Page 16 - Latest Updates on Reserve Bank of India
To build a developed India, RBI must move beyond micromanagement
RBI eases forex compliance: exporters and importers can reconcile smaller bills, merchant traders get longer timelines, and rupee vostro accounts gain investment flexibility
 "To build a developed India, RBI must move beyond micromanagement")
RBI consolidates regulatory norms into 238 master circulars, repeals 9,000
The central bank streamlines regulatory framework across 11 entity types and 30 thematic areas to simplify compliance and improve clarity for the financial sector
 "RBI consolidates regulatory norms into 238 master circulars, repeals 9,000")
Recent RBI policies to help banks stay at equilibrium: K V Kamath
Jio Financial Services Chairman K V Kamath says RBI's latest measures will restore equilibrium in bank lending and boost corporate credit growth
 "Recent RBI policies to help banks stay at equilibrium: K V Kamath")
India, UK can set benchmarks for inclusion, trust: RBI Governor Malhotra
Malhotra highlighted that both the United Kingdom and India rank among the top jurisdictions in terms of the number of fintech startups and the scale of investments flowing into the sector
 "India, UK can set benchmarks for inclusion, trust: RBI Governor Malhotra")
Shirish Chandra Murmu takes charge as RBI deputy governor for three years
Murmu was an executive director of the RBI before being elevated to the post of deputy governor. He succeeds M Rajeshwar Rao, who completed his term
 "Shirish Chandra Murmu takes charge as RBI deputy governor for three years")
RBI appoints Sanjay Kumar Hansda as new Executive Director from March
Hansda, who recently returned from the IMF after serving as Senior Advisor, will head RBI's Department of Economic and Policy Research from March 2025
Banks may post subdued quarterly results amid rate cuts, weak loan demand
Analysts forecast private banks to post a year-on-year decline in profit in the September quarter, while net interest income (NII) may see only a marginal uptick
 "Banks may post subdued quarterly results amid rate cuts, weak loan demand")
ECL transition time will ensure limited impact on banks: SBI chairman
C S Setty says extended transition will cushion banks from ECL shock, stresses need for stronger collections before expanding UPI-based credit products
 "ECL transition time will ensure limited impact on banks: SBI chairman")
Bank holiday today: Are banks open or shut for Valmiki Jayanti? Know more
Bank Holiday: Banks in several cities like Bengaluru, Chandigarh, Bhubneshwar, and Shimla are shut today, Oct 7, on account of Maharshi Valmiki Jayanti/Kumar Purnima
 "Bank holiday today: Are banks open or shut for Valmiki Jayanti? Know more")
India remains anchor of stability in volatile world: RBI Guv Malhotra
The governor attributed the country's strong fundamentals to low inflation, good foreign exchange reserves, a narrow current account deficit, and the very strong balance sheets of banks
 "India remains anchor of stability in volatile world: RBI Guv Malhotra")
How much gold does the RBI hold in its vaults? Here's a sneak peak
Central banks, WGC said, added a net 15 tonnes to global gold reserves in August, based on reported data from both the IMF and respective central banks.
 "How much gold does the RBI hold in its vaults? Here's a sneak peak")
Loan against shares: Have emergency funds ready to handle margin calls
Borrow 20-30% below maximum eligibility to avoid frequent margin calls
 "Loan against shares: Have emergency funds ready to handle margin calls")
RBI eases compliance burden; gives extra time for merchant payments
In another decision, the RBI eased the compliance requirements for small value exporters and importers
Practical pause: Regulatory interventions will help ease of doing business
On balance, the proposed regulatory intervention will improve the ease of doing business for banks without losing sight of banking and financial stability
 "Practical pause: Regulatory interventions will help ease of doing business")
RBI's decision on listing Tata Sons would offer clarity on way forward
If you look at it more closely, 2022 to 2025 is a long time in the history of the Tata group with a lot changing in these intervening years
 "RBI's decision on listing Tata Sons would offer clarity on way forward")
Higher-rated banks to pay less premium under RBI's proposed model
RBI has proposed a risk-based deposit insurance premium model from FY27 with the flat rate as the ceiling, lowering costs for stronger banks while improving risk management
RBI to issue draft framework easing ECB norms, widens eligibility scope
RBI will release a draft framework to simplify ECB rules with wider borrower and lender eligibility, relaxed limits, eased reporting, and extended IFSC repatriation timeline
RBI allows Indian lenders to fund acquisitions of Indian corporates
RBI permits banks to finance mergers and acquisitions of Indian corporates, expanding capital market lending opportunities but raising concerns over leverage and ALM risks
 "RBI allows Indian lenders to fund acquisitions of Indian corporates")
RBI MPC presser highlights: Low inflation opens up space for monetary policy easing, says governor
RBI MPC Meeting October 2025 highlights: At its last meeting, held from August 4 to 6, the RBI's MPC left the repo rate unchanged at 5.5 per cent; catch all the LIVE updates here
 "RBI MPC presser highlights: Low inflation opens up space for monetary policy easing, says governor")
Stable repo rates expected to boost commercial realty developments
Predictable borrowing costs and GST reforms are expected to boost commercial real estate, housing demand and investor sentiment during the festive season across India