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August 09, 2022, Tuesday
Parents' income, child's record count in getting education loan: Experts
Students joining a professional course at a top-notch college will find it easier to get approval
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June 18, 2022, Saturday
Defer, reschedule or switch loan if EMIs have increased: Experts
Here are four ways to deal with a rising EMI burden, all of which will, however, require hard negotiations with the lender
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June 07, 2022, Tuesday
Keep recovery agents at bay by working out repayment terms with lender
In extreme situations, file injunction suit against the latter to prevent it from taking coercive steps
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April 15, 2022, Friday
Gold loan: Low-cost option and credit score no bar, say experts
If the price of gold plunges, a borrower can be asked to put up additional collateral
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February 17, 2022, Thursday
Minor rise in interest rates won't impact home loan demand: Deepak Parekh
Says rates are at historic lows now; a housing loan is a long-term loan during which rates move up and down and a customer who ...
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January 18, 2022, Tuesday
Take a home loan before March 31 to avail benefit under section 80EEA
A key positive of this deduction is that you don't have to wait until possession to begin claiming it
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January 03, 2022, Monday
Higher interest rates, limited tenures drive used-car loan EMIs up
Consider top-up home loan and personal loan; they are cheaper and you could get 100% financing
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November 25, 2021, Thursday
Exercise due diligence, avoid digital lenders that make borrowing too easy
The absence of due process-KYC, issuance of sanction letter and loan agreement-should act as red flags
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September 30, 2021, Thursday
Prevent auto-debit failures by registering once again, say experts
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c
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September 16, 2021, Thursday
SBI cuts home loan interest rate to 6.7%, waives processing fees
SBI announces festive bonanza for home buyers
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August 31, 2021, Tuesday
P2P lending is for those with a high risk appetite, say analysts
Limit lending amount and diversify among borrowers
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August 06, 2022, Saturday
After rate hike, ask your lender to increase home loan EMI, not tenure
A 50-bps hike on a Rs 50 lakh loan of 20-year tenure would increase the EMI by Rs 1,545
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June 08, 2022, Wednesday
EMIs to soar: Here's how much repo rate hike will pinch home loan borrowers
RBI's repo rate hike spells bad news for those who were looking to buy a home and also for those who are paying their EMIs
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April 15, 2022, Friday
Find out why your credit report shows a loan you don't remember taking
Loans can be issued to you both legally and fraudulently. So if there's a suspicious entry in your credit report, get to the ...
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March 26, 2022, Saturday
Renegotiate home loan terms after borrower's death, say analysts
If heir provides guarantees, lender may ease repayment schedule
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January 30, 2022, Sunday
Buyer shouldn't pay for bank's mistake
Despite the State Commission having concluded that there was deficiency in service on the part of the bank, it had not been held ...
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January 14, 2022, Friday
With interest rate hikes likely in 2022, keep loan-to-value at minimum
Don't opt for a fixed-rate home loan even though rates have hit the bottom
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December 06, 2021, Monday
Balance transfer your personal loan only if interest gap is 0.5-1% or more
The pre-closure penalty usually ranges from 1 to 5 per cent of the principal outstanding amount
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October 20, 2021, Wednesday
Forget Squid Game, here are some strategies to get out of debt in real life
The most-expensive-debt first approach is cost-effective, while debt snowball has been found to be the most successful
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September 24, 2021, Friday
Check net savings before you transfer home loan balance: Experts
When selecting the new lender, understand the conditions attached to prepayment
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September 03, 2021, Friday
Studying abroad? How to choose the right lender type for an education loan
There are several other factors to consider apart from the interest rate, such as moratorium, collateral and quantum of
