Page 26 - Sanjay Kumar/workspace/business Standard Web/video

Direct investors in foreign equities should make a cautious start

When investing directly, go with exchange traded funds and curated portfolios initially and graduate to individual stocks once you have found your footing

Retirement funds can nudge investors to save: Who should opt for them?

The disciplined ones can accumulate for this crucial goal, using equity, debt funds, and NPS

Investors should rebalance exposure to US-focused funds; don't exit

Profits booked in these funds should be deployed in a diversified EM fund

Strike a deal quickly as home prices likely to head north in 2021

A recent report from Jefferies says a new cycle could begin this year as both end users and investors reenter the market

Purchase annuities in a staggered manner to get a better rate of return

Buy plans that do not have return of purchase price option, at a later age, to get a better rate of return

Worried about valuations? Go for a balanced advantage fund, say experts

Investors who run an asset-allocated portfolio with periodic rebalancing can manage without them

Don't exit the market over fears of a correction in high equity valuations

Use the SIP route to average out costs, stick to your pre-decided asset allocation, or invest in an asset allocation fund to deal with the current highs in the market

String of IPOs lined up, study them in detail before investing in any

A bull market carries the risk that offerings could turn pricier, but their fundamentals could deteriorate

Don't chase last year's outperformers in debt funds, advise analysts

For 2021, in keeping with the law of mean reversion, analysts have modest return expectations from last year's outperformers

Planning to invest in value funds? Performance hinges on earnings recovery

'Invest with a 7-10-year horizon. Allocate 20-30 per cent of your equity portfolio to them,' says Vishal Dhawan, chief financial planner, PlanAhead Wealth Advisors

Increase life insurance cover to keep pace with your liabilities

Convert policies into 'paid-up' if internal rate of return is below promised levels

Remote working is risky: How to fend off potential cyber attacks

RDP attacks allow cybercriminals to also record keystrokes and steal sensitive information

Pulling out from equity funds: When is it okay and when it isn't?

Moving entirely from equities to cash or direct investing could prove counterproductive

Start making those tax-saving investments right away if you haven't already

If you make them in haste at the last moment, you are likely to end up with the wrong choices

What will a 'Yes' or 'No' vote mean for Franklin Templeton investors

If investors in the six Franklin Templeton schemes vote for reopening, they may have to take large haircuts

Small-cap funds make comeback, but they are a volatile investment option

Only investors with appetite to handle their high volatility should enter them

Bitcoin's heady returns come with high volatility as govt ban still looms

Institutional investors in the developed world have climbed on to the bitcoin bandwagon. Many large hedge funds and mutual funds now bet on it

While bitcoin's ascent has been giddy, can you stomach the volatility?

The Indian government's ambivalent attitude towards this asset class is another key risk for investors keen to climb on to this bandwagon

Instead of gasping for breath, get yourself an air purifier this winter

The device is a boon especially for people with respiratory disorders

Lakshmi Vilas Bank depositor? Spread deposits across banks to lower risks

If you hold an account at Lakshmi Vilas Bank, which has been placed under a moratorium restricting withdrawal of more than Rs 25,000, you must have many queries. We try to answer some of them.