Rbi Repo Rate

HDFC Bank, SBI, Federal, Canara Bank up 2%; what's driving banking stocks?

Analysts at Kotak Institutional Equities believe the rate hike cycle poses limited risk for banks, given healthy balance sheets, tighter underwriting standards and stronger borrower fundamentals.

Best of Opinion: Central banks need to be ready for geopolitical risks

From integrated transport planning and uncertainty over Rodtep to the RBI's geopolitical challenges, family business governance, today's opinions examine policy and institutional reform

RBI rate hike: ₹50 lakh home loan EMI may rise by ₹817; FDs may offer more

A 25-bps repo rate hike could push up borrowing costs, while new fixed deposits may offer higher returns

RBI rate cycle: How much did borrowers and savers actually benefit?

The RBI's previous rate cycle shows that changes in the repo rate did not translate equally into loan and deposit rates, with the impact varying across borrowers and Depositors

RBI rate hike: Your EMI may not move, but your loan may get longer

How to save ₹55k on home loans after rate hikes: Increase your monthly EMI instead of loan tenure. Expert guide to floating rate resets, EBLR, MCLR, and prepayments in India.

Banks vs NBFCs: Where to invest after RBI rate hike? Analysts answer

Jefferies has named ICICI Bank, State Bank of India (SBI) and Axis Bank as its top picks among large-cap banks post RBI MPC outcome.

Best of Opinion: More rate hikes imminent as RBI revises policy cycle

From the RBI's shift to calibrated tightening and health-insurance copayments to India's tax reform journey, aviation security, today's opinions examine policy trade-offs and institutional change

RBI MPC meet: 'Pressure on current account is a temporary problem'

The FCNR(B) deposit flows of $135 billion was made possible by the strong macroeconomic fundamentals of India, says Malhotra

RBI rate hike may pressure housing affordability, but demand seen resilient

Developers and consultants expect the impact to be sharper in affordable and mid-income housing, while premium demand and broader sector momentum remain relatively resilient

RBI may hike interest rate further in December policy, say experts

With the RBI changing its monetary policy stance from 'neutral' to 'calibrated tightening ', experts on Wednesday said that the central bank would go for another rate hike of up to 50 basis points in its upcoming December policy. The next bi-monthly monetary policy is due on December 4. Earlier in the day, the Reserve Bank of India raised its benchmark interest rate by 25 basis points to 5.50 per cent, its first increase in nearly four years, and signalled that further hikes could follow as rising inflation and a weakening currency prompt a policy pivot. Anticipating the rate hike by the RBI, Bajaj Finance has raised interest rates on its fixed deposits by 15 to 40 basis points across all tenures from 12 to 60 months. The revised rates take effect from October 7 and apply to both fresh deposits and renewals, Bajaj Finance said in a statement. The biggest increase is on longer tenures, it said, adding, interest rates on deposits for 31 to 60 months rise by 35 basis points for regul

RBI policy highlights: Repo rate rises 25 bps as inflation risks broaden

The RBI raises the repo rate to 5.5% as inflation risks broaden, while keeping its growth outlook firm. Here are the key takeaways from Governor Sanjay Malhotra's statement

Repo rate hike may raise costs, but real estate demand to stay resilient

Real estate companies in West Bengal on Wednesday said the RBI's 25-basis point repo rate hike could increase borrowing costs for homebuyers and developers, but maintained that the rise is unlikely to impact demand in the long term. The Reserve Bank of India raised its benchmark interest rate by 25 basis points to 5.50 per cent on Wednesday, its first increase in nearly four years. "The RBI has increased the repo rate after three years As a result, interest rates of banks and financial institutions on housing and construction loans will increase. This will have some adverse impact on real estate," CREDAI West Bengal president Sushil Mohta said. Primarc Projects MD Siddharth Pansari said the hike may make home loans marginally more expensive, but is unlikely to have a major impact on genuine homebuyers. "In Kolkata, people are buying homes with a long-term view, and their decisions are increasingly driven by the right location, better quality and the lifestyle a home offers. There m

RBI delivers timely, hawkish rate hike; 2 more on the cards: VK Vijayakumar

VK Vijayakumar said that the pivot in stance, alongside an evolving macroeconomic outlook, strongly signals that two more rate hikes are highly probable in this tightening cycle.

RBI hike reinforces stock selection, not broad equity caution: Ajit Mishra

Going ahead, crude oil prices, food inflation, the rupee and global monetary conditions will be the key variables to watch.

RBI hikes interest rates by 25 bps: What next for the markets?

The more important signal from here will be the RBI's forward guidance, analysts said, and whether this marks the beginning of a broader tightening cycle.

Monetary Policy shifts gear, lays emphasis on containing supply-side shocks

The Governor acknowledged that price pressures are increasingly extending beyond food and fuel.

Rate hike not to significantly impact earnings or growth: Ambareesh Baliga

Ambareesh Baliga said he does not see a rate-easing cycle even if the West Asia situation is resolved. However, if the situation remains unresolved, he expects further rate hikes by the central bank.

RBI turns hawkish; what does it mean fixed-income investors? Experts decode

RBI's MPC hiked the repo rate by 25 basis points to 5.5 per cent from 5.25 per cent.

RBI rate hike impact: Bank, NBFC shares rebound; Auto, realty trade weak

At 10:31 AM on Wednesday, the Nifty Bank, Nifty Private Bank, Nifty PSU Bank and Nifty Financial Services traded up to 1% higher; while, the Nifty Auto and Nifty Realty remained in negative zone.

RBI MPC outcome: Experts see another 25-bps hike as inflation heats up

The Reserve Bank of India's Monetary Policy Committee unanimously hiked the repo rate by 25 basis points to 5.5 per cent from 5.25 per cent.