Mahesh Misra

'HDFC Bank has a very ambitious DNA; we expect this to translate into a higher appetite for market share'

car loan

Select companies that offer easier terms for repayment of the loan

Credit Score

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

What does Parliament's winter session mean for you? Why are stock market players recruiting IIT graduates? Are the markets fully pricing in recession fears? What is credit score? All answers here

A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?

hybrid funds

Zenskar's flexible billing platform enables SaaS firms to handle usage-based pricing, subscriptions, nuanced discounts, credits, custom currencies, prepaid, post-paid, and ramp deals

HDFC bank

Latest Reserve Bank of India data showed that in 2021-22, frauds to the tune of Rs 60,414 crore were reported, down 56.28 per cent from Rs 1.38 trillion in 2020-21

credit card

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary

chart

Loan restructuring and moratorium increase interest outgo

Defaulting on card dues could restrict access to credit in future

Kunal Shah, Cred

Company backed by Sequoia Capital helps credit card users earn rewards for paying their bills

Union Finance Minister Nirmala Sitharaman

The FM told the top bank executives to listen to the concerns of branch-level staff

loan, bank

Your credit score and the company you work for also have an effect

NPA, loan

The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment

Indian firms to raise $5-bn forex loans

According to the survey, only 11% of the polled people have ever obtained their credit reports from any credit bureau

The Afghanistan Embassy here announced Saturday night that it is ceasing its operations from October 1, citing a "lack of support from the host government", failure to meet expectations in serving Afghanistan's interests, and reduction in personnel and resources.
In a statement, the Afghanistan Embassy in New Delhi said it regrets announcing the decision to cease its operations, effective October 1, 2023.
"It is with profound sadness, regret, and disappointment that the Embassy of Afghanistan in New Delhi announces this decision to cease its operations," the statement said.
The embassy said that this decision, while deeply regrettable, was made after careful consideration, taking into account the historic ties and long-standing partnership between Afghanistan and India.
The embassy statement also listed key factors affecting its ability to continue the mission effectively and said that they were the primary reasons for the "unfortunate closure".
The embassy cited a "lack of suppor

Afghanistan Flag

Gross GST collection rose 10 per cent to over Rs 1.62 lakh crore in September, crossing the Rs 1.6 lakh crore mark for the fourth time during current financial year.
Gross GST revenue collected last month was Rs 1,62,712 crore. Of this, Central GST was Rs 29,818 crore, State GST was Rs 37,657 crore, Integrated GST was Rs 83,623 crore (including Rs 41,145 crore collected on import of goods) and cess was Rs 11,613 crore (including Rs 881 crore collected on import of goods).
The revenue in September 2023 was 10 per cent higher than the GST revenue of Rs 1.47 lakh crore in the same month last year, the finance ministry said in a statement.
"During the month, revenues from domestic transactions (including import of services) are 14 per cent higher than the revenues from these sources during the same month last year. It is for the fourth time that gross GST collection has crossed Rs 1.60 lakh crore mark in FY 2023-24," it said.

GSTGST

The combined market valuation of five of the top 10 most valued firms declined by Rs 62,586.88 crore last week, with IT majors Tata Consultancy Services (TCS) and Infosys taking the biggest hit, amid an overall bearish trends in equities.
Last week, the BSE benchmark fell 180.74 points or 0.27 per cent, and the Nifty declined 35.95 points or 0.18 per cent.
The market valuation of TCS plunged Rs 26,308.58 crore to Rs 12,91,919.56 crore.
Infosys witnessed an erosion of Rs 25,296.43 crore from its valuation which was at Rs 5,95,597.10 crore.
The market valuation of Reliance Industries fell by Rs 5,108.05 crore to Rs 15,87,553.37 crore and that of Hindustan Unilever declined by Rs 3,865.08 crore to Rs 5,79,373.96 crore.
The market capitalisation (mcap) of HDFC Bank dipped Rs 2,008.74 crore to Rs 11,57,145.86 crore.
However, the mcap of Bajaj Finance jumped Rs 20,413.41 crore to Rs 4,73,186.41 crore.
Bharti Airtel added Rs 8,520.13 crore to Rs 5,19,279.14 crore in its valuation while

Asian Games 2023 Highlights, Day 8: India won three gold and a total of 15 medals to record their best-ever single-day medal haul to finish in 4th place in the medals tally in Hangzhou, China

Asian Games 2023 live updates October 1

The deal is Venezuela's first step to open up operations in its metallurgic and mining industries to an international private company, after US sanctions hit the country in 2019

Jindal Steel and Power Ltd (JSPL)

Asian Games Highlights Day 6: India shooters Palak and Esha Singh won Gold and Silver in 10m air pistol women's individual event. India's medal count swells to 33 with 8 Gold, 12 Silver and 13 Bronze

Asian Games 2023 live updates india events on September 29

According to Ravi Nathani, an independent technical analyst, the Nifty Energy index seems trapped in the 26,975 - 27,350 trading range.

technical skills

Here is the best of Business Standard's opinion pieces for today

equity market

NATO Secretary-General Jens Stoltenberg met with President Volodymyr Zelenskyy to discuss the status of the war and needs of troops on Thursday, the day after Russia accused Ukraine's Western allies of helping plan and conduct last week's missile strike on the Black Sea Fleet's headquarters on the annexed Crimean Peninsula.
Zelenskyy said that Stoltenberg agreed to make efforts to get NATO members to help provide additional air defence systems to protect Ukraine's power plants and energy infrastructure that were badly damaged in relentless and deadly attacks by Russia last winter.
He also reminded the secretary-general of the persistent drone, missile and artillery attacks that often strike residential areas and were blamed Thursday for at least three civilian deaths in the past day.
In the face of such intense attacks against Ukrainians, against our cities, our ports, which are crucial for global food security, we need a corresponding intensity of pressure on Russia and a ...

Ukrainian President Volodymyr Zelenskyy

External Affairs Minister S Jaishankar on Thursday met US Secretary of State Antony Blinken here, amid the diplomatic row between India and Canada over the killing of a Khalistani separatist.
"Good to be back here," Jaishankar said while appearing before the media along with Blinken before ahead of meeting.
Although officials from both sides are tightlipped about the agenda of the meeting, the latest diplomatic crisis between two of America's friends is expected to come up prominently during the talks.
"I don't want to preview the conversations he (Blinken) will have in that meeting (with Jaishankar), but as we've made clear, we've raised this; we have engaged with our Indian counterparts on this and encouraged them to cooperate with the Canadian investigation, and we continue to encourage them to cooperate, State Department Spokesperson Matthew Miller told earlier reporters while responding to questions on Wednesday.
While the meeting between the two top diplomats was scheduled mu

Jaishankar, Blinken

Sergei Aksyonov, the Russian-backed head of Crimea, which was annexed by Russia in 2014, said there were no casualties. 5 cargo ships head for Ukraine's Black Sea ports

Russia

Akhil Saxena, vice president, operations, APAC, MENA and LATAM and worldwide customer service head, Amazon, is passionate about coaching people

Akhil Saxena

The settlement included most of the creditors involved in funding a 2013 loan to ProIndicus, a state-owned Mozambican company, UBS said

Credit Suisse Group

"The American people can breathe a sigh of relief: there will be no government shutdown tonight," Democratic Senate Majority Leader Chuck Schumer said after the vote

Washington

The latest high-end device includes a titanium frame, a first for the iPhone, as well as an A17 Pro chip with enhanced graphics component for improved gaming

credit scores

We'll launch credit score for housing loans: IMGC CEO Mahesh Misra

For car loan, check lenders on their total borrowing cost and service

How you can rebuild your credit score even after late payments

TMSEp319: Parliament's winter session, IIT placement, markets, credit score

What is credit score? Why is it important?

Bessemer Venture leads $3.5 mn seed round for SaaS billing start-up Zenskar

HDFC Bank may introduce credit scores for third-party vendors

How to make the most of RBI's new customer-friendly credit card rules

Debt cut strategies useful for borrowers but they come at a cost

Facing credit card woes amid pandemic? Look for lower-cost credit options

Kunal Shah's CRED aims for revenue through new product launches

FM warns banks against trusting credit scores of loan seekers 'blindly'

Planning to take a personal loan? Existing loans impact borrowing capacity

Bad credit score: Millennials spawning next wave of NPAs for banks?

Only 15% population in metro aware of credit scores: Suvery