Page 51 - Personal Finance

NPS: You can choose 100% equity exposure based on risk appetite, timeline

Investors must educate themselves and become more financially savvy to optimise the benefits of greater choice

Rajasthan govt hikes DA by 3% to 58% for employees and pensioners

The move, announced ahead of Diwali, will benefit nearly 12.40 lakh beneficiaries, including 8 lakh employees and 4.40 lakh pensioners, an official release said

Aggressive hybrid funds suit moderate-risk investors with long-term goals

Such funds are not entirely immune to volatility due to their considerable equity allocation

Best fixed deposit rates in October 2025: 15 banks offering top returns

FD Rates in October 2025: Fixed deposits remain a safe bet, but the right mix of laddering, diversification and payout choice can boost returns. Here's how October 2025 FD rates stack up across banks

Silver up 61% in 9 months: The metal is quietly outpacing gold in 2025

Tata Mutual Fund's outlook suggests silver may outperform gold over the medium term (3-5 years).

Gold is glittering again, but experts warn it's a hedge, not a jackpot

As markets swing between optimism and fear, one asset is quietly outshining the rest - gold. In 2025, the precious metal is scaling new highs, delivering double-digit returns for Indian investors

Need cash? Now borrow up to ₹1 crore against your shares, says RBI

If you own shares or mutual funds but want to avoid redeeming them, you can access emergency funds by pledging your investments.

NPS gets major overhaul: 100% equity option, shorter lock-ins, more choice

The 100 per cent equity option could appeal to younger investors with a long investment horizon who want more growth from equities.

Loan against shares: Have emergency funds ready to handle margin calls

Borrow 20-30% below maximum eligibility to avoid frequent margin calls

73% of seniors want to work after retirement, yet only 23% do: Survey

A survey finds only 23% of Indian seniors work after retirement despite 73% expressing willingness to stay active and earn

From calories to caring: Festival gifting takes a health-conscious turn

Gone are the days of boring mithai dabbas and dry fruits; gifts are increasingly being curated with an emphasis on wellness that goes with the receiver's personality and lifestyle

RBI tightens gold loan rules: What changes in repayment, valuation, auction

Regulatory changes seek to ensure more discipline, transparency and protection for borrowers

RBI raises limits on loans for shares, investing in IPOs: What changes

Central bank gives investors greater access to credit and boosts participation in capital markets

If you need a personal loan, what are the best rates available now?

A personal loan can be used for multiple things, but one must keep in mind that they come with a somewhat higher price tag

Fund review: Nippon India ELSS Tax Saver Fund

Fund review: Nippon India ELSS Tax Saver Fund

It will cost more to update Aadhaar card information: Know new fees here

UIDAI increases fee for biometric updates from Rs 100 to Rs 125, will review charges in Oct 2028

Centre govt hikes DA by 3%: Here's how it lifts salaries and pensions

3% DA hike from July will boost salaries and pensions for millions of central employees and pensioners.

Jayshree Ullal tops India's wealthiest women entrepreneurs with ₹50,170 Cr

Close on her heels is Radha Vembu, co-owner of Zoho, with a wealth of ₹46,580 crore. Vembu's journey reflects the strength of India's growing SaaS (Software as a Service) sector

Hinduja tops global NRI billionaire list with ₹1.85 lakh cr: M3M Hurun 2025

NRIs create ₹8.9 Lakh Cr wealth empire across London, San Jose, Abu Dhabi & Miami

SBI Card will charge 1% extra on certain transactions from Nov: Know more

Credit card company will add up to 1% charges on select payments and wallet loads