Page 24 - Latest Updates on Reserve Bank of India
ECL transition time will ensure limited impact on banks: SBI chairman
C S Setty says extended transition will cushion banks from ECL shock, stresses need for stronger collections before expanding UPI-based credit products
 "ECL transition time will ensure limited impact on banks: SBI chairman")
Bank holiday today: Are banks open or shut for Valmiki Jayanti? Know more
Bank Holiday: Banks in several cities like Bengaluru, Chandigarh, Bhubneshwar, and Shimla are shut today, Oct 7, on account of Maharshi Valmiki Jayanti/Kumar Purnima
 "Bank holiday today: Are banks open or shut for Valmiki Jayanti? Know more")
India remains anchor of stability in volatile world: RBI Guv Malhotra
The governor attributed the country's strong fundamentals to low inflation, good foreign exchange reserves, a narrow current account deficit, and the very strong balance sheets of banks
 "India remains anchor of stability in volatile world: RBI Guv Malhotra")
How much gold does the RBI hold in its vaults? Here's a sneak peak
Central banks, WGC said, added a net 15 tonnes to global gold reserves in August, based on reported data from both the IMF and respective central banks.
 "How much gold does the RBI hold in its vaults? Here's a sneak peak")
Loan against shares: Have emergency funds ready to handle margin calls
Borrow 20-30% below maximum eligibility to avoid frequent margin calls
 "Loan against shares: Have emergency funds ready to handle margin calls")
RBI eases compliance burden; gives extra time for merchant payments
In another decision, the RBI eased the compliance requirements for small value exporters and importers
 "RBI eases compliance burden; gives extra time for merchant payments")
Practical pause: Regulatory interventions will help ease of doing business
On balance, the proposed regulatory intervention will improve the ease of doing business for banks without losing sight of banking and financial stability
 "Practical pause: Regulatory interventions will help ease of doing business")
RBI's decision on listing Tata Sons would offer clarity on way forward
If you look at it more closely, 2022 to 2025 is a long time in the history of the Tata group with a lot changing in these intervening years
 "RBI's decision on listing Tata Sons would offer clarity on way forward")
Higher-rated banks to pay less premium under RBI's proposed model
RBI has proposed a risk-based deposit insurance premium model from FY27 with the flat rate as the ceiling, lowering costs for stronger banks while improving risk management
 "Higher-rated banks to pay less premium under RBI's proposed model")
RBI to issue draft framework easing ECB norms, widens eligibility scope
RBI will release a draft framework to simplify ECB rules with wider borrower and lender eligibility, relaxed limits, eased reporting, and extended IFSC repatriation timeline
 "RBI to issue draft framework easing ECB norms, widens eligibility scope")
RBI allows Indian lenders to fund acquisitions of Indian corporates
RBI permits banks to finance mergers and acquisitions of Indian corporates, expanding capital market lending opportunities but raising concerns over leverage and ALM risks
 "RBI allows Indian lenders to fund acquisitions of Indian corporates")
RBI MPC presser highlights: Low inflation opens up space for monetary policy easing, says governor
RBI MPC Meeting October 2025 highlights: At its last meeting, held from August 4 to 6, the RBI's MPC left the repo rate unchanged at 5.5 per cent; catch all the LIVE updates here
 "RBI MPC presser highlights: Low inflation opens up space for monetary policy easing, says governor")
Stable repo rates expected to boost commercial realty developments
Predictable borrowing costs and GST reforms are expected to boost commercial real estate, housing demand and investor sentiment during the festive season across India
No plan to impose any charges on UPI transactions: RBI Guv Malhotra
RBI Governor Sanjay Malhotra said the central bank is not considering imposing any charges on UPI transactions or the platforms
 "No plan to impose any charges on UPI transactions: RBI Guv Malhotra")
RBI unveils measures to support exporters amid 50% US tariff impact
The measures include reduced paperwork and compliance burden for small exporters and importers
 "RBI unveils measures to support exporters amid 50% US tariff impact")
ECL framework proposed to be implemented from April 1, 2027: RBI Guv
The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials across institutions, he said
 "ECL framework proposed to be implemented from April 1, 2027: RBI Guv")
RBI drops 'restriction' on business overlap by banks & group entities
Withdrawal of proposal barring overlap between banks and NBFC subsidiaries offers relief to major lenders
 "RBI drops 'restriction' on business overlap by banks & group entities")
RBI's IPO financing norms tweak to deepen primary markets, say analysts
The tweak in the financing norms comes as the primary market is booming with new issues and listings despite a weak secondary market
 "RBI's IPO financing norms tweak to deepen primary markets, say analysts")
RBI 'enabling framework' to enable banks to finance domestic firms' M&A
Indian banks are barred from such lending, pushing companies to rely on shadow lenders or bonds for financing
 "RBI 'enabling framework' to enable banks to finance domestic firms' M&A")
RBI keeps repo rate unchanged at 5.5%, revises GDP forecast to 6.8%
Governor Sanjay Malhotra projects softer inflation from GST cuts and food prices
 "RBI keeps repo rate unchanged at 5.5%, revises GDP forecast to 6.8%")