Manojit Saha

Manojit Saha

Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.

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Manojit Saha

Growth has to be achieved with hawkish eye on risk: South Indian Bank

South Indian Bank targets ₹3.25 trillion in total business within three years, with a focus on digital banking, retail assets, stronger efficiency and expansion into western India

Updated On: 13 Aug 2026 | 10:34 PM IST

Why Jio Credit is emerging as Bank of America's key India growth engine

Bank of America's $1.9 billion investment could fuel Jio Credit's growth for at least two years as the fast-growing NBFC expands into new areas of lending.

Updated On: 13 Aug 2026 | 10:05 PM IST

RBI officers seek HR policy review, time-bound promotions up to Grade E

Staff body seeks five-year qualifying service for financial upgradation across grades up to Grade E and calls for a more inclusive work environment for women officers

Updated On: 10 Aug 2026 | 9:41 PM IST

A dovish pause: RBI holds steady, rate hike off the table in FY27

The RBI cited uncertainties around the monsoon, El Nino, geopolitics and global trade while opting to keep policy rates unchanged for a fourth meeting

Updated On: 05 Aug 2026 | 11:42 PM IST

Govt tweaks MFI credit guarantee rules to boost scheme utilisation

The government has eased norms under the microfinance credit guarantee scheme to boost fund flow to smaller lenders as utilisation of the ₹20,000-crore corpus remains low

Updated On: 31 Jul 2026 | 12:29 AM IST

HSBC leads in FCNR (B) deposit mobilisation with over $5 billion

HSBC has mobilised over $5 billion in FCNR(B) deposits under the RBI's swap scheme, leveraging its global network and expanding NRI banking presence in India

Updated On: 23 Jul 2026 | 11:32 PM IST

RBI proposes stricter data governance framework for banks, NBFCs

The RBI has proposed a comprehensive data governance framework for banks and NBFCs, focusing on customer consent, data quality, third-party sharing and board oversight

Updated On: 15 Jul 2026 | 11:16 PM IST

ATM cash-loading staff call strike in some states demanding wage revision

A strike by cash-loading staff of cash management companies may disrupt ATM cash replenishment in several states as workers press for higher wages

Updated On: 14 Jul 2026 | 12:30 AM IST

FDI will gather pace in H2CY26, says Citi India CEO K Balasubramanian

Balasubramanian said the Reserve Bank of India's recent measures to attract foreign capital could bring as much as $75 billion in inflows

Updated On: 13 Jul 2026 | 11:27 PM IST

SBI joins global banks to fund Sun Pharma's $11.75 billion Organon buy

SBI is the only domestic bank to participate in the loan syndication

Updated On: 07 Jul 2026 | 10:50 PM IST

StanChart shuts 20 India branches, sharpens focus on wealth management

The development comes as the British lender is turning its focus toward advisory-led services like wealth management

Updated On: 05 Jul 2026 | 11:03 PM IST

Rajiv Kumar's biggest task: Restoring investor confidence in HDFC Bank

HDFC Bank is banking on former Finance Secretary Rajiv Kumar's appointment as chairman to restore investor confidence after Atanu Chakraborty's sudden resignation

Updated On: 03 Jul 2026 | 11:27 PM IST

Jana Capital downgrade unlikely to have bearing on Jana Small Finance Bank

Sources said there is no cross-default linkage between the debt of Jana Small Finance Bank and Jana Capital, with the holding company continuing to pare its stake in the lender

Updated On: 01 Jul 2026 | 11:51 PM IST

FPIs' debt appetite surpasses equity exit in June on RBI, govt measures

Foreign investors pumped a net Rs 55,518 crore into debt in June, exceeding equity outflows, as RBI and government measures boosted the appeal of Indian government bonds

Updated On: 01 Jul 2026 | 12:04 AM IST

US-Iran deal has shifted risk balance 'favourably': RBI's report

Fx volatility may rise if oil prices spike due to supply chain risks

Updated On: 30 Jun 2026 | 11:41 PM IST

Bank NPAs fell in March; may rise under baseline case: RBI report

RBI's Financial Stability Report shows bank NPAs fell to record lows in March, though stress tests indicate a modest rise under the baseline scenario by March 2028

Updated On: 30 Jun 2026 | 11:32 PM IST

Remain alert to external, domestic risks: RBI governor Sanjay Malhotra

Preserving financial stability more important than ever, says RBI governor Sanjay Malhotra

Updated On: 30 Jun 2026 | 4:44 PM IST

With leverage available, FCNR (B) scheme remains attractive: P D Singh

Standard Chartered expects strong FCNR(B) inflows from key overseas centres as RBI's latest measures boost foreign currency deposits and cross-border banking

Updated On: 28 Jun 2026 | 11:30 PM IST

Banks wait & watch as dollar-bond investors seek richer returns

Premium rose steadily after HDFC secured tightest-ever spread for an Indian lender

Updated On: 25 Jun 2026 | 10:59 PM IST

Weak monsoon may cloud growth-inflation dynamics: RBI's June Bulletin

Recent policy measures likely to push up sovereign debt demand

Updated On: 22 Jun 2026 | 11:29 PM IST