Page 9 - Your Money

Managing money while caring for ageing parents: A practical guide

Reorder priorities-protection, liquidity, debt, then investing-without derailing goals

Retirement planning for young professionals: When to start

In your early years, focus more on growth. As you get closer to your retirement, gradually shift towards more stable investments to reduce risk.

Lump sum, SIP, redemption: How mutual fund money flows actually work

Also know about SWP, STP and what happens if you miss an installment

Indispensable checks you must run before using Form 16 to file ITR

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices

Job loss to sudden hospitalisation: Emergency preparedness for households

One tip: Put your emergency funds in separate accounts so that you don't spend it inadvertently or are left scrambling if there is a technical glitch at the bank

Savings to SIP: What beginners should know about investment planning

Choose an investment product after deciding the purpose it will serve and how long it will take

Claims to deductibles: How to read a health insurance policy document

Checking the document helps you avoid unpleasant surprises during a medical emergency

Term insurance vs endowment plans: Which one fits your financial goals?

While term insurance focuses on providing a safety net for your family, endowment plans function as a hybrid tool that balances life cover with a savings component

How to avoid investment scams that promise 'guaranteed high returns'

If the return sounds fixed and unusually high, it is likely a scam: Step back and don't invest

When borrowing makes sense and when it does not: A guide to consider

Consider what you are borrowing for, how much it will cost, how it fits into your current life

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Life insurance for young professionals: Who needs term cover and how much

Term insurance has one clear purpose: Ensuring your income for your family

Selling your mutual funds? Here are the taxes you may have to pay

To understand the actual gains, it is important to make these calculations beforehand. This not only gives you a realistic picture of what to expect but also helps you prepare for tax filing.

The right way to choose health insurance: From floaters to topups

Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons

Building retirement income with the bucket approach & passive cash flow

A retirement income plan is not something you set once and forget: It needs small adjustments over time

Outflows from gold ETFs signal caution; how should investors respond?

Existing investors should book partial profits if overweight; new ones should build exposure in a staggered manner

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Systematic Investment Plan: How SIP works and why starting early helps

A Systematic Investment Plan is a method of investing a fixed sum of money at regular intervals, such as weekly, monthly or quarterly, in a mutual fund scheme

Covered & secured: How to buy, renew, claim health insurance for family

A health insurance policy should cover following expenses incurred by a patient subject to the overall amount insured in the policy period.

Retirement planning for beginners: It's not an overwhelming task to do

A retirement plan is not something you set once and forget. It needs small adjustments over time.