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March 04, 2021, Thursday
Multiple benefits of deferred annuities: How you can choose the right one
Savvy investors can expect to earn better returns by investing in alternatives
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September 18, 2020, Friday
Strategies to protect your income in a scenario of falling interest rates
Several products offer better rates, especially for seniors; that said, never try to optimise returns when you need money in the ...
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May 08, 2020, Friday
How to get the most out of your fixed deposits as interest rates fall
Choose a higher compounding frequency, and invest across multiple tenures and banks
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February 04, 2020, Tuesday
Budget impact: High share of FDs in investment can hit your wealth creation
Though FD insurance cover has risen 5-fold, younger investors should use those to park short-term funds
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September 13, 2017, Wednesday
Your concierge for financial services
With advances in technology, chatbots can help you transact and seek information much faster than traditional channels
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September 06, 2017, Wednesday
Excluding interest income on FDs can hurt
Most forget to include this in taxable income, especially when it is in their wives' or kid's names
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June 15, 2017, Thursday
Improve your returns with NCDs
Invest in five-six issues to spread your risk and hold them for the entire tenure
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January 06, 2017, Friday
Your Money: Opt for short-term debt funds as an alternative to FDs
These funds carry low risk & should be able to beat the returns from fixed deposits
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November 21, 2016, Monday
Perpetual bonds by PSU banks offer higher rates than FDs
Liquidity can be an issue. Also dividends are paid only if issuing banks is profitable
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October 22, 2016, Saturday
A strong case for long-term FDs
Banks are offering similar interest rates for short and long-term deposits; the latter is preferable for safe returns
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March 24, 2016, Thursday
Company FDs require extra due diligence
Keep regular track of financials, including cash flow and management changes
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October 02, 2020, Friday
This is not the time to lock yourself into long-term fixed deposits
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns
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May 22, 2020, Friday
Gloom for savers: How RBI repo rate cut will impact FD investments, savings
The recent spate of rate cuts by the Reserve Bank of India could be bad news for savers
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March 23, 2020, Monday
Small savings will continue to be attractive despite Coronavirus outbreak
While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has ...
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June 19, 2018, Tuesday
Curbs on full PF withdrawal likely; move to create 'social security cover'
In a Move to create 'social security cover', govt wager risky payoff, say experts
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September 13, 2017, Wednesday
Bank should fully settle FD claims
The bank said that it could not repay as the RBI had restrained it from doing routine operations
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August 06, 2017, Sunday
Fixed-income investors are coping with the rate cut season
Fixed-income investors should try to lock in to the best rates that are still available
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April 06, 2017, Thursday
Indians prefer fixed deposits to equities, MFs for investment: Sebi Survey
Life insurance was second most preferred investment vehicle
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November 27, 2016, Sunday
Diversify beyond fixed deposits
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should ...
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November 17, 2016, Thursday
Here's how NRIs can safeguard their money in wake of demonetisation
They can either deposit them in NRO account if in India currently or post-December 30 the Rs 500, Rs 1,000 notes can be exchanged ...
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September 13, 2016, Tuesday
Bank FDs to become unattractive?
Experts say FDs will become unattractive going ahead, and returns could turn negative, if you take into account inflation
