Page 341 - Personal Finance

No takers for ESG investing? Sustainable funds see outlows for second year

There have been no new sustainable fund launches over the past two years.

Use price dips for 10% allocation as gold continues to lose lustre

Use price dips to build a 10% allocation to gold

Equity AUM touch Rs 20 trillion, Nippon India best performing fund in July

Among the Top 10 funds, the highest MoM rise was seen in Nippon India Mutual Fund (+6.5%) followed by ICICI Prudential Mutual Fund (+6.4%), HDFC Mutual Fund (+6.3%), DSP Mutual Fund (+5.1%)

Buying a new car: Should you use up your savings or opt for a loan?

While financing might make purchasing a vehicle more reasonable, spending outright cash can get you a better price and eliminate the need for annual payments.

What your porfolio should look like when markets are at a record high

For investors who want to follow only the MF route, ICICI Securities recommends 60 percent allocation towards large-cap funds, 20 percent towards mid-and small cap and 20 percent towards thematic

Beware tax refund fraud: Verify your source before clicking on links

Verify source before clicking on links; enter address of tax dept's official website directly into browser

From HDFC Bank to Bharti Airtel: Top ten holdings of various mutual funds

Two private banks, ICICI Bank and HDFC Bank, remain among the top holdings of the top five AMCs

Unable to get a loan? Build a proper credit history with secured card

First-time borrowers should start a fixed deposit and get a credit card against it

MF tracker: Most bought and sold large, mid and small-cap stocks in July

Eicher Motors, Hindustan Zinc, Havells India, Mankind Pharma, and Varun Beverages were the most sold in the large cap space.

In charts: Nifty Smallcap 250 outperforms all major indexes in July

Realty, Metals & Energy led the charge, rising 9% each. On the flip side, IT lagged with a modest 1% rise.

Explained: How to structure your salary to reduce your tax burden

When an employer when employees a person, he specifies his cost to the company (C.T.C). It means that the organization is going to spend that much amount per year to employ that person

Rank loans, save money, seek advice: Strategies to get out of debt

Recovery agents cannot harass debtors and have to take consent before visiting them

Stylish and sturdy: Stainless steel cutlery gets branding upgrade

Dinnerware becomes the favourite of chefs and families to serve food before guests

Switch if you can find 50 bps cheaper home loan; lock into current FD rates

Some lenders have lowered their rates over the past couple of months by reducing their spreads

What are multi-allocation funds? Why are they popular? Should you invest?

Since multi-asset allocation funds must invest at least three different asset classes, they suit investors looking for more diversification

Don't let idle cash sit in a savings account: Here's what you should do instead

One should use his savings account to park only temporary surpluses or to use the account for routing investments and meeting expenditures

Car loan review: Know about rates, processing fees by over 15 lenders

Our table tells you what the market has to offer in terms of monthly installments

A snapshot of company fixed deposit rated offered by various companies

Here is how the company fixed deposit rates offered by various companies stack up

Fund pick: DSP Top 100 Equity Fund

Fund pick of DSP Top 100 Equity Fund

More clarity on EMIs, tenor: Borrowers can soon switch between floating, fixed loans

RBI is also asking for options to switch to fixed rate loans, which are not typically offered by most banks.