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April 02, 2022, Saturday
Green fixed deposits: For interest of the environmentally conscious
They're at par with normal fixed deposits but not all banks offer these
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December 20, 2021, Monday
As banks up interest rates, stick to lower-tenure FDs for the present
Rate increases have only begun; doing so will allow you to reinvest your money at higher rates later
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July 13, 2021, Tuesday
Avoid locking into corporate FDs of longer tenures, say analysts
Deterioration risk in credit profile increases, and better rates may become available a year later
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March 04, 2021, Thursday
Multiple benefits of deferred annuities: How you can choose the right one
Savvy investors can expect to earn better returns by investing in alternatives
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September 18, 2020, Friday
Strategies to protect your income in a scenario of falling interest rates
Several products offer better rates, especially for seniors; that said, never try to optimise returns when you need money in the ...
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May 08, 2020, Friday
How to get the most out of your fixed deposits as interest rates fall
Choose a higher compounding frequency, and invest across multiple tenures and banks
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February 04, 2020, Tuesday
Budget impact: High share of FDs in investment can hit your wealth creation
Though FD insurance cover has risen 5-fold, younger investors should use those to park short-term funds
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September 13, 2017, Wednesday
Your concierge for financial services
With advances in technology, chatbots can help you transact and seek information much faster than traditional channels
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September 06, 2017, Wednesday
Excluding interest income on FDs can hurt
Most forget to include this in taxable income, especially when it is in their wives' or kid's names
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June 15, 2017, Thursday
Improve your returns with NCDs
Invest in five-six issues to spread your risk and hold them for the entire tenure
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January 06, 2017, Friday
Your Money: Opt for short-term debt funds as an alternative to FDs
These funds carry low risk & should be able to beat the returns from fixed deposits
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February 04, 2022, Friday
Target maturity funds can help you avoid losses amid rising interest rates
Stick to shorter tenure fixed deposits now to benefit from higher rates later
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October 12, 2021, Tuesday
Bank FD to fetch negative real interest with elevated inflation
The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the ...
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July 06, 2021, Tuesday
Give necessary standing instructions for renewal of your FD, say analysts
Inform your heirs about deposits and whereabouts of related documents so that they can make a claim
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October 02, 2020, Friday
This is not the time to lock yourself into long-term fixed deposits
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns
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May 22, 2020, Friday
Gloom for savers: How RBI repo rate cut will impact FD investments, savings
The recent spate of rate cuts by the Reserve Bank of India could be bad news for savers
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March 23, 2020, Monday
Small savings will continue to be attractive despite Coronavirus outbreak
While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has ...
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June 19, 2018, Tuesday
Curbs on full PF withdrawal likely; move to create 'social security cover'
In a Move to create 'social security cover', govt wager risky payoff, say experts
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September 13, 2017, Wednesday
Bank should fully settle FD claims
The bank said that it could not repay as the RBI had restrained it from doing routine operations
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August 06, 2017, Sunday
Fixed-income investors are coping with the rate cut season
Fixed-income investors should try to lock in to the best rates that are still available
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April 06, 2017, Thursday
Indians prefer fixed deposits to equities, MFs for investment: Sebi Survey
Life insurance was second most preferred investment vehicle
