-
June 18, 2021, Friday
Need an overseas study loan? It is easier to get one from a global lender
The hitch is that they are in foreign currency and carry an exchange risk in case you want to work in India
-
May 13, 2021, Thursday
Not getting personal loan to manage an emergency? Offer collateral
Starting a fixed deposit may make a bank more willing to offer you a credit card
-
May 04, 2021, Tuesday
Home loan: Go with a lender charging lower risk premium, say experts
While benchmark rate can change any time, spread changes only in rare instances
-
May 01, 2021, Saturday
State Bank of India reduces home loan interest rates to 6.7%
Women borrowers to get a special concession of 5 bps
-
April 20, 2021, Tuesday
Cash-strapped patients with Covid-19 infection can consider loans
In a health emergency, speed of disbursement is more important than cost
-
March 30, 2021, Tuesday
Two strategies to avoid a debt trap during job loss and dwindling income
The avalanche will save you money, but the snowball approach is easier to stick to
-
March 17, 2021, Wednesday
Switch home loan if you can reduce cost by at least 50 bps: Experts
Don't go by the lowest advertised home loan rates; find out what you are eligible for
-
March 01, 2021, Monday
SBI cuts home loan interest rate by 10 bps to 6.7% linked to CIBIL score
Sanctions loans worth Rs one trillion till date in FY21
-
December 26, 2020, Saturday
Borrow from RBI-registered lending apps to avoid unscrupulous operators
Digital Lenders' Association of India (DLAI) has come out with a few guidelines
-
October 27, 2020, Tuesday
Home loan offers: Keep an eye on caveats before choosing a lender
They may be available only to those whose credit score exceeds a specified level or who buy insurance also
-
October 11, 2020, Sunday
Borrowers need fair rates, not just waiver
With portability, a large number of borrowers will move to a 1-2 percentage points lower rate and enjoy handsome savings
-
May 28, 2021, Friday
Term plan-backed home loan protects your family from repayment burden
The group life cover offered by banks could be your second option if you are unable to get a term plan due to health-related ...
-
May 05, 2021, Wednesday
Covid-19 second wave: Should you avail of RBI's relief on loan repayment?
If you opt for restructuring, your interest cost will rise and there could be other charges
-
May 01, 2021, Saturday
State Bank of India slashes home loan interest rates by 25 bps to 6.7%
By February 2021, SBI's home loan portfolio reached Rs 5 trillion-mark
-
April 27, 2021, Tuesday
Personal loans: Keep your EMIs at less than 50% of your after-tax pay
If you are thinking of availing of a personal loan, here are some steps you can take to improve your chances of getting it
-
April 18, 2021, Sunday
Promise to purchase produce from farmers must be kept
JCI alleged that the complaint had been filed merely to avoid repayment of the loan taken against the value of the jute.
-
March 19, 2021, Friday
Secured loans may help you tackle tighter credit norms, say experts
Presence of collateral allows lenders to relax their criteria while sanctioning of these loans
-
March 11, 2021, Thursday
Udyam certificate provides access to cheaper credit: Check details here
If you don't have GSTIN, wait till further clarity on whether the same is mandatory for registration
-
February 16, 2021, Tuesday
A term policy is the preferred option for covering home loan liability
A home loan protection plan could pose problems if you wish to switch or foreclose your loan
-
December 09, 2020, Wednesday
Going for a joint home loan with a relative can boost chances of approval
In case of default, credit score of co-borrower would also get affected
-
October 22, 2020, Thursday
Use 'pay later' loan facility only if interest rate is attractive
However, be careful to avoid over-leveraging
