At the BFSI Insight Summit 2026, mutual fund leaders hailed SIPs as the industry's biggest innovation, driving ₹32,000 crore in monthly inflows and widening investor access
India’s mutual fund industry has room to expand as systematic investment plans (SIPs) bring more households into financial markets,
The strong participation by the retail investors has provided resilience to the Indian stock market and capped downside in the face of massive selloff by foreign portfolio investors (FIIs), said Vikas
Let your income, not a market dip, decide how much to raise your SIP. A 10% yearly step-up could take a 15-year corpus from Rs 94 lakh to Rs 1.64 crore, at an assumed 12% return
Small-cap funds led SIP collections at ₹5,012 crore, followed by mid-cap and flexi-cap schemes, as four equity categories together garnered ₹16,096 crore
Retail investors stayed committed to mutual funds despite market volatility, with net SIP inflows hitting a record ₹2 trillion in FY26.
Market rebound and attractive smallcap and midcap returns, monthly net SIP additions hit a six-month high of 1.3 million, pushing total monthly contributions to a record ₹32,297 crore
Earlier, traditional options such as gold, fixed deposits and property were preferred for savings. Women are now allocating a part of their savings to equity markets through SIPs
The share of SIP investments older than five years rose to 31 per cent as of March 2026, while monthly SIP inflows touched ₹32,087 crore
Smallcap is the only equity category where SIP-linked assets account for more than half of total AUM
Folios with up to ₹1,000 monthly inflows fell 1.4 mn in FY26; larger accounts grew
PhonePe said 77% of Daily SIP users are from B30 cities, while CAMS reported record mutual fund AUM and double-digit growth in profit and revenue
Individual investor AUM in smaller towns rose 5.2% in H1 2026 against 4.5% in top-30 cities
Closed-end mutual fund schemes have a fixed maturity date and cannot ordinarily be redeemed before then. The regulator should consider allowing fresh investments in them until maturi
In this Personal Finance special, we explain how increasing your SIP by just 5% or 10% every year can help you achieve your financial goal up to four years sooner
Can you really start investing with just ₹250 a month? Yes—and that's exactly what Sebi's Chhoti SIP was designed to do.
Small- and mid-cap fund SIP returns have rebounded sharply, raising hopes of renewed retail investor interest after a moderation in key MF growth indicators
The brokerage says elevated valuations, stronger opportunities in developed markets and the rise of AI-related investments could limit foreign inflows into Indian equities
Can a small SIP really help you build crores over time? In this video, we explain the 8-4-3 rule of compounding and how disciplined investing in mutual funds can accelerate wealth creation.
Higher redemptions and weaker lump-sum investments dragged equity fund inflows lower, although SIP contributions remained resilient amid market volatility