Page 28 - Amit Kumar

Cheats posing as EPFO agents are a threat: Red flags and how to stay safe

Pension fund doesn't employ agents and its services are available for free use on its website

Expense ratios: a quiet wealth killer which eats up your mutual fund gains

Experts caution that this fees can have a significant impact on long-term returns, especially when compounded over decades

No insurance claim for reckless driving, says SC: Read fine print carefully

'Insurance is a protective tool, not a safety net for irresponsible behaviour,' says expert, as SC ruling limits payouts in accidents caused by the policyholder

GPF vs EPF: How much will you earn this season from retirement savings?

The government keeps interest rate on GPF at 7.1% for July-Sept quarter, while EPF savers see 8.25% interest credited for FY26. Here's what it means for your retirement corpus

Lower EMIs, loan rates in July as three state-owned banks cut MCLR by 5 bps

Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans

Repay home, car, personal loan before deadline without penalty: This is how

RBI bars bank and non-bank lenders from levying pre-payment charges on floating rate loans bought by retail customers

New cost inflation hike by CBDT brings relief for property sellers: Experts

'The higher cost inflation index helps cushion sellers from rising prices, lowering their taxable gains,' say experts, making long-term property sales more tax-friendly.

Make My Trip told to compensate flier after wallet fraud: How to stay safe

A Mumbai consumer court tells MakeMyTrip to provide ~1.37 lakh in compensation after wallet fraud and refund issues. Learn key tips to protect your money and avoid similar booking nightmares

Multiple PF withdrawals: Reasons allowed, amount that can be taken out

Taking out money from retirement corpus has to be according to rules set by EPFO

Fixed deposit rates at 8.5%: What you could earn on your July investment

Check a lender's financial strength and your liquidity needs when you select offer

Senior citizen loses Rs 1.15 cr in cyber scam: Here's how to detect fraud

Fraudsters posing as Income Tax officials dupe Mumbai woman by promising refunds. Know how to detect such false claims

'Right not a favour', says HC on pension to disabled kids: what law says

Madras High Court says no income proof needed, just a medical certificate. Families of disabled children can now push back against pension delays with legal backing.

Gold bonds maturing in July delivering over 200% returns: Check details

Sovereign Gold Bonds issued in 2018 and 2019 are set for premature redemption on July 1, offering investors over 200% return, plus tax-free gains and 2.5% annual interest.

All about RailOne, one-stop super app for various railway services

Platform will end the need for passengers using multiple apps to book tickets, check train status, give feedback

PNB scraps minimum balance penalties: Here's how it may help customers

State-owned lender says decision will help financially vulnerable customers and boost financial inclusion

Sebi cracks down on 'pump and dump': How it works, what you should do

From shady stock tips to sudden crashes, understand how 'pump and dump' scams unfold and what you can do if you've already fallen into the trap

Up to 200% penalty for tax misreporting: What every filer should know

Misreporting or underreporting income can lead to penalties of up to 200 per cent of the tax due. Tax experts warn that even small errors may trigger scrutiny under the new AI-driven system.

Small savings rates unchanged for Q2FY26: Check what you'll earn

Despite RBI's rate cuts, the government has kept PPF, NSC, SCSS and other small savings scheme rates unchanged for July-September 2025. Here's the full list of interest rates you'll earn this quarter

Claim refunds for train delay, diversion, AC failure: Here is how to

Ticket Deposit Receipt facility helps railway passengers get their money back for poor service

Tax deadline to train ticket cost: Key financial changes from July

Aadhaar-PAN rules to revised bank fees: Here's what's new for your money, travel, and taxes starting this month