothing short of "cruelty". "Pensioners and job-losers are being punished for needing their own savings. Prime Minister Narendra Modi ji this is the time to intervene and stop Mansukh .
 "Oppn slams EPFO rules change, says govt punishing salaried people")
'Wealth whispers': Corporate exec explains how Rs 100 SIP changed his life
Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya
 "'Wealth whispers': Corporate exec explains how Rs 100 SIP changed his life")
Insurance regulator seeks more measures to check fraud, improve security
Insurers must upgrade systems and board-approved processes by April 2026, says Irdai
 "Insurance regulator seeks more measures to check fraud, improve security")
Is silver the next big bet?
Gold investors have had a dream run this year. But experts now say it might be time to take a breather — and start looking at silver instead.Watch this episode of PF Guide to find out why!
 "Is silver the next big bet?")
Property deals: Mismatch in sale value, TDS, returns may invite scrutiny
Quoting false PAN can lead to a penalty of ₹10,000 per default; wilful concealment can even result in imprisonment
 "Property deals: Mismatch in sale value, TDS, returns may invite scrutiny")
RBI's offline digital rupee is here: Pay with e₹ even without internet
RBI's offline digital rupee lets users pay with e₹ without internet, bringing cash-like convenience to remote areas and simplifying digital transactions
 "RBI's offline digital rupee is here: Pay with e₹ even without internet")