Page 324 - Personal Finance

Weigh the risks of EB-5 citizenship route

Remember, capital invested in the EB-5 programme must be "at risk", meaning no guarantees can be provided on returns, and even the investment can be lost

Avoid mis-selling at banks, research before buying financial product

Rely on a fee-based advisor instead of bank relationship manager for investment advice

Tilt portfolio towards largecap funds to tap reasonable valuations

Consider going for a passive fund

PM Kisan scheme payout: What to do if you have not received Rs 2,000 yet

With PM Modi releasing the 15th instalment of the scheme on November 15 eligible farmers will receive Rs 2000 in their Aadhaar-linked bank accounts

GMR airports to Emami: Companies with highest pledged holdings by promoters

1.22% of promoter holdings was pledged at the end of the September quarter compared with 1.36% in the June quarter

Mis-selling trap; air purifier basics: Top personal finance stories

Our pick this week explains when you must say no to your relationship manager and what the best purifiers do

New RBI norms to make personal loans costlier: Check rates of top lenders

A hike in risk weights may lead to higher interest rates and reduced access to credit for consumers as banks adjust lending practices to meet increased capital requirements

88% of Industry leaders believe card tokenisation enhanced security: Report

RBI introduced Card-on-File Tokenisation (CoFT) in September 2021 and began implementation on October 1, 2022. So far, over 56 crore tokens have been created

8.7% Interest, 100% on-road price: Top car loan offers this festive season

100 per cent of the on-road price, flexible EMIs, no guarantor requirement and quick processing are some of the offers lenders have unveiled this Diwali to attract new car owners

Sovereign green bonds for NRIs offer credit-risk-free returns in long term

Investors should be mindful of exchange rate risk and limited liquidity in secondary market

All about car loan rates, terms and offers explained in chart

Processing fees from India's top 18 lenders and other factors

Breathe easy: Here is how to get the apt air purifier for your home

Buy a device that covers a large area of the room and removes dust, dander too

Fund review: Nippon India Multi Cap Fund

Nippon India Multi Cap Fund

Direct investing bhi sahi hai: NSE CEO Chauhan's pitch for more retail play

The NSE chief was, however, quick to add a caveat. Chauhan said he invests his personal wealth only in mutual funds and not in direct equity participation

This data point shows global investors are again looking towards India

India-focused offshore funds and exchange-traded funds (ETFs) registered the highest-ever quarterly inflow of $7.97 billion in the September quarter

8.35% interest, discounts on processing fee: Cheapest home loans right now

With interest rates as low as 8.35 per cent and up to a 50 per cent discount on processing fees, it might be the perfect time to consider taking out a loan

DDA's festive scheme:1,100 luxury flats in Dwarka are available for auction

Penthouses, High-Income Group (HIG), and Super HIG flats at Dwarka 19B, overlooking the upcoming DDA golf course, are priced between Rs 1.4 crore and Rs 5 crore

Most bought stocks by mutual funds in October: Bajaj Auto, TechM, HeroMoto

MFs were net buyers of 63 per cent stocks in the Nifty Midcap 100 stocks, of which the highest MoM was seen in L&T Finance Holdings , Vodafone Idea, Syngene Intl, PB Fintech, Aurobindo Pharma

Mutual fund redemptions dip to 6-month low in Oct, equity AUM up 24.5% YTD

Equity AUM for domestic MFs (including ELSS and index funds) decreased 1.4% MoM to Rs 20.7 trillion Oct'23, led by a fall in market indices (Nifty down 2.8% MoM).

EV insurance: Ensure all-round protection for battery with add-on cover

Return-to-invoice, zero depreciation for major components are must-haves