Page 4 - Rbi

RBI simplifies MSME onboarding on TReDS, removes due diligence norm

RBI proposes removing due diligence requirement for MSMEs on TReDS platform to improve access to working capital and encourage wider participation

CBDC transactions cross 150 million, value exceeds Rs 34,000 crore

CBDC transactions have crossed 150 million with value exceeding Rs 34,000 crore, as RBI works on programmability and gradual rollout of digital currency

Rupee curbs due to excessive speculation, not a structural shift: RBI Guv

The Reserve Bank of India on Wednesday said "excessive speculation" on the rupee prompted surprise actions on the currency front in the last fortnight, but clarified that its measures will not remain forever. "In the last few weeks of March, we have witnessed heightened volatility in the foreign exchange market. These measures are reactions to the specific market movements. They are not signalling any structural changes. These are not measures going to remain forever," Malhotra said in a post-policy press conference. Deputy Governor T Rabi Sankar said there was an "artificial drying up" of supply in the market during those days, which led to the measures. The comments from the apex bank came for the first time after it capped NOP (net open positions)-rupee positions in the onshore deliverable market at USD 100 million and barred authorised dealers from offering non-deliverable forwards. The first measure helped the local currency to appreciate sharply, but gains were reversed withi

RBI MPC Outcome: 5 key takeaways from April MPC decision | Repo rate | Business News

The Reserve Bank of India maintains status quo on interest rates in its first FY27 policy, citing global uncertainty, rising oil prices, and currency pressures while projecting steady growth

RBI's MPC keeps repo rate unchanged at 5.25%, retains neutral stance

The central bank raised its inflation forecast to 4.6 per cent and flagged risks from West Asia tensions, while projecting GDP growth at 6.9 per cent for the current financial year

RBI signals liquidity range to retain overnight rates closer to policy rate

RBI maintained that the weighted ​average call rate (WACR) is its operative rate, and it aims to keep ‌it as close to the policy repo rate as possible

West Asia conflict may lead to demand shock: RBI Governor Sanjay Malhotra

Elevated crude oil prices could raise imported inflation and widen the current account deficit, he says

RBI plans to ease bank's board norms to boost ease of doing business

In a bid to promote ease of doing business, Reserve Bank Governor Sanjay Malhotra on Wednesday proposed to revise and rationalise guidelines to facilitate better utilisation of bank board's time and draft directions in this regard would be released shortly. The matters to be placed before the Boards of banks, along with their periodicity, are determined by the Boards themselves, guided by the seven broad themes prescribed by the Reserve Bank of India. Meanwhile, the Reserve Bank has also mandated certain policies and matters to be placed before the Board for approval, review, or information. "In an endeavor to enable Boards to utilize its time effectively, and to facilitate a more focused and qualitative engagement on strategy and risk governance, the Reserve Bank has undertaken comprehensive review and rationalisation of all such instructions. Draft directions in this regard will be issued shortly for public consultation," RBI said in its statement on Developmental and Regulatory .

Iran ceasefire offers major boost to rupee ahead of RBI policy; oil plunges

The rupee is likely to open ‌in the 92.40-92.50 range versus the US dollar, having settled at 93.0075 on Tuesday

MSME, retail demand to drive bank credit growth by 13% in FY27: Crisil

Newer options such as acquisition financing, now allowed for banks by the RBI, should also support credit growth

Trading ban upends State Bank of India's $5 billion short, forces unwind

State Bank of India (SBI) is estimating losses of about ₹3 billion ($32 million) from the forced unwinding of these trades, the people said, asking not to be identified discussing confidential details

Banks unwind 75% forex bets as RBI deadline nears; rupee, bonds gain

Rupee, bonds gain ahead of central bank's policy review outcome on Wednesday

RBI set to hold rates while confronting weak rupee amid West Asia conflict

RBI now faces a dilemma over whether to raise interest rates to support the currency or keep borrowing costs low to cushion economic growth

RBI policy expectations: Safeguarding growth amid a supply shock

With limited policy space amid a global supply shock, RBI is likely to hold rates, balancing inflation risks with the need to protect growth

CDs emerge as key Q4 funding source for banks despite elevated rates

Q4FY26 CD issuances hit Rs 5.27 trillion; FY26 at Rs 14 trillion, outstanding near Rs 7 trillion

West Asia war: 10-year bond yield eases 9 bps; rupee strengthens vs dollar

Benchmark 10-year yield falls as crude prices ease on ceasefire reports; rupee gains on dollar sales but trims early rise amid importer demand and geopolitical caution

India's misunderstood shock: Lessons from the pandemic on what not to do

With the Reserve Bank of India's first policy meeting since the ongoing energy shock underway, the obvious question is whether rate hikes are coming

RBI proposes new BC structure and branch norms in draft guidelines

RBI's draft norms revamp BC structure, tighten branch rules, and aim to expand banking access while strengthening governance and consumer protection

RBI retains credit default swap cap at 5%, sets ₹3.3 trn limit for FY27

Central bank keeps CDS cap unchanged and raises FPI debt limits in line with expanding securities stock, while aligning VRR investments with general route norms

RBI cancels Shirpur Merchants' Co-op Bank licence over poor finances

The RBI on Monday said it has cancelled the licence of The Shirpur Merchants' Co-operative Bank as the lender does not have adequate capital and earning prospects. Consequently, the bank ceases to carry on banking business, with effect from the close of business on April 6, 2026, the Reserve Bank said in a statement. The Commissioner for Cooperation, Registrar of Cooperative Societies, Maharashtra has also been requested to issue an order for winding up the bank and appoint a liquidator. On liquidation, every depositor would be entitled to receive deposit insurance claim amount of his/her deposits up to Rs 5 lakh from Deposit Insurance and Credit Guarantee Corporation (DICGC). The RBI said that as per the data submitted by the co-operative bank, about 99.7 per cent of the depositors are entitled to receive full amount of their deposits from DICGC. As on January 31, 2026, DICGC has already paid Rs 48.95 crore of the total insured deposits based on the willingness received from the