Page 7 - Bs Web Team

Indian tax residency: Key rules and how they impact your global income

A taxpayer's residential status depends on the number of days they spend in India in a financial year

Harvesting: When investors use gains and losses to reduce tax outgo

Know how can sell your investments to either reduce your taxable gains or use available tax-free limits better

Late to retirement planning? How to catch up, build corpus, avoid mistakes

You may need to save a higher portion of your income to build a retirement portfolio

How to build an investment portfolio without overcomplicating matters

Define your goal, set a time horizon and avoid adding too many investments to your portfolio

Managing money while caring for ageing parents: A practical guide

Reorder priorities-protection, liquidity, debt, then investing-without derailing goals

Retirement planning for young professionals: When to start

In your early years, focus more on growth. As you get closer to your retirement, gradually shift towards more stable investments to reduce risk.

Lump sum, SIP, redemption: How mutual fund money flows actually work

Also know about SWP, STP and what happens if you miss an installment

Gold price dips ₹10 to ₹1,48,850; silver down ₹100, trading at ₹2,49,900

The price of 22-carat gold decreased by ₹10, with ten grams of the yellow metal selling at ₹1,36,440

Hardik Pandya's injury woes continue, Ruled out of Afghanistan ODIs

Despite the latest setback, there is optimism surrounding Pandya's availability for India's ODI tour of England next month.

Gold price climbs ₹10 to ₹1,53,170; silver down ₹100, trading at ₹2,59,900

The price of 22-carat gold increased by ₹10, with ten grams of the yellow metal selling at ₹1,40,410

Job loss to sudden hospitalisation: Emergency preparedness for households

One tip: Put your emergency funds in separate accounts so that you don't spend it inadvertently or are left scrambling if there is a technical glitch at the bank

Savings to SIP: What beginners should know about investment planning

Choose an investment product after deciding the purpose it will serve and how long it will take

Claims to deductibles: How to read a health insurance policy document

Checking the document helps you avoid unpleasant surprises during a medical emergency

Term insurance vs endowment plans: Which one fits your financial goals?

While term insurance focuses on providing a safety net for your family, endowment plans function as a hybrid tool that balances life cover with a savings component

How to avoid investment scams that promise 'guaranteed high returns'

If the return sounds fixed and unusually high, it is likely a scam: Step back and don't invest

When borrowing makes sense and when it does not: A guide to consider

Consider what you are borrowing for, how much it will cost, how it fits into your current life

Life insurance for young professionals: Who needs term cover and how much

Term insurance has one clear purpose: Ensuring your income for your family

Selling your mutual funds? Here are the taxes you may have to pay

To understand the actual gains, it is important to make these calculations beforehand. This not only gives you a realistic picture of what to expect but also helps you prepare for tax filing.

The right way to choose health insurance: From floaters to topups

Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons

Building retirement income with the bucket approach & passive cash flow

A retirement income plan is not something you set once and forget: It needs small adjustments over time