Page 8 - Your Money

Fixed deposit to mutual fund: Calculate your post-tax return investments

Judging investments only by their returns and ignoring taxes can lead to poor financial decisions

Could your income tax return face complete scrutiny under CBDT's new rules?

The CBDT has identified six categories of taxpayers for mandatory complete scrutiny in FY27. Understanding the triggers can help taxpayers stay prepared

Market sentiment: How to shield retirement savings from emotional decisions

Review your portfolio once every three to six months but checking it daily can lead to stress and poor decisions

Coverage to exclusion: 8 terms to check in a policy before buying insurance

Some other things that matter include waiting period, deductibles and claim conditions

How to choose between growth and stability in your retirement investments

Your portfolio should change over time and not be something you set once and forget

Loans, bills, groceries: How to make a household budget & follow it

You do not have to track every transaction: A too-detailed budget becomes harder to follow consistently

Don't panic and know how to handle notices, demands from income tax dept

Notices are likely to be routine and arise due to mismatches, missing details or system-generated checks

Security & growth: How to choose investments for your financial goals

Every investment comes with a trade-off: Pick ones that matter for your situation

Build a year-round record system, make tax-filing season stressless

Documents need continuous review and updating at least every quarter to ensure they are handy at the time of filing returns

Exemptions to investments: How salaried individuals should plan taxes

Salaried individuals can plan for financial stability by choosing the right investment option that comes with tax benefits

Salary, property, stocks: How to manage taxes on multiple income sources

If you have multiple income sources, calculate the gross to find out the amount you need to pay as tax

Key tax terms every investor should know: TDS, advance tax, residency

Learn how TDS, advance tax and residency status impact your returns and keep your portfolio tax-compliant

Planning to use algo trading? Key checks retail investors must make

Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo

Start early, be disciplined: How to build a retirement starter portfolio

Build a corpus that reflects your needs and review your investments regularly

'Basic', cost to company, take-home: Your salary structure explained

How new labour rules will shape your basic salary and gratuity income

All about filing income tax: From selecting form to claiming return

Even if tax has already been deducted from your salary, you still need to file an income tax return

Indian tax residency: Key rules and how they impact your global income

A taxpayer's residential status depends on the number of days they spend in India in a financial year

Harvesting: When investors use gains and losses to reduce tax outgo

Know how can sell your investments to either reduce your taxable gains or use available tax-free limits better

Late to retirement planning? How to catch up, build corpus, avoid mistakes

You may need to save a higher portion of your income to build a retirement portfolio

How to build an investment portfolio without overcomplicating matters

Define your goal, set a time horizon and avoid adding too many investments to your portfolio