Page 6 - Rbi

A shift towards decluttering, rationalisation marks RBI's 2025 reforms

The RBI's actions throughout the year mark a decisive shift towards principle-based regulation and systematic rationalisation of legacy instructions

Mint Road: Charting a transformation path for finance and business in 2025

The year 2025 laid the foundation for tectonic shifts in financial and business domains, like a move to open up M&As to bank financing

RBI's new guidelines may slow expansion of urban cooperative banks

Officials also said the new rules would raise compliance costs by over 20 per cent

Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps

RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong

Gold reserves, foreign currency assets push forex kitty by $4.4 bn

RBI data show gold reserves and foreign currency assets rose during the week, aided by a $5 billion USD/INR buy-sell swap and intervention in the rupee market

RBI liquidity boost; MUFG–Shriram Finance deal; SFIO probes IndusInd Bank & more

The RBI has announced liquidity infusion of nearly ₹3 trillion into the banking system.

Mint Road in 2025: A year filled with opening doors and tightening screws

The year saw Mint Road push banks towards capital markets, revisit deposit insurance and revive UCB licensing, signalling reform that expands opportunity without diluting caution

Easing supply of ultra-long bonds may flatten G-sec yield curve in FY27

Easing supply of ultra-long bonds and improving long-term demand may help flatten India's G-sec yield curve in FY27, aided by RBI liquidity support and index inclusion hopes

RBI delays January 3 rollout for 3-hour cheque clearance: What it means

Faster cheque settlements on hold as banks get more time to prepare

Phase-II of cheque-clearing system postponed until further notice: RBI

RBI has deferred Phase 2 of continuous cheque clearing to give banks more time, and modified presentation hours to 9 am-3 pm and confirmation hours to 9 am-7 pm

Govt bond yields rally by 9 bps after RBI announces liquidity measures

RBI announced ₹2 trillion of OMO purchases and a three-year $10 billion USD/INR buy-sell swap, triggering the sharpest bond market rally since April 2

PFC withdraws planned bond issuance for third time in FY26 as bids spike

PFC had earlier withdrawn a ₹3,000-crore, three-year bond issuance, and ₹3500 crore, 15-year bond issuance on November 25 and December 10 respectively due to elevated corporate bond yields

Gold most stable asset during geopolitical tensions, says RBI staff study

An RBI staff study says gold remains the most stable asset during geopolitical stress, while crude oil is the most sensitive to shocks; silver and US Treasuries show intermediate reactions

RBI to infuse ₹3 trn liquidity via OMOs, buy-sell swap after rupee defence

The Reserve Bank of India will inject nearly Rs 3 trillion through open market operations and a USD/INR buy-sell swap to offset liquidity drained by forex intervention and seasonal factors

Three Bills and a Budget: How the winter session impacts future budgets

Three laws passed in Parliament could boost central revenues, reshape GST cess flows, shift MGNREGA costs to states and create new budget headroom ahead of the 2026-27 Union Budget

Benign inflation may keep India's policy rates low for a long time: RBI Guv

India's inflation rate picked up in November from a record low in the previous month but stayed well below the central bank's 4% target

Union Bank of India cuts rates on select retail loans by up to 160 bps

Union Bank of India has reduced rates on select retail loans from December 18, cutting home loans by 30 bps, vehicle loans by 40 bps and personal loans by up to 160 bps

Bankers seek RBI action as dollar glut, NDF pressure roil rupee forwards

The rupee remains Asia's worst-performing currency this year, hit by weak investment flows, steep U.S. tariffs and the lack of a US trade deal

Credit growth for banks, NBFCs to rise; asset quality seen range-bound

Strong fundamentals will steer these sectors through the evolving regulatory, and macroeconomic landscape

Outward remittances under LRS slip 2% in Oct on travel, education dip

Outward remittances under RBI's LRS slipped to $2.36 billion in October 2025 as overseas travel and education outflows fell, while remittances for equity and debt investments rose sharply