Page 82 - Personal Finance

Top-up home loans: Not just for houses but for education, health and more

Linked to your existing home loan, top-up loans offer lower rates and longer tenures than personal loans, but experts say repayment discipline is key.

Small incomes to overseas assets: Why missing them in ITR can cost big

Your ITR isn't just about salary. From small dividends to foreign holding, ESOPs and even low-balance accounts need disclosure or you risk heavy penalties.

81% express concern over house affordability, Mumbai bucks the trend:Survey

Mumbai buyers remain confident thanks to strong fundamentals and long-term prospects

Retail leasing in Delhi-NCR jumps 25% as fashion, home brands expand

Fresh mall supply, rising footfalls and strong demand from apparel and homeware brands lift retail leasing in Delhi-NCR, with vacancies in top-grade spaces at historic lows

Do you have to pay tax on inherited gold? Know when liability kicks in

Gold passed down from family is not taxed as income. Experts explains when capital gains tax applies on sale and what options you have to ease the burden

Bollywood actor Tiger Shroff sells apartment for ₹15.6 crore in Mumbai

The property in Rustomjee Paramount offers excellent connectivity to Vithalbhai Patel Road, Swami Vivekanand Road, and the Western Express Highway, offering residents a convenient commute

Bollywood actor Tiger Shroff sells luxury Mumbai flat for Rs 15.6 crore

The 2,189 sq. ft. apartment in Khar includes three parking slots; Tiger Shroff had purchased it in 2018 for ₹11.62 crore, recording a healthy gain on sale.

Secure and cared for: The rise of senior living communities in India

Market is rapidly expanding but moving to these premium communities requires careful financial and emotional consideration

Credit risk funds: Opt if net yield premium over safer funds is substantial

Investors with high risk-bearing capacity may allocate 5-10% of their fixed-income portfolio

Cash or loan to buy a home? Chartered accountant on how to weigh trade-offs

Age, risk appetite and financial discipline should shape a person's choice, according to Ruchita Vaghani

FD interest payout tips: How monthly, quarterly and cumulative differ

A ₹10 lakh FD in Punjab National Bank shows how your returns can change depending on whether you pick monthly, quarterly or cumulative interest, and how tax rules apply

Zero forex markup to lounge access:Top 5 credit cards for global travellers

Premium cards offer perks like travel insurance, holiday packages, and travel miles.

Malaika Arora sells Andheri West flat for Rs 5.30 crore, nets 62% gain

Bollywood actor Malaika Arora made a 62% gain on her Runwal Elegante apartment, bought in 2018 for Rs 3.26 crore

Bank holidays on Sept 5: Branches to be closed; online services available

Eid-e-Milad holiday in Mumbai shifted to Monday; Maharashtra branches closed today

FD rates for senior citizens hit 8.5%: Check best offers by various lenders

Small finance banks offer highest rates; their largest peers are conservative and stable

No 'status pressure': Bengaluru man builds Rs 1 cr corpus with frugal life

Former proofreader says in Reddit post he has never taken a loan or owned a credit card as part of financial discipline

Fixed deposit rates of 10 finance companies: Know terms and tenures

All companies offer an additional interest rate for senior citizens, according to Paisabazaar

GST exemption on life, health policies: Lock in lower term premiums now

Enhance sum insured on base health policy, buy add-on cover

Sweating it out in luxury and style: Tracking India's rise of elite gyms

Places offer high-tech services and exclusive amenities to transform fitness into a premium social experience

Late ITR after Sept 15: Why the hit is bigger than just a penalty fee

From losing the old regime option to higher interest outgo, here's how a delayed ITR beyond September 15 can shrink your savings.