Page 14 - Reserve Bank Of India

Why fixing the RBI-government ties matters for India's growth ambitions

The relationship between the central bank and the government is holding back India's financial sector

Growing external borrowings make NBFCs more vulnerable to rupee swings: RBI

RBI says NBFCs' higher foreign currency borrowing has helped steady funding costs, but it raises vulnerability to exchange rate volatility even with most exposure hedged

RBI warns of risks in bank-NBFC interlinkages, asset concentration

The RBI's Financial Stability Report warns that banks are increasingly buying NBFC-originated loans to scale retail portfolios, with nearly 80 per cent of assets sourced from a limited set of non-bank

RBI net short dollar position rises to $66 bn in rupee forwards by Nov end

RBI data shows its outstanding net short dollar position in the rupee forward market rose to $66.04 billion by end-November, up from $63.6 billion at end-October

Are banks open or closed on New Year's Day, Jan 1? Here's state-wise update

January 1, 2026, a Thursday, is New Year's Day in 2026. In the US, January 1st is a federal holiday; in India, it is a restricted holiday. However, in some states, banks are closed, as per the RBI

Corporate lending to rebound as loan-bond rate gap narrows, RBI eases norms

Analysts expect banks' corporate credit to pick up as the bond-loan rate gap narrows and RBI reforms, including acquisition financing and eased exposure norms, begin to bite

2025: Year of big-bang reforms aimed at ease of doing business in finance

The Reserve Bank of India rolled out sweeping reforms in 2025 to lower compliance costs and improve ease of doing business, from LCR relief and project finance norms to digital lending rules

India's banks are healthier, but the next stress point is already visible

While banking is stable and resilient, it needs to evolve and adjust to the changing dynamics of the Indian financial system

RBI to conduct OMO purchase auction worth ₹50,000 crore on January 5

The RBI will buy government securities worth ₹50,000 crore in an OMO auction on January 5, 2026, as part of four equal tranches announced for late December and January

Banks 'resilient' but face stiff fund mobilisation competition: RBI report

RBI said banks remain resilient with low bad loans and strong capital, but credit growth outpacing deposits will keep resource mobilisation competitive, requiring strong governance and risk management

SFB asset quality worsens in FY25; GNPA rises to 3.6%: RBI report

RBI's Trends and Progress report said small finance banks saw weaker asset quality and lower profits in FY25, even as balance sheets expanded at a faster pace than other banks

How heavy state borrowing has blunted the RBI's rate cuts and bond buying

RBI's liquidity push is being neutralised by record state borrowing, keeping yields elevated and markets subdued - exposing deep fiscal strains beneath India's strong GDP numbers

Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps

RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong

Mint Road in 2025: A year filled with opening doors and tightening screws

The year saw Mint Road push banks towards capital markets, revisit deposit insurance and revive UCB licensing, signalling reform that expands opportunity without diluting caution

Phase-II of cheque-clearing system postponed until further notice: RBI

RBI has deferred Phase 2 of continuous cheque clearing to give banks more time, and modified presentation hours to 9 am-3 pm and confirmation hours to 9 am-7 pm

Bank holiday on Christmas: Banks to stay shut for five days in many states

For Christmas Eve in 2025, banks in Mizoram, Nagaland, and Meghalaya will be closed on December 24. On December 25, however, all banks nationwide will observe a holiday in observance of Christmas

Real estate developers expect rate cut to boost housing sales momentum

Developers say lower home loan rates after RBI repo rate cuts have improved affordability across major cities, supporting buyer confidence and housing sales momentum into 2026

Benign inflation may keep India's policy rates low for a long time: RBI Guv

India's inflation rate picked up in November from a record low in the previous month but stayed well below the central bank's 4% target

Unity SFB's Aviom Housing acquisition may take 3-4 months to complete

Unity Small Finance Bank has emerged as the winning bidder for Aviom India Housing Finance, but completion may take 3-4 months as key regulatory and creditor approvals are pending

Bankers seek RBI action as dollar glut, NDF pressure roil rupee forwards

The rupee remains Asia's worst-performing currency this year, hit by weak investment flows, steep U.S. tariffs and the lack of a US trade deal