Page 341 - Personal Finance

Paperless loans: HDFC Bank launches digital banking platform 'XpressWay'

XpressWay offers services like personal loans, business loans, car loans, home loans, loan on cards, credit card, savings accounts, service journeys and more

Diwali bonanza: BoB has a plethora of deals, offers for credit card users

The offer is available with brands such as Amazon, Flipkart, Paytm, HP, Dell, Xiaomi, MMT, and more, both online and in-store

Diwali shopping: Should you opt for the zero-EMI scheme?

This type of EMI is designed to appear "interest-free" to the consumer. It means that you won't be charged interest on the loan

Safe haven gold to trend higher due to geo political uncertainties

Contrary to the usual trend of gold moving up significantly in the weaker dollar scenario, the safe haven status has assumed significance despite a strong dollar scenario.

Debt funds see competition from FDs, almost 95% SIPs are in equity MFs

Bank Fixed Deposit is emerging to be a stronger product than longer-duration debt mutual fund schemes

Defer your tax liability from ESOPs by extending exercise period

For more favourable tax treatment at sale, hold the acquired shares for more than a year

Scared of scamsters? Know how to lock your Aadhaar biometrics here

Aadhaar update: Aadhaar users can lock their biometric details to stop scamsters from transferring money from their bank accounts to others. Know how here

Dynamic bond funds: Trust manager who has navigated rate cycles properly

Fund managers of dynamic bond funds, too, hold divergent views currently

Financial stability, ethics: Key factors to consider in choosing a broker

Traders must look for a platform that is robust and cost effective

Positive cues for gold's glitter: End of rate hikes, easing by US Fed

Gold's positive performance has come after a rollercoaster ride

IRM Energy's Rs 545 crore IPO subscribed 27 times on last day of offer

The Rs 545.40 crore-initial share sale received bids for 20,62,70,910 shares against 76,24,800 shares on offer, as per NSE data

Savings schemes for senior citizens: Check interest, benefits, more

The savings scheme for senior citizens is a government-backed scheme which ensures regular money flow post-retirement. The scheme gives guaranteed returns every quarter to senior citizens

How to start a business with no money? Here are the simple steps to follow

Starting a business without investment looks impossible, but it isn't. You can fulfil your entrepreneurial dream without investing a single penny. Here's how to start your business with no money

Why you should link your credit card with UPI? Check all benefits

RBI allowed the integration of Unified Payment Interface (UPI) with credit cards to leverage the several benefits of credit card enthusiasts. Here's why you should use credit card with UPI

Goa, Ooty, Pondicherry are top destinations for Diwali holidays this year

These locations have replaced the previous year's Northern hotspots like New Delhi and NCR, Jaipur, and Udaipur.

Know your broker, pick a boarding school: Top personal finance stories

Our best stories this week are about what your stock manager should do for you and what is taught at India's elite residential schools

No cost EMIs galore this festive season: Are there any hidden charges?

The no-cost EMI offers allow consumers to buy different products in instalments without paying additional interest or charges. This implies that you will be paying only the actual price of the product

Fund review: SBI Magnum Income Fund

Fund review: SBI Magnum Income Fund

Chart: How to reach Rs 1 cr in savings with Rs 10,000 monthly investment

A Rs 30,000 monthly investment at 12 per cent annual returns will roughly take around 12 years to reach your first Rs 1 crore and 20 years to reach Rs 3 crore.

Amazon Pay starts EMIs on RuPay credit cards for festive online shopping

During the first 48 hours of the Amazon Great Indian Festival, EMI's emerged as the most preferred payment mode with 1 in 4 shopping orders placed on instalments; and 3 in 4 EMI orders on No Cost EMIs