)
Aathira Varier is a banking and insurance reporter who covers the Banking, Financial Services and Insurance (BFSI) sector, with previous experience of covering equity markets. An economics graduate, she uses contextualisation and practical application of theory to communicate technical aspects of her beat.
Aathira Varier is a banking and insurance reporter who covers the Banking, Financial Services and Insurance (BFSI) sector, with previous experience of covering equity markets. An economics graduate, she uses contextualisation and practical application of theory to communicate technical aspects of her beat.
India's bank deposits are shifting toward non-household funds, with rising term deposits and falling CASA share, while private banks steadily gain deposit share
Insurers' loss ratio is estimated at 60-70%, 10-15 percentage points lower than last season
Suryoday SFB launched its Credit on UPI product in August 2025 in partnership with Paytm
Decline in international travel-related spending amid geopolitical uncertainty weighed on outward remittances under the RBI's Liberalised Remittance Scheme
Crisil Ratings says lending guardrails have improved portfolio quality and credit discipline, leading to a sharp reduction in overdue build-up in microfinance securitised pools
Listing gains likely to strengthen balance sheets of general insurers
The revised framework formalises block-level credit planning, strengthens Lead District Manager offices and sharpens accountability across banking committees
The regulator has proposed permitting insurers to invest a portion of surplus shareholders' funds in eligible private companies while tightening promoter-group exposure norms
Precautionary transfers boost flows; FCNR (B) deposits may offer near-term support
Private equity-backed transactions accounted for 92% of claim notifications, with tax-related issues emerging as the most common trigger
Industry executives expect war-risk insurance rates to soften further if the US-Iran agreement leads to sustained reopening of the Strait of Hormuz and lower regional tensions
The insurance-distribution platform aims to raise ₹883 crore through a mix of fresh issue and offer for sale, valuing the company at about ₹4,513 crore
New framework permits insurance distribution subject to Irdai approval and lays down safeguards for sale of third-party financial products
Geopolitical tensions in West Asia are driving Gulf-based NRIs towards Indian term insurance plans, attracted by lower premiums and GST exemptions
The insurer said customers should consider higher sums insured to keep pace with rising treatment costs, while stressing that the final decision rests with policyholders
The insurer clarified that the use of E20 fuel does not affect the validity of motor insurance policies and will not be treated as negligence while assessing claims
India's microfinance sector recorded its first sequential portfolio expansion in seven quarters, while asset quality improved and disbursements reached a seven-quarter high
Improved loss experience and rising competition among reinsurers are strengthening insurers' negotiating position during ongoing crop insurance renewals
Indian companies proposed raising $3.76 billion through external commercial borrowings and foreign currency convertible bonds in April, down from $5.43 billion in March
S&P Global Market Intelligence expects asset quality at major lenders to improve further, even as margins remain under pressure from changing interest-rate dynamics